World Gym, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1948)

3 deals since 2020 · typical deal $196K

Deals since 2020

$196K

Typical deal

Deals since FY2025

—

Too few deals to score risk

World Gym has 3 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for World Gym

Most World Gym deals financed between $122K and $1.33M. Above $1.33M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$196K

Monthly payment (10-yr): $2,898
Down payment (10%): $22K
Cash to close (all-in): $29K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$29K)

Experience

Recent financings

PJC Fitness, Inc. in Brewster, NY — $196K (2024) · Webster Bank National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
12.49% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$98K (50%)
Approval → funding
12 days
Approved
7/11/2024
First disbursed
7/23/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Fitness and Recreational Sports Centers
Funded by Webster Bank National Association · Lender record →
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PJC Fitness, Inc. in Brewster, NY — $122K (2024) · Webster Bank National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$61K (50%)
Approval → funding
194 days
Approved
7/11/2024
First disbursed
1/21/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Fitness and Recreational Sports Centers
Funded by Webster Bank National Association · Lender record →
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WG Arizona LLC in Tucson, AZ — $1.3M (2023) · Gulf Coast Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$996K (75%)
Approval → funding
12 days
Approved
7/28/2023
First disbursed
8/9/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Gulf Coast Bank and Trust Company · Lender record →
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Who funds World Gym — and where

Every dot is a financed World Gym — 3 mapped.

Financed World Gym locations — list all 3 as text

PJC Fitness, Inc. — Brewster · $196K · FY2024 · Fitness and Recreational Sports Centers
PJC Fitness, Inc. — Brewster · $122K · FY2024 · Fitness and Recreational Sports Centers
WG Arizona LLC — Tucson · $1.3M · FY2023 · Fitness and Recreational Sports Centers

Top lenders for this brand

Most active states

1.New York (2 loans)
2.Arizona (1 loans)

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Insider move

Start with the lenders above — a bank that's funded World Gym 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable World Gym lending specialist.

Common questions

How much does a World Gym cost to buy or open?

The typical deal for World Gym is $196K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $22K of buyer cash on a typical deal.

How risky is World Gym?

World Gym has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a World Gym with an SBA loan?

Yes — World Gym has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a World Gym franchise

Most World Gym buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical World Gym deal financed for $196K, which points to about $22K of buyer cash on a typical purchase. World Gym is listed in the SBA Franchise Directory (identifier S1948), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund World Gym — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for World Gym — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for World Gym — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. World Gym is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

3 SBA 7(a) deals since 2020
$196K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1948)
Top lenders: Webster Bank National Association, Gulf Coast Bank and Trust Company

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/world-gym
API:: https://www.capbench.com/api/public/franchises/world-gym
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with World Gym.