Zen Windows USA, Inc. - Dealership Agreement, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S7040)
5 deals since 2020 · typical deal $115K
5
Deals since 2020
$115K
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Zen Windows USA, Inc. - Dealership Agreement
Most Zen Windows USA, Inc. - Dealership Agreement deals financed between $25K and $150K. Above $150K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $1,700
- Down payment (10%)
- $13K
- Cash to close (all-in)
- $16K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$16K)
Experience
Recent financings
- Zen Windows USA, Inc. in Boulder, CO — $2.7M (2025) · Byline Bank
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 77 days
- Approved
- 3/26/2025
- First disbursed
- 6/11/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Lessors of Nonfinancial Intangible Assets (except Copyrighte
Funded by Byline Bank · Lender record →
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- Zen Windows Portland in Portland, OR — $150K (2025) · CenTrust Bank, A Division of SmartBiz Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 12% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 3 days
- Approved
- 7/28/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Finish Carpentry Contractors
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
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- NEO Windows LLC in Beachwood, OH — $115K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.85% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $58K (50%)
- Approval → funding
- 13 days
- Approved
- 4/17/2025
- First disbursed
- 4/30/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Other Building Material Dealers
Funded by The Huntington National Bank · Lender record →
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- NEO Windows LLC in Maumee, OH — $25K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $21K (85%)
- Approval → funding
- 15 days
- Approved
- 8/24/2022
- First disbursed
- 9/8/2022
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- General Automotive Repair
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- NEO Windows LLC in Maumee, OH — $16K (2022) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $8K (50%)
- Approval → funding
- 14 days
- Approved
- 5/24/2022
- First disbursed
- 6/7/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Other Building Material Dealers
Funded by The Huntington National Bank · Lender record →
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Who funds Zen Windows USA, Inc. - Dealership Agreement — and where
Every dot is a financed Zen Windows USA, Inc. - Dealership Agreement — 5 mapped.
Financed Zen Windows USA, Inc. - Dealership Agreement locations — list all 5 as text
- Zen Windows Portland — Portland · $150K · FY2025 · Finish Carpentry Contractors
- Zen Windows USA, Inc. — Boulder · $2.7M · FY2025 · Lessors of Nonfinancial Intangible Assets (except Copyrighte
- NEO Windows LLC — Beachwood · $115K · FY2025 · Other Building Material Dealers
- NEO Windows LLC — Maumee · $16K · FY2022 · Other Building Material Dealers
- NEO Windows LLC — Maumee · $25K · FY2022 · General Automotive Repair
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Common questions
How much does a Zen Windows USA, Inc. - Dealership Agreement cost to buy or open?
The typical deal for Zen Windows USA, Inc. - Dealership Agreement is $115K across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $13K of buyer cash on a typical deal.
How risky is Zen Windows USA, Inc. - Dealership Agreement?
Zen Windows USA, Inc. - Dealership Agreement has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Zen Windows USA, Inc. - Dealership Agreement with an SBA loan?
Yes — Zen Windows USA, Inc. - Dealership Agreement has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Zen Windows USA, Inc. - Dealership Agreement franchise
Most Zen Windows USA, Inc. - Dealership Agreement buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Zen Windows USA, Inc. - Dealership Agreement deal financed for $115K, which points to about $13K of buyer cash on a typical purchase. Zen Windows USA, Inc. - Dealership Agreement is listed in the SBA Franchise Directory (identifier S7040), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Zen Windows USA, Inc. - Dealership Agreement — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Zen Windows USA, Inc. - Dealership Agreement — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Zen Windows USA, Inc. - Dealership Agreement — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Zen Windows USA, Inc. - Dealership Agreement is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 5 SBA 7(a) deals since 2020
- $115K typical deal
- 3 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S7040)
- Top lenders: The Huntington National Bank, CenTrust Bank, A Division of SmartBiz Bank National Association, Byline Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Zen Windows USA, Inc. - Dealership Agreement.