THE TOX, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S8273)
10 deals since 2020 · typical deal $313K
10
Deals since 2020
$313K
Typical deal
10
Deals since FY2025
—
Too few deals to score risk
What buyers pay for THE TOX
Most THE TOX deals financed between $258K and $338K. Above $338K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,359
- Down payment (10%)
- $35K
- Cash to close (all-in)
- $47K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$47K)
Experience
Recent financings
- THE TOX BRENTWOOD in Thompsons Station, TN — $432K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $324K (75%)
- Approval → funding
- 12 days
- Approved
- 1/28/2026
- First disbursed
- 2/9/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by First Bank of the Lake · Lender record →
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- KaMax Salon LLC in Folsom, CA — $350K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Personal Services
Funded by The Huntington National Bank · Lender record →
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- The Tox RB in Red Bank, NJ — $313K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $235K (75%)
- Approval → funding
- 11 days
- Approved
- 12/15/2025
- First disbursed
- 12/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by First Bank of the Lake · Lender record →
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- The Tox Rittenhouse Square in Philadelphia, PA — $311K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $233K (75%)
- Approval → funding
- 62 days
- Approved
- 12/4/2025
- First disbursed
- 2/4/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by First Bank of the Lake · Lender record →
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- KaMax Salon LLC in Folsom, CA — $50K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Personal Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- The Tox Technique in Lone Tree, CO — $338K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $254K (75%)
- Approval → funding
- 28 days
- Approved
- 8/29/2025
- First disbursed
- 9/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by First Bank of the Lake · Lender record →
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- Midnight Escape LLC in Gilbert, AZ — $333K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $250K (75%)
- Approval → funding
- 14 days
- Approved
- 8/29/2025
- First disbursed
- 9/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by First Bank of the Lake · Lender record →
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- MMPartners LLC in Dublin, OH — $304K (2025) · Buckeye State Bank
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $228K (75%)
- Approval → funding
- 30 days
- Approved
- 9/3/2025
- First disbursed
- 10/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Buckeye State Bank · Lender record →
Your business? Claim this record · Request removal
- Vero Beach Advisory Group LLC in Vero Beach, FL — $258K (2025) · purchase · Oconee State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $194K (75%)
- Approval → funding
- 34 days
- Approved
- 9/26/2025
- First disbursed
- 10/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Other Personal Care Services
If you were the buyer here
- Est. deal size
- $287K
- Est. down payment (10%)
- $29K
- Est. cash at closing
- $38K
- Monthly payment
- $3,338
- Annual debt service
- $40K
- Cash flow needed (1.25×)
- $50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Oconee State Bank · Lender record →
Your business? Claim this record · Request removal
- MM Partners LLC in Dublin, OH — $250K (2025) · Buckeye State Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 30 days
- Approved
- 9/3/2025
- First disbursed
- 10/3/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Buckeye State Bank · Lender record →
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Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Who funds THE TOX — and where
Every dot is a financed THE TOX — 10 mapped.
Financed THE TOX locations — list all 10 as text
- The Tox Technique — Lone Tree · $338K · FY2025 · Offices of All Other Miscellaneous Health Practitioners
- Midnight Escape LLC — Gilbert · $333K · FY2025 · Offices of All Other Miscellaneous Health Practitioners
- MMPartners LLC — Dublin · $304K · FY2025 · Other Personal Care Services
- MM Partners LLC — Dublin · $250K · FY2025 · Other Personal Care Services
- Vero Beach Advisory Group LLC — Vero Beach · $258K · FY2025 · Other Personal Care Services
- The Tox Rittenhouse Square — Philadelphia · $311K · FY2026 · Offices of All Other Miscellaneous Health Practitioners
- The Tox RB — Red Bank · $313K · FY2026 · Offices of All Other Miscellaneous Health Practitioners
- THE TOX BRENTWOOD — Thompsons Station · $432K · FY2026 · Offices of All Other Miscellaneous Health Practitioners
- KaMax Salon LLC — Folsom · $50K · FY2026 · All Other Personal Services
- KaMax Salon LLC — Folsom · $350K · FY2026 · All Other Personal Services
Top lenders for this brand
Most active states
- 1.Ohio (2 loans)
- 2.California (2 loans)
- 3.Colorado (1 loans)
- 4.Arizona (1 loans)
- 5.Florida (1 loans)
- 6.Pennsylvania (1 loans)
- 7.New Jersey (1 loans)
- 8.Tennessee (1 loans)
Represent THE TOX?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a THE TOX cost to buy or open?
The typical deal for THE TOX is $313K across 10 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $34K of buyer cash on a typical deal.
How risky is THE TOX?
THE TOX has 10 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a THE TOX with an SBA loan?
Yes — THE TOX has been SBA-financed 10 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a THE TOX franchise
Most THE TOX buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical THE TOX deal financed for $313K, which points to about $34K of buyer cash on a typical purchase. THE TOX is listed in the SBA Franchise Directory (identifier S8273), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund THE TOX — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for THE TOX — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for THE TOX — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. THE TOX is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 10 SBA 7(a) deals since 2020
- $313K typical deal
- 10 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S8273)
- Top lenders: First Bank of the Lake, Buckeye State Bank, The Huntington National Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent THE TOX?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with THE TOX.