Tire Factory/Point S, by the numbers

Tire Factory/Point S appears in 6 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1801)

6 deals since 2020 · typical deal $444K

Deals since 2020

$444K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Tire Factory/Point S has 6 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Tire Factory/Point S

Most Tire Factory/Point S deals financed between $25K and $446K. Above $446K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$444K

Monthly payment (10-yr): $5,801
Down payment (10%): $49K
Cash to close (all-in): $66K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$66K)

Experience

Recent financings

JMC Tire, LLC in Saint Anthony, ID — $446K (2025) · Mountain America FCU
Program
7a General
Rate at approval
7.99% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$334K (75%)
Approval → funding
28 days
Approved
11/20/2024
First disbursed
12/18/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Automotive Parts and Accessories Retailers
Funded by Mountain America FCU · Lender record →
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JMC Tire, LLC in Saint Anthony, ID — $25K (2025) · Mountain America FCU
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
14% variable
Term
84 mo (7 yrs)
SBA guaranteed
$13K (50%)
Approved
12/2/2024
Loan status
Committed
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Automotive Parts and Accessories Retailers
Funded by Mountain America FCU · Lender record →
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DANNY'S TIRE SHOP, LLC in Saint Anthony, ID — $444K (2023) · Mountain America FCU
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$333K (75%)
Approval → funding
14 days
Approved
12/2/2022
First disbursed
12/16/2022
Loan status
Paid in full (11/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Existing or more than 2 years old
Industry
Automotive Parts and Accessories Retailers
Funded by Mountain America FCU · Lender record →
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DANNY'S TIRE SHOP, LLC in Saint Anthony, ID — $25K (2023) · Mountain America FCU
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
84 mo (7 yrs)
SBA guaranteed
$13K (50%)
Approved
12/5/2022
Loan status
Cancelled
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
14
Business age
Existing or more than 2 years old
Industry
Automotive Parts and Accessories Retailers
Funded by Mountain America FCU · Lender record →
Your business? Claim this record · Request removal
Precision Tire & Auto Center, Inc. in Oak Harbor, WA — $490K (2020) · purchase · Harborstone CU
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$368K (75%)
Approval → funding
43 days
Approved
5/18/2020
First disbursed
6/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Change of Ownership
Industry
Tire Dealers
If you were the buyer here
Est. deal size
$544K
Est. down payment (10%)
$54K
Est. cash at closing
$73K
Monthly payment
$5,440
Annual debt service
$65K
Cash flow needed (1.25×)
$82K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Harborstone CU · Lender record →
Your business? Claim this record · Request removal
ASHBY FAMILY HOLDINGS INC in West Jordan, UT — $285K (2020) · purchase · Zions Bank, A Division of
Program
7a General
Rate at approval
6.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$214K (75%)
Approval → funding
46 days
Approved
11/15/2019
First disbursed
12/31/2019
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
General Automotive Repair
If you were the buyer here
Est. deal size
$317K
Est. down payment (10%)
$32K
Est. cash at closing
$42K
Monthly payment
$3,236
Annual debt service
$39K
Cash flow needed (1.25×)
$49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
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Who funds Tire Factory/Point S — and where

Every dot is a financed Tire Factory/Point S — 6 mapped.

Financed Tire Factory/Point S locations — list all 6 as text

DANNY'S TIRE SHOP, LLC — Saint Anthony · $444K · FY2023 · Automotive Parts and Accessories Retailers
DANNY'S TIRE SHOP, LLC — Saint Anthony · $25K · FY2023 · Automotive Parts and Accessories Retailers
Precision Tire & Auto Center, Inc. — Oak Harbor · $490K · FY2020 · Tire Dealers
JMC Tire, LLC — Saint Anthony · $446K · FY2025 · Automotive Parts and Accessories Retailers
JMC Tire, LLC — Saint Anthony · $25K · FY2025 · Automotive Parts and Accessories Retailers
ASHBY FAMILY HOLDINGS INC — West Jordan · $285K · FY2020 · General Automotive Repair

Top lenders for this brand

Most active states

1.Idaho (4 loans)Tire Factory/Point S lenders in Idaho->
2.Washington (1 loans)Tire Factory/Point S lenders in Washington->
3.Utah (1 loans)Tire Factory/Point S lenders in Utah->

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Insider move

Start with the lenders above — a bank that's funded Tire Factory/Point S 4 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Tire Factory/Point S lending specialist.

Common questions

How much does a Tire Factory/Point S cost to buy or open?

The typical deal for Tire Factory/Point S is $444K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $49K of buyer cash on a typical deal.

How risky is Tire Factory/Point S?

Tire Factory/Point S has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Tire Factory/Point S with an SBA loan?

Yes — Tire Factory/Point S has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Tire Factory/Point S franchise

Most Tire Factory/Point S buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Tire Factory/Point S deal financed for $444K, which points to about $49K of buyer cash on a typical purchase. Tire Factory/Point S is listed in the SBA Franchise Directory (identifier S1801), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Tire Factory/Point S — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Tire Factory/Point S — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Tire Factory/Point S — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Tire Factory/Point S is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

6 SBA 7(a) deals since 2020
$444K typical deal
2 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1801)
Top lenders: Mountain America FCU, Harborstone CU, Zions Bank, A Division of

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/tire-factory-point-s
API:: https://www.capbench.com/api/public/franchises/tire-factory-point-s
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Tire Factory/Point S.