Valvoline - Express Care Sales Agreement, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S4954)
2 deals since 2020 · typical deal $1.4M
2
Deals since 2020
$1.4M
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Valvoline - Express Care Sales Agreement
Most Valvoline - Express Care Sales Agreement deals financed between $1.27M and $1.35M. Above $1.35M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $17,719
- Down payment (10%)
- $151K
- Cash to close (all-in)
- $206K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$206K)
Experience
Recent financings
- Sunnyskys Smog in Fresno, CA — $1.4M (2023) · Heritage Bank Inc
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 279 months
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 0 days
- Approved
- 2/10/2023
- First disbursed
- 2/10/2023
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Heritage Bank Inc · Lender record →
Your business? Claim this record · Request removal
- Cannon Auto & Tire, LLC in Jasper, GA — $1.3M (2021) · Community Bank of Pickens County
- Program
- 7a General
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (90%)
- Approval → funding
- 11 days
- Approved
- 7/20/2021
- First disbursed
- 7/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- All Other Automotive Repair and Maintenance
Funded by Community Bank of Pickens County · Lender record →
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Free · No documents · Usually same-day
Serious about buying a Valvoline - Express Care Sales Agreement?
Get qualified with a franchise lending specialist before discovery day — know your number first.
Who funds Valvoline - Express Care Sales Agreement — and where
Every dot is a financed Valvoline - Express Care Sales Agreement — 2 mapped.
Financed Valvoline - Express Care Sales Agreement locations — list all 2 as text
- Sunnyskys Smog — Fresno · $1.4M · FY2023 · Automotive Oil Change and Lubrication Shops
- Cannon Auto & Tire, LLC — Jasper · $1.3M · FY2021 · All Other Automotive Repair and Maintenance
Top lenders for this brand
Most active states
Represent Valvoline - Express Care Sales Agreement?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Valvoline - Express Care Sales Agreement cost to buy or open?
The typical deal for Valvoline - Express Care Sales Agreement is $1.4M across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $149K of buyer cash on a typical deal.
How risky is Valvoline - Express Care Sales Agreement?
Valvoline - Express Care Sales Agreement has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Valvoline - Express Care Sales Agreement with an SBA loan?
Yes — Valvoline - Express Care Sales Agreement has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Valvoline - Express Care Sales Agreement franchise
Most Valvoline - Express Care Sales Agreement buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Valvoline - Express Care Sales Agreement deal financed for $1.4M, which points to about $149K of buyer cash on a typical purchase. Valvoline - Express Care Sales Agreement is listed in the SBA Franchise Directory (identifier S4954), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Valvoline - Express Care Sales Agreement — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Valvoline - Express Care Sales Agreement — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Valvoline - Express Care Sales Agreement — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Valvoline - Express Care Sales Agreement is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 2 SBA 7(a) deals since 2020
- $1.4M typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S4954)
- Top lenders: Heritage Bank Inc, Community Bank of Pickens County
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Valvoline - Express Care Sales Agreement?
Five minutes with a specialist who's seen Valvoline - Express Care Sales Agreement deals close answers more than an hour of searching. Free, usually same-day.
Analyze this franchise in ChatGPT
Use Capbench to compare franchise SBA funding history, lender activity, buyer requirements, and likely financing fit.
ChatGPT will ask you to connect Capbench if you have not already approved it.
Represent Valvoline - Express Care Sales Agreement?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Valvoline - Express Care Sales Agreement.