ZIPS Cleaners (formally ZIPS Dry Cleaners), by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1982)
9 deals since 2020 · typical deal $264K
9
Deals since 2020
$264K
Typical deal
5
Deals since FY2025
—
Too few deals to score risk
What buyers pay for ZIPS Cleaners (formally ZIPS Dry Cleaners)
Most ZIPS Cleaners (formally ZIPS Dry Cleaners) deals financed between $134K and $872K. Above $872K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,680
- Down payment (10%)
- $29K
- Cash to close (all-in)
- $39K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$39K)
Experience
Recent financings
- Fresh Spin LLC in Laurel, MD — $1.5M (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 15 days
- Approved
- 12/8/2025
- First disbursed
- 12/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drycleaning and Laundry Services (except Coin-Operated)
Funded by First Bank of the Lake · Lender record →
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- CYJ Drycleaners LLC in Alexandria, VA — $565K (2026) · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $424K (75%)
- Approval → funding
- 43 days
- Approved
- 12/29/2025
- First disbursed
- 2/10/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- New Business or 2 years or less
- Industry
- Drycleaning and Laundry Services (except Coin-Operated)
Funded by Manufacturers and Traders Trust Company · Lender record →
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- ZIPS Dry Cleaners in Warminster, PA — $134K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 12.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $114K (85%)
- Approval → funding
- 1 days
- Approved
- 1/29/2025
- First disbursed
- 1/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Drycleaning and Laundry Services (except Coin-Operated)
Funded by BayFirst National Bank · Lender record →
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- CYJ Drycleaners LLC in Alexandria, VA — $100K (2025) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 124 days
- Approved
- 8/29/2025
- First disbursed
- 12/31/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Drycleaning and Laundry Services (except Coin-Operated)
Funded by Manufacturers and Traders Trust Company · Lender record →
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- CYJ Drycleaners LLC in Alexandria, VA — $44K (2025) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $22K (50%)
- Approval → funding
- 19 days
- Approved
- 8/29/2025
- First disbursed
- 9/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Drycleaning and Laundry Services (except Coin-Operated)
Funded by Manufacturers and Traders Trust Company · Lender record →
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- The Button Men, LLC in Warminster, PA — $150K (2024) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 7 days
- Approved
- 12/21/2023
- First disbursed
- 12/28/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Drycleaning and Laundry Services (except Coin-Operated)
Funded by BayFirst National Bank · Lender record →
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- Zips Cleaners in Charlotte, NC — $5.0M (2023) · First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 272 months
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 10 days
- Approved
- 9/22/2023
- First disbursed
- 10/2/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drycleaning and Laundry Services (except Coin-Operated)
Funded by First Bank · Lender record →
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- The Button Men, LLC in Warminster, PA — $264K (2023) · Penn Community Bank
- Program
- 7a General
- Rate at approval
- 10.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $198K (75%)
- Approval → funding
- 37 days
- Approved
- 3/6/2023
- First disbursed
- 4/12/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Existing or more than 2 years old
- Industry
- Coin-Operated Laundries and Drycleaners
Funded by Penn Community Bank
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- 3A2 Dry Cleaning, LLC in Perry Hall, MD — $872K (2020) · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 126 months
- SBA guaranteed
- $654K (75%)
- Approval → funding
- 245 days
- Approved
- 4/17/2020
- First disbursed
- 12/18/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drycleaning and Laundry Services (except Coin-Operated)
Funded by Manufacturers and Traders Trust Company · Lender record →
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Who funds ZIPS Cleaners (formally ZIPS Dry Cleaners) — and where
Every dot is a financed ZIPS Cleaners (formally ZIPS Dry Cleaners) — 9 mapped.
Financed ZIPS Cleaners (formally ZIPS Dry Cleaners) locations — list all 9 as text
- The Button Men, LLC — Warminster · $264K · FY2023 · Coin-Operated Laundries and Drycleaners
- CYJ Drycleaners LLC — Alexandria · $100K · FY2025 · Drycleaning and Laundry Services (except Coin-Operated)
- CYJ Drycleaners LLC — Alexandria · $44K · FY2025 · Drycleaning and Laundry Services (except Coin-Operated)
- Fresh Spin LLC — Laurel · $1.5M · FY2026 · Drycleaning and Laundry Services (except Coin-Operated)
- CYJ Drycleaners LLC — Alexandria · $565K · FY2026 · Drycleaning and Laundry Services (except Coin-Operated)
- Zips Cleaners — Charlotte · $5.0M · FY2023 · Drycleaning and Laundry Services (except Coin-Operated)
- The Button Men, LLC — Warminster · $150K · FY2024 · Drycleaning and Laundry Services (except Coin-Operated)
- ZIPS Dry Cleaners — Warminster · $134K · FY2025 · Drycleaning and Laundry Services (except Coin-Operated)
- 3A2 Dry Cleaning, LLC — Perry Hall · $872K · FY2020 · Drycleaning and Laundry Services (except Coin-Operated)
Top lenders for this brand
Most active states
- 1.Pennsylvania (3 loans)
- 2.Virginia (3 loans)
- 3.Maryland (2 loans)
- 4.North Carolina (1 loans)
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Common questions
How much does a ZIPS Cleaners (formally ZIPS Dry Cleaners) cost to buy or open?
The typical deal for ZIPS Cleaners (formally ZIPS Dry Cleaners) is $264K across 9 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $29K of buyer cash on a typical deal.
How risky is ZIPS Cleaners (formally ZIPS Dry Cleaners)?
ZIPS Cleaners (formally ZIPS Dry Cleaners) has 9 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a ZIPS Cleaners (formally ZIPS Dry Cleaners) with an SBA loan?
Yes — ZIPS Cleaners (formally ZIPS Dry Cleaners) has been SBA-financed 5 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a ZIPS Cleaners (formally ZIPS Dry Cleaners) franchise
Most ZIPS Cleaners (formally ZIPS Dry Cleaners) buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical ZIPS Cleaners (formally ZIPS Dry Cleaners) deal financed for $264K, which points to about $29K of buyer cash on a typical purchase. ZIPS Cleaners (formally ZIPS Dry Cleaners) is listed in the SBA Franchise Directory (identifier S1982), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund ZIPS Cleaners (formally ZIPS Dry Cleaners) — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for ZIPS Cleaners (formally ZIPS Dry Cleaners) — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for ZIPS Cleaners (formally ZIPS Dry Cleaners) — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. ZIPS Cleaners (formally ZIPS Dry Cleaners) is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 9 SBA 7(a) deals since 2020
- $264K typical deal
- 5 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1982)
- Top lenders: Manufacturers and Traders Trust Company, BayFirst National Bank, Penn Community Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with ZIPS Cleaners (formally ZIPS Dry Cleaners).