Two Men and a Truck, by the numbers
Two Men and a Truck appears in 56 SBA 7(a) loans since 2020, with a 0% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1822)
56 deals since 2020 · typical deal $454K · 0% failure rate
56
Deals since 2020
$454K
Typical deal
13
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for Two Men and a Truck
Most Two Men and a Truck deals financed between $150K and $1.11M. Above $1.11M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,937
- Down payment (10%)
- $50K
- Cash to close (all-in)
- $67K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
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Available cash (you'll need ~$67K)
Experience
Recent financings
- Two Men and a Truck ILL C.C. 9932 MC in Glendale Heights, IL — $3.1M (2026) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.3M (75%)
- Approval → funding
- 7 days
- Approved
- 1/22/2026
- First disbursed
- 1/29/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 91
- Business age
- Existing or more than 2 years old
- Industry
- Specialized Freight (except Used Goods) Trucking, Local
Funded by U.S. Bank, National Association · Lender record →
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- Douglas 601 LLC in Atlanta, GA — $350K (2026) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 8 days
- Approved
- 12/23/2025
- First disbursed
- 12/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 63
- Business age
- Existing or more than 2 years old
- Industry
- Used Household and Office Goods Moving
Funded by Citizens Bank · Lender record →
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- Paul M. Brown & Associates, Inc. in Glendale Heights, IL — $200K (2026) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (50%)
- Approval → funding
- 6 days
- Approved
- 2/18/2026
- First disbursed
- 2/24/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 91
- Business age
- Existing or more than 2 years old
- Industry
- Specialized Freight (except Used Goods) Trucking, Local
Funded by U.S. Bank, National Association · Lender record →
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- Erikki LLC in North Aurora, IL — $100K (2026) · Associated Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 3/5/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 52
- Business age
- Existing or more than 2 years old
- Industry
- Used Household and Office Goods Moving
Funded by Associated Bank, National Association
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- Miller Transport LLC in Upland, CA — $50K (2026) · PNC Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 74 days
- Approved
- 11/20/2025
- First disbursed
- 2/2/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Used Household and Office Goods Moving
Funded by PNC Bank, National Association · Lender record →
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- Two Phillips Enterprises, LLC in Hurricane, UT — $50K (2026) · State Bank of Southern Utah
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.65% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 1 days
- Approved
- 12/4/2025
- First disbursed
- 12/5/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Existing or more than 2 years old
- Industry
- Used Household and Office Goods Moving
Funded by State Bank of Southern Utah · Lender record →
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- Bennett Moving L. L. C. in Rochester, MN — $1.2M (2025) · Minnwest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $921K (75%)
- Approval → funding
- 2 days
- Approved
- 5/28/2025
- First disbursed
- 5/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Existing or more than 2 years old
- Industry
- Used Household and Office Goods Moving
Funded by Minnwest Bank · Lender record →
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- Two Men and a Truck of Los Angeles in Victorville, CA — $406K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $305K (75%)
- Approval → funding
- 35 days
- Approved
- 9/30/2025
- First disbursed
- 11/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Household and Office Goods Moving
Funded by First Bank of the Lake · Lender record →
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- Sullivan Brothers Ventures Inc in Leesburg, GA — $400K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 9 days
- Approved
- 3/5/2025
- First disbursed
- 3/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Household and Office Goods Moving
Funded by The Huntington National Bank · Lender record →
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- SIA Transportation Incorporated in Plano, TX — $350K (2025) · Regions Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 61 days
- Approved
- 3/19/2025
- First disbursed
- 5/19/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Used Household and Office Goods Moving
Funded by Regions Bank · Lender record →
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Who funds Two Men and a Truck — and where
Every dot is a financed Two Men and a Truck — 56 mapped.
Financed Two Men and a Truck locations — list all 56 as text
- Threeden LLC — West Chester · $748K · FY2021 · Local Messengers and Local Delivery
- SOLUTUM MOVING AND STORAGE, INC. — Fishers · $240K · FY2023 · Used Household and Office Goods Moving
- Idisi Renaissance — Franklin · $621K · FY2023 · General Freight Trucking, Local
- Two Men and a Truck — Novato · $454K · FY2024 · Used Household and Office Goods Moving
- Black Dragon 2 LLC — Louisville · $2.2M · FY2024 · Used Household and Office Goods Moving
- King Dennis Real Estate LLC — Austin · $4.0M · FY2024 · Specialized Freight (except Used Goods) Trucking, Local
- King Dennis Real Estate LLC — Austin · $250K · FY2024 · Specialized Freight (except Used Goods) Trucking, Local
- Two Men and a Truck Riverside — Corona · $483K · FY2024 · Used Household and Office Goods Moving
- Two Men and a Truck — Los Alamitos · $460K · FY2024 · Used Household and Office Goods Moving
- Two Men and a Truck of Los Angeles — Victorville · $406K · FY2025 · Used Household and Office Goods Moving
- Miller Transport LLC — Upland · $50K · FY2026 · Used Household and Office Goods Moving
- Two Phillips Enterprises, LLC — Hurricane · $50K · FY2026 · Used Household and Office Goods Moving
- Douglas 601 LLC — Atlanta · $350K · FY2026 · Used Household and Office Goods Moving
- Two Men and a Truck ILL C.C. 9932 MC — Glendale Heights · $3.1M · FY2026 · Specialized Freight (except Used Goods) Trucking, Local
- Paul M. Brown & Associates, Inc. — Glendale Heights · $200K · FY2026 · Specialized Freight (except Used Goods) Trucking, Local
- Erikki LLC — North Aurora · $100K · FY2026 · Used Household and Office Goods Moving
- SIA Transportation Incorporated — Plano · $350K · FY2025 · Used Household and Office Goods Moving
- King Dennis Real Estate LLC — Austin · $250K · FY2025 · Specialized Freight (except Used Goods) Trucking, Local
- TMT Mankato LLC — Mankato · $178K · FY2025 · Used Household and Office Goods Moving
- TMT Mankato LLC — Mankato · $25K · FY2025 · Used Household and Office Goods Moving
- Bennett Moving L. L. C. — Rochester · $1.2M · FY2025 · Used Household and Office Goods Moving
- Bennett Moving L. L. C. — Rochester · $1.2M · FY2020 · Used Household and Office Goods Moving
- Bulldog Movers LLC — Buffalo · $465K · FY2020 · Used Household and Office Goods Moving
- TMAAT Denver Metro, LLC — Thornton · $2.5M · FY2022 · General Freight Trucking, Local
- TMAAT Denver Metro, LLC — Thornton · $100K · FY2022 · General Freight Trucking, Local
- Miller Transport LLC — Upland · $30K · FY2022 · Used Household and Office Goods Moving
- Miller Transport LLC — Upland · $317K · FY2022 · Used Household and Office Goods Moving
- SEAN P. GALLAGHER ENTERPRISES, INC. — Findlay · $150K · FY2022 · Used Household and Office Goods Moving
- King Dennis LLC — Hutto · $4.9M · FY2022 · Specialized Freight (except Used Goods) Trucking, Local
- Wrightshot Inc — Bentonville · $100K · FY2022 · Used Household and Office Goods Moving
- K2 Moving LLC — Wapakoneta · $50K · FY2024 · Used Household and Office Goods Moving
- K2 Moving LLC — Wapakoneta · $847K · FY2024 · Used Household and Office Goods Moving
- Miller Transport LLC — Duarte · $936K · FY2024 · Used Household and Office Goods Moving
- Atlantic Coast Muscles LLC — West Palm Beach · $1.1M · FY2024 · Used Household and Office Goods Moving
- Backwoods Movers, Inc. — Chambersburg · $150K · FY2023 · Used Household and Office Goods Moving
- Sullivan Brothers Ventures Inc — Leesburg · $400K · FY2025 · Used Household and Office Goods Moving
- Dream Moore, Inc. — Chico · $350K · FY2023 · General Freight Trucking, Long-Distance, Truckload
- Elite Customer Service Tri-City, Inc. — Bay City · $150K · FY2023 · Used Household and Office Goods Moving
- Black Dragon 1 LLC — Lexington · $50K · FY2023 · Used Household and Office Goods Moving
- Black Dragon 1 LLC — Lexington · $1.5M · FY2023 · Used Household and Office Goods Moving
- Transistions, Inc. — Murrieta · $456K · FY2023 · Used Household and Office Goods Moving
- IDISI RENAISSANCE, iNC. — Nashville · $710K · FY2020 · Used Household and Office Goods Moving
- AN3 BOSTON, LLC — Wilmington · $1.7M · FY2020 · Used Household and Office Goods Moving
- THREEDEN LLC — West Chester · $682K · FY2020 · Used Household and Office Goods Moving
- Flyerforce, LLC — Hamilton · $694K · FY2022 · Used Household and Office Goods Moving
- Two Men And A Truck 111. C.C. 9932 MC — Carol Stream · $4.1M · FY2022 · Used Household and Office Goods Moving
- Two Men And A Truck 111. C.C. 9932 MC — Carol Stream · $150K · FY2022 · Used Household and Office Goods Moving
- Web Endeavors, Inc. — Florence · $160K · FY2022 · Used Household and Office Goods Moving
- Two Men and a truck - Fort Worth — Arlington · $627K · FY2021 · Used Household and Office Goods Moving
- Ten Plus One Inc — Corpus Christi · $540K · FY2021 · General Freight Trucking, Local
- AntWall13, LLC — Rocky Hill · $1.6M · FY2021 · Used Household and Office Goods Moving
- BHAG HOUSTON, LLC — Spring · $100K · FY2021 · General Freight Trucking, Local
- Wrightshot Inc — Bentonville · $100K · FY2021 · Used Household and Office Goods Moving
- Wrightshot Inc — Bentonville · $1.8M · FY2021 · Used Household and Office Goods Moving
- Erikki LLC — Batavia · $100K · FY2021 · Used Household and Office Goods Moving
- Erikki LLC — Batavia · $2.1M · FY2021 · Used Household and Office Goods Moving
Top lenders for this brand
Most active states
- 1.California (10 loans)Two Men and a Truck lenders in California->
- 2.Texas (8 loans)Two Men and a Truck lenders in Texas->
- 3.Illinois (7 loans)Two Men and a Truck lenders in Illinois->
- 4.Ohio (6 loans)Two Men and a Truck lenders in Ohio->
- 5.Minnesota (4 loans)Two Men and a Truck lenders in Minnesota->
- 6.Kentucky (3 loans)Two Men and a Truck lenders in Kentucky->
- 7.Arkansas (3 loans)Two Men and a Truck lenders in Arkansas->
- 8.Tennessee (2 loans)Two Men and a Truck lenders in Tennessee->
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Common questions
How much does a Two Men and a Truck cost to buy or open?
The typical deal for Two Men and a Truck is $454K across 56 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $50K of buyer cash on a typical deal.
How risky is Two Men and a Truck?
0% of Two Men and a Truck's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Two Men and a Truck with an SBA loan?
Yes — Two Men and a Truck has been SBA-financed 13 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Two Men and a Truck franchise
Most Two Men and a Truck buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Two Men and a Truck deal financed for $454K, which points to about $50K of buyer cash on a typical purchase. Two Men and a Truck is listed in the SBA Franchise Directory (identifier S1822), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Two Men and a Truck — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Two Men and a Truck — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Two Men and a Truck — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Two Men and a Truck is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 56 SBA 7(a) deals since 2020
- $454K typical deal
- 13 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S1822)
- Top lenders: The Huntington National Bank, First Bank of the Lake, Stock Yards Bank & Trust Company
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-27.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Two Men and a Truck.