Glossary · The loan itself
Loan Portfolio
In short
A collection of loans held by a lender or investor. Lenders manage their portfolios to balance risk and return.
What it means in a deal
Your 7(a) loan becomes part of your lender's overall loan portfolio. Lenders manage these portfolios for risk, liquidity, and profitability, sometimes selling the guaranteed portion of your loan on the secondary market. This doesn't change your obligations to your original lender.
Related terms
Common questions about Loan Portfolio
- How often does the SBA require lenders to report on 7(a) loan portfolio performance?
- What if the value of my stock portfolio (for equity injection) drops before closing?
- How does a lender verify equity injection from the sale of a cryptocurrency portfolio?
- How often does the SBA require lenders to report on 7(a) loan portfolio performance for secondary market purposes?
- Does the SBA 7(a) loan require a lien on existing personal assets like my investment portfolio as collateral?
- Are there any ongoing annual fees that a lender must pay to the SBA for their 7(a) loan portfolio?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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