Wings Etc., by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1939)
8 deals since 2020 · typical deal $495K
8
Deals since 2020
$495K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Wings Etc.
Most Wings Etc. deals financed between $250K and $1.45M. Above $1.45M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $6,473
- Down payment (10%)
- $55K
- Cash to close (all-in)
- $74K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$74K)
Experience
Recent financings
- Wings ETC in Salem, VA — $495K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $371K (75%)
- Approval → funding
- 41 days
- Approved
- 4/11/2025
- First disbursed
- 5/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 73
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by First Bank of the Lake · Lender record →
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- Texas Wing Kings Incorporated in Granbury, TX — $1.5M (2023) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 126 months
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 4 days
- Approved
- 10/3/2022
- First disbursed
- 10/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 160
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by First Bank of the Lake · Lender record →
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- Trinity Enterprise, LLC in Knoxville, TN — $490K (2021) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $368K (75%)
- Approval → funding
- 12 days
- Approved
- 12/9/2020
- First disbursed
- 12/21/2020
- Loan status
- Paid in full (9/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by First Bank of the Lake · Lender record →
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- Hector Management LLC in Pataskala, OH — $250K (2021) · Economic and Community Development Institute
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 9.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (90%)
- Approval → funding
- 30 days
- Approved
- 9/21/2021
- First disbursed
- 10/21/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Economic and Community Development Institute · Lender record →
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- FRG4 LLC in Newburgh, IN — $200K (2021) · German American Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 3.98% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 14 days
- Approved
- 9/16/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by German American Bank · Lender record →
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- LyRo Properties LLC in Martinsville, IN — $2.1M (2020) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 584 days
- Approved
- 12/20/2019
- First disbursed
- 7/26/2021
- Loan status
- Paid in full (8/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by KeyBank National Association · Lender record →
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- Wings One LLC in Howell, MI — $1.1M (2020) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $815K (75%)
- Approval → funding
- 161 days
- Approved
- 4/22/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (3/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 35
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Wings One LLC in Howell, MI — $50K (2020) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 312 days
- Approved
- 4/22/2020
- First disbursed
- 2/28/2021
- Loan status
- Paid in full (3/31/2025)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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Who funds Wings Etc. — and where
Every dot is a financed Wings Etc. — 8 mapped.
Financed Wings Etc. locations — list all 8 as text
- Trinity Enterprise, LLC — Knoxville · $490K · FY2021 · Full-Service Restaurants
- Wings ETC — Salem · $495K · FY2025 · Full-Service Restaurants
- Wings One LLC — Howell · $50K · FY2020 · Full-Service Restaurants
- Wings One LLC — Howell · $1.1M · FY2020 · Full-Service Restaurants
- Texas Wing Kings Incorporated — Granbury · $1.5M · FY2023 · Full-Service Restaurants
- LyRo Properties LLC — Martinsville · $2.1M · FY2020 · Full-Service Restaurants
- FRG4 LLC — Newburgh · $200K · FY2021 · Full-Service Restaurants
- Hector Management LLC — Pataskala · $250K · FY2021 · Full-Service Restaurants
Top lenders for this brand
Most active states
- 1.Michigan (2 loans)
- 2.Indiana (2 loans)
- 3.Tennessee (1 loans)
- 4.Virginia (1 loans)
- 5.Texas (1 loans)
- 6.Ohio (1 loans)
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Common questions
How much does a Wings Etc. cost to buy or open?
The typical deal for Wings Etc. is $495K across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $54K of buyer cash on a typical deal.
How risky is Wings Etc.?
Wings Etc. has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Wings Etc. with an SBA loan?
Yes — Wings Etc. has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Wings Etc. franchise
Most Wings Etc. buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Wings Etc. deal financed for $495K, which points to about $54K of buyer cash on a typical purchase. Wings Etc. is listed in the SBA Franchise Directory (identifier S1939), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Wings Etc. — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Wings Etc. — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Wings Etc. — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Wings Etc. is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 8 SBA 7(a) deals since 2020
- $495K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1939)
- Top lenders: First Bank of the Lake, The Huntington National Bank, KeyBank National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Wings Etc.?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Wings Etc..