Valentino's, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S3075)
2 deals since 2020 · typical deal $3.6M
2
Deals since 2020
$3.6M
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Valentino's
Most Valentino's deals financed between $275K and $3.63M. Above $3.63M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $47,404
- Down payment (10%)
- $403K
- Cash to close (all-in)
- $557K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$557K)
Experience
Recent financings
- Val limited in Lincoln, NE — $3.6M (2020) · City Bank & Trust Co.
- Program
- 7a General
- Rate at approval
- 4.55% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.7M (75%)
- Approval → funding
- 6 days
- Approved
- 9/24/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 250
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by City Bank & Trust Co.
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- Incredible Enterprises LLC in Bennington, NE — $275K (2020) · Equity Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $138K (50%)
- Approval → funding
- 15 days
- Approved
- 9/15/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Equity Bank · Lender record →
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Who funds Valentino's — and where
Every dot is a financed Valentino's — 2 mapped.
Financed Valentino's locations — list all 2 as text
- Incredible Enterprises LLC — Bennington · $275K · FY2020 · Full-Service Restaurants
- Val limited — Lincoln · $3.6M · FY2020 · Limited-Service Restaurants
Top lenders for this brand
1.Equity Bank(1)
- 2.City Bank & Trust Co. (1)
Most active states
- 1.Nebraska (2 loans)
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Common questions
How much does a Valentino's cost to buy or open?
The typical deal for Valentino's is $3.6M across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $399K of buyer cash on a typical deal.
How risky is Valentino's?
Valentino's has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Valentino's with an SBA loan?
Yes — Valentino's has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Valentino's franchise
Most Valentino's buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Valentino's deal financed for $3.6M, which points to about $399K of buyer cash on a typical purchase. Valentino's is listed in the SBA Franchise Directory (identifier S3075), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Valentino's — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Valentino's — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Valentino's — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Valentino's is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 2 SBA 7(a) deals since 2020
- $3.6M typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S3075)
- Top lenders: Equity Bank, City Bank & Trust Co.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Valentino's.