Vocelli Pizza, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1873)

8 deals since 2020 · typical deal $300K

Deals since 2020

$300K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Vocelli Pizza has 8 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Vocelli Pizza

Most Vocelli Pizza deals financed between $30K and $335K. Above $335K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$300K

Monthly payment (10-yr): $4,175
Down payment (10%): $33K
Cash to close (all-in): $45K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$45K)

Experience

Recent financings

CJPJ Pizza 1 LLC in Ringgold, GA — $335K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$251K (75%)
Approved
2/8/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CJPJ Pizza 1 LLC in Ringgold, GA — $335K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$251K (75%)
Approval → funding
5 days
Approved
2/8/2024
First disbursed
2/13/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CJPJ Pizza 1 LLC in Ringgold, GA — $25K (2024) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
24 days
Approved
2/3/2024
First disbursed
2/27/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
M&K Pizza, LLC in Cheswick, PA — $150K (2023) · Heritage Bank Inc
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
43 days
Approved
3/16/2023
First disbursed
4/28/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Heritage Bank Inc · Lender record →
Your business? Claim this record · Request removal
ganesh himal inc in Ellicott City, MD — $300K (2021) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
19 days
Approved
11/4/2020
First disbursed
11/23/2020
Loan status
Paid in full (8/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$333K
Est. down payment (10%)
$33K
Est. cash at closing
$45K
Monthly payment
$3,331
Annual debt service
$40K
Cash flow needed (1.25×)
$50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
ganesh himal inc in Ellicott City, MD — $25K (2021) · purchase · TowneBank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
18 days
Approved
11/5/2020
First disbursed
11/23/2020
Loan status
Paid in full (8/31/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$28K
Est. down payment (10%)
$3K
Est. cash at closing
$4K
Monthly payment
$278
Annual debt service
$3K
Cash flow needed (1.25×)
$4K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
STS Foods LLC in Bethel Park, PA — $347K (2020) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
77 months
SBA guaranteed
$260K (75%)
Approval → funding
15 days
Approved
2/14/2020
First disbursed
2/29/2020
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
STS Foods LLC in Bethel Park, PA — $30K (2020) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.5% variable
Term
54 months
SBA guaranteed
$15K (50%)
Approval → funding
15 days
Approved
2/14/2020
First disbursed
2/29/2020
Loan status
Failed — $18K charged off (1/6/2026)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

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Who funds Vocelli Pizza — and where

Every dot is a financed Vocelli Pizza — 8 mapped.

Financed Vocelli Pizza locations — list all 8 as text

M&K Pizza, LLC — Cheswick · $150K · FY2023 · Limited-Service Restaurants
ganesh himal inc — Ellicott City · $300K · FY2021 · Limited-Service Restaurants
ganesh himal inc — Ellicott City · $25K · FY2021 · Limited-Service Restaurants
CJPJ Pizza 1 LLC — Ringgold · $25K · FY2024 · Limited-Service Restaurants
CJPJ Pizza 1 LLC — Ringgold · $335K · FY2024 · Limited-Service Restaurants
CJPJ Pizza 1 LLC — Ringgold · $335K · FY2024 · Full-Service Restaurants
STS Foods LLC — Bethel Park · $30K · FY2020 · Limited-Service Restaurants
STS Foods LLC — Bethel Park · $347K · FY2020 · Limited-Service Restaurants

Top lenders for this brand

Most active states

1.Pennsylvania (3 loans)
2.Georgia (3 loans)
3.Maryland (2 loans)

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Insider move

Start with the lenders above — a bank that's funded Vocelli Pizza 5 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Vocelli Pizza lending specialist.

Common questions

How much does a Vocelli Pizza cost to buy or open?

The typical deal for Vocelli Pizza is $300K across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $33K of buyer cash on a typical deal.

How risky is Vocelli Pizza?

Vocelli Pizza has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Vocelli Pizza with an SBA loan?

Yes — Vocelli Pizza has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Vocelli Pizza franchise

Most Vocelli Pizza buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Vocelli Pizza deal financed for $300K, which points to about $33K of buyer cash on a typical purchase. Vocelli Pizza is listed in the SBA Franchise Directory (identifier S1873), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Vocelli Pizza — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Vocelli Pizza — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Vocelli Pizza — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Vocelli Pizza is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

8 SBA 7(a) deals since 2020
$300K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1873)
Top lenders: The Huntington National Bank, TowneBank, Heritage Bank Inc

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/vocelli-pizza
API:: https://www.capbench.com/api/public/franchises/vocelli-pizza
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Vocelli Pizza.