Tubby's Grilled Submarines, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1818)

2 deals since 2020 · typical deal $308K

Deals since 2020

$308K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Tubby's Grilled Submarines has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Tubby's Grilled Submarines

Most Tubby's Grilled Submarines deals financed between $182K and $308K. Above $308K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$308K

Monthly payment (10-yr): $4,279
Down payment (10%): $34K
Cash to close (all-in): $46K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$46K)

Experience

Recent financings

SITTO ENTERPRISE LLC in Oak Park, MI — $308K (2024) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$231K (75%)
Approval → funding
2 days
Approved
11/8/2023
First disbursed
11/10/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Dave's Sub Shop, LLC in Macomb, MI — $182K (2023) · Fifth Third Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.35% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$91K (50%)
Approval → funding
0 days
Approved
4/26/2023
First disbursed
4/26/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Fifth Third Bank · Lender record →
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Who funds Tubby's Grilled Submarines — and where

Every dot is a financed Tubby's Grilled Submarines — 2 mapped.

Financed Tubby's Grilled Submarines locations — list all 2 as text

SITTO ENTERPRISE LLC — Oak Park · $308K · FY2024 · Limited-Service Restaurants
Dave's Sub Shop, LLC — Macomb · $182K · FY2023 · Limited-Service Restaurants

Top lenders for this brand

Most active states

1.Michigan (2 loans)Tubby's Grilled Submarines lenders in Michigan->

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Insider move

Start with the lenders above — a bank that's funded Tubby's Grilled Submarines 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Tubby's Grilled Submarines lending specialist.

Common questions

How much does a Tubby's Grilled Submarines cost to buy or open?

The typical deal for Tubby's Grilled Submarines is $308K across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $34K of buyer cash on a typical deal.

How risky is Tubby's Grilled Submarines?

Tubby's Grilled Submarines has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Tubby's Grilled Submarines with an SBA loan?

Yes — Tubby's Grilled Submarines has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Tubby's Grilled Submarines franchise

Most Tubby's Grilled Submarines buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Tubby's Grilled Submarines deal financed for $308K, which points to about $34K of buyer cash on a typical purchase. Tubby's Grilled Submarines is listed in the SBA Franchise Directory (identifier S1818), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Tubby's Grilled Submarines — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Tubby's Grilled Submarines — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Tubby's Grilled Submarines — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Tubby's Grilled Submarines is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$308K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1818)
Top lenders: Byline Bank, Fifth Third Bank

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/tubby-s-grilled-submarines
API:: https://www.capbench.com/api/public/franchises/tubby-s-grilled-submarines
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Tubby's Grilled Submarines.