We Insure, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1907)

2 deals since 2020 · typical deal $670K

Deals since 2020

$670K

Typical deal

Deals since FY2025

—

Too few deals to score risk

We Insure has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for We Insure

Most We Insure deals financed between $650K and $670K. Above $670K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$670K

Monthly payment (10-yr): $8,762
Down payment (10%): $74K
Cash to close (all-in): $100K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$100K)

Experience

Recent financings

MDH Insurance, Inc. in Lutz, FL — $670K (2026) · purchase · Banesco USA
Program
7a General
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$503K (75%)
Approved
3/10/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Insurance Agencies and Brokerages
If you were the buyer here
Est. deal size
$744K
Est. down payment (10%)
$74K
Est. cash at closing
$100K
Monthly payment
$8,670
Annual debt service
$104K
Cash flow needed (1.25×)
$130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banesco USA · Lender record →
Your business? Claim this record · Request removal
SPROUSE INSURANCE AGENCY, LLC in Fort Myers, FL — $650K (2025) · BankUnited, National Association
Program
Preferred Lenders Program
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$487K (75%)
Approval → funding
9 days
Approved
9/22/2025
First disbursed
10/1/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Insurance Agencies and Brokerages
Funded by BankUnited, National Association · Lender record →
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Who funds We Insure — and where

Every dot is a financed We Insure — 2 mapped.

Financed We Insure locations — list all 2 as text

SPROUSE INSURANCE AGENCY, LLC — Fort Myers · $650K · FY2025 · Insurance Agencies and Brokerages
MDH Insurance, Inc. — Lutz · $670K · FY2026 · Insurance Agencies and Brokerages

Top lenders for this brand

Most active states

1.Florida (2 loans)

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Insider move

Start with the lenders above — a bank that's funded We Insure 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable We Insure lending specialist.

Common questions

How much does a We Insure cost to buy or open?

The typical deal for We Insure is $670K across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $74K of buyer cash on a typical deal.

How risky is We Insure?

We Insure has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a We Insure with an SBA loan?

Yes — We Insure has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a We Insure franchise

Most We Insure buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical We Insure deal financed for $670K, which points to about $74K of buyer cash on a typical purchase. We Insure is listed in the SBA Franchise Directory (identifier S1907), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund We Insure — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for We Insure — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for We Insure — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. We Insure is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$670K typical deal
2 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1907)
Top lenders: BankUnited, National Association, Banesco USA

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/we-insure
API:: https://www.capbench.com/api/public/franchises/we-insure
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with We Insure.