Glossary · People and paperwork
Finance company
In short
An institution that provides loans or financing, often specializing in specific types of credit or industries, distinct from traditional banks.
What it means in a deal
While SBA loans are typically processed by banks, some specialized finance companies might offer other forms of financing alongside your SBA loan, such as equipment financing or lines of credit. Be aware of their terms, as they often have different fee structures and interest rates than banks.
Related terms
Common questions about Finance company
- Are business life insurance premiums generally tax deductible for the company?
- Can an SBA 7(a) loan help me acquire another company?
- What distinguishes a company redemption from a cross-purchase buyout for SBA?
- Does my business need to be a for-profit company to qualify?
- Can the company itself redeem the departing partner's shares with an SBA loan?
- What happens if my business real estate is owned separately from my operating company?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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