Thriveworks, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1793)

2 deals since 2020 · typical deal $1.3M

Deals since 2020

$1.3M

Typical deal

Deals since FY2025

—

Too few deals to score risk

Thriveworks has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Thriveworks

Most Thriveworks deals financed between $100K and $1.33M. Above $1.33M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$1.33M

Monthly payment (10-yr): $17,369
Down payment (10%): $148K
Cash to close (all-in): $202K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$202K)

Experience

Recent financings

Clinical & Forensic Consultation PLLC in Bristol, TN — $1.3M (2021) · purchase · Old National Bank
Program
7a General
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$996K (75%)
Approval → funding
38 days
Approved
10/23/2020
First disbursed
11/30/2020
Loan status
Paid in full (1/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Partnership
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Change of Ownership
Industry
Offices of Mental Health Practitioners (except Physicians)
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$148K
Est. cash at closing
$202K
Monthly payment
$14,580
Annual debt service
$175K
Cash flow needed (1.25×)
$219K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
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CLINICAL & FORENSIC CONSULTATION PLLC in Gallatin, TN — $100K (2020) · purchase · Old National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
68 days
Approved
9/23/2020
First disbursed
11/30/2020
Loan status
Paid in full (1/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
21
Business age
Change of Ownership
Industry
Offices of Mental Health Practitioners (except Physicians)
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,098
Annual debt service
$13K
Cash flow needed (1.25×)
$16K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
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Who funds Thriveworks — and where

Every dot is a financed Thriveworks — 2 mapped.

Financed Thriveworks locations — list all 2 as text

CLINICAL & FORENSIC CONSULTATION PLLC — Gallatin · $100K · FY2020 · Offices of Mental Health Practitioners (except Physicians)
Clinical & Forensic Consultation PLLC — Bristol · $1.3M · FY2021 · Offices of Mental Health Practitioners (except Physicians)

Top lenders for this brand

1.Old National Bank(2)

Most active states

1.Tennessee (2 loans)

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Insider move

Start with the lenders above — a bank that's funded Thriveworks 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Thriveworks lending specialist.

Common questions

How much does a Thriveworks cost to buy or open?

The typical deal for Thriveworks is $1.3M across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $146K of buyer cash on a typical deal.

How risky is Thriveworks?

Thriveworks has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Thriveworks with an SBA loan?

Yes — Thriveworks has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Thriveworks franchise

Most Thriveworks buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Thriveworks deal financed for $1.3M, which points to about $146K of buyer cash on a typical purchase. Thriveworks is listed in the SBA Franchise Directory (identifier S1793), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Thriveworks — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Thriveworks — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Thriveworks — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Thriveworks is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$1.3M typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1793)
Top lenders: Old National Bank

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/thriveworks
API:: https://www.capbench.com/api/public/franchises/thriveworks
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Thriveworks.