USA MOBILE DRUG TESTING, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1839)

1 deals since 2020 · typical deal $284K

Deals since 2020

$284K

Typical deal

Deals since FY2025

—

Too few deals to score risk

USA MOBILE DRUG TESTING has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for USA MOBILE DRUG TESTING

Most USA MOBILE DRUG TESTING deals financed between $284K and $284K. Above $284K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$284K

Monthly payment (10-yr): $3,952
Down payment (10%): $32K
Cash to close (all-in): $42K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$42K)

Experience

Recent financings

Jonathan J. Voccia in Warwick, RI — $284K (2025) · purchase · Citizens Bank, National Association
Program
Preferred Lenders Program
Rate at approval
11% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$213K (75%)
Approval → funding
94 days
Approved
5/5/2025
First disbursed
8/7/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Medical Laboratories
If you were the buyer here
Est. deal size
$316K
Est. down payment (10%)
$32K
Est. cash at closing
$42K
Monthly payment
$3,912
Annual debt service
$47K
Cash flow needed (1.25×)
$59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank, National Association · Lender record →
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Who funds USA MOBILE DRUG TESTING — and where

Every dot is a financed USA MOBILE DRUG TESTING — 1 mapped.

Financed USA MOBILE DRUG TESTING locations — list all 1 as text

Jonathan J. Voccia — Warwick · $284K · FY2025 · Medical Laboratories

Top lenders for this brand

1.Citizens Bank, National Association(1)

Most active states

1.Rhode Island (1 loans)

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Insider move

Start with the lenders above — a bank that's funded USA MOBILE DRUG TESTING 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable USA MOBILE DRUG TESTING lending specialist.

Common questions

How much does a USA MOBILE DRUG TESTING cost to buy or open?

The typical deal for USA MOBILE DRUG TESTING is $284K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $31K of buyer cash on a typical deal.

How risky is USA MOBILE DRUG TESTING?

USA MOBILE DRUG TESTING has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a USA MOBILE DRUG TESTING with an SBA loan?

Yes — USA MOBILE DRUG TESTING has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a USA MOBILE DRUG TESTING franchise

Most USA MOBILE DRUG TESTING buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical USA MOBILE DRUG TESTING deal financed for $284K, which points to about $31K of buyer cash on a typical purchase. USA MOBILE DRUG TESTING is listed in the SBA Franchise Directory (identifier S1839), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund USA MOBILE DRUG TESTING — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for USA MOBILE DRUG TESTING — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for USA MOBILE DRUG TESTING — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. USA MOBILE DRUG TESTING is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

1 SBA 7(a) deal since 2020
$284K typical deal
1 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1839)
Top lenders: Citizens Bank, National Association

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/usa-mobile-drug-testing
API:: https://www.capbench.com/api/public/franchises/usa-mobile-drug-testing
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with USA MOBILE DRUG TESTING.