The Vital Stretch, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S7803)
7 deals since 2020 · typical deal $255K
7
Deals since 2020
$255K
Typical deal
4
Deals since FY2025
—
Too few deals to score risk
What buyers pay for The Vital Stretch
Most The Vital Stretch deals financed between $45K and $330K. Above $330K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,549
- Down payment (10%)
- $28K
- Cash to close (all-in)
- $38K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$38K)
Experience
Recent financings
- ReNuva Solutions Inc. in Oak Park Heights, MN — $370K (2026) · First National Bank of Pennsylvania
- Program
- Preferred Lenders Program
- Rate at approval
- 9.35% variable
- Term
- 124 months
- SBA guaranteed
- $278K (75%)
- Approval → funding
- 16 days
- Approved
- 12/2/2025
- First disbursed
- 12/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by First National Bank of Pennsylvania · Lender record →
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- R&M HEALTH AND WELLNESS LLC in Madison, NJ — $255K (2026) · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $191K (75%)
- Approved
- 12/11/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Wilmington Savings Fund Society FSB · Lender record →
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- D&J Partners LLC in Hoboken, NJ — $152K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $114K (75%)
- Approved
- 2/20/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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- D&J Partners LLC in Hoboken, NJ — $45K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $23K (50%)
- Approved
- 2/20/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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- The Vital Stretch in San Antonio, TX — $330K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 123 months
- SBA guaranteed
- $247K (75%)
- Approval → funding
- 17 days
- Approved
- 6/14/2024
- First disbursed
- 7/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by First Bank of the Lake · Lender record →
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- SAVANNA ST. FELIX, LLC in Weymouth, MA — $270K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $203K (75%)
- Approval → funding
- 82 days
- Approved
- 7/5/2024
- First disbursed
- 9/25/2024
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
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- SAVANNA ST. FELIX, LLC in Weymouth, MA — $20K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $10K (50%)
- Approval → funding
- 322 days
- Approved
- 7/5/2024
- First disbursed
- 5/23/2025
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
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Who funds The Vital Stretch — and where
Every dot is a financed The Vital Stretch — 7 mapped.
Financed The Vital Stretch locations — list all 7 as text
- The Vital Stretch — San Antonio · $330K · FY2024 · Offices of Physical, Occupational and Speech Therapists, and
- SAVANNA ST. FELIX, LLC — Weymouth · $20K · FY2024 · Other Personal Care Services
- SAVANNA ST. FELIX, LLC — Weymouth · $270K · FY2024 · Other Personal Care Services
- ReNuva Solutions Inc. — Oak Park Heights · $370K · FY2026 · Fitness and Recreational Sports Centers
- R&M HEALTH AND WELLNESS LLC — Madison · $255K · FY2026 · Fitness and Recreational Sports Centers
- D&J Partners LLC — Hoboken · $152K · FY2026 · Fitness and Recreational Sports Centers
- D&J Partners LLC — Hoboken · $45K · FY2026 · Fitness and Recreational Sports Centers
Top lenders for this brand
Most active states
- 1.New Jersey (3 loans)
- 2.Massachusetts (2 loans)
- 3.Texas (1 loans)
- 4.Minnesota (1 loans)
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Common questions
How much does a The Vital Stretch cost to buy or open?
The typical deal for The Vital Stretch is $255K across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $28K of buyer cash on a typical deal.
How risky is The Vital Stretch?
The Vital Stretch has 7 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a The Vital Stretch with an SBA loan?
Yes — The Vital Stretch has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a The Vital Stretch franchise
Most The Vital Stretch buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical The Vital Stretch deal financed for $255K, which points to about $28K of buyer cash on a typical purchase. The Vital Stretch is listed in the SBA Franchise Directory (identifier S7803), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund The Vital Stretch — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for The Vital Stretch — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for The Vital Stretch — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. The Vital Stretch is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 7 SBA 7(a) deals since 2020
- $255K typical deal
- 4 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S7803)
- Top lenders: The Huntington National Bank, First Bank of the Lake, First National Bank of Pennsylvania
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with The Vital Stretch.