Lender record
1st Summit Bank
The real lending record — every figure from funded deals. HQ: 125 Donald Ln, Johnstown, PA. 17 branches.
3
Recent deals (FY20+)
$630K
Typical deal
—
Approval → funding
Where 1st Summit Bank lends
Deals 1st Summit Bank funded — list all 3 as text
- Pogan Enterprises LLC — Johnstown · $630K · FY2026 · Full-Service Restaurants
- Come On Bro Auto LLC — Latrobe · $1.3M · FY2025 · Specialized Automotive Repair
- Hometown Pizzeria & Eatery — Harrison City · $150K · FY2023 · Limited-Service Restaurants
Deal profile
Most 1st Summit Bank deals land between $150K and $1.3M — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Full-Service Restaurants (1)
- 2.Specialized Automotive Repair (1)
- 3.Limited-Service Restaurants (1)
Most active states
- 1.Pennsylvania (3 deals)
Can 1st Summit Bank fund you? The bank behind the loans
Total assets
$1.5B
▲ 0% vs prior quarter
Deposits on hand
$1.2B
▼ 1.1% vs prior quarter
Loans outstanding
$891.6M
▲ 2% vs prior quarter
Net income (latest qtr)
$2.4M
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes 1st Summit Bank more SBA-focused than 36% of the banks on our record.
- •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
- •Return on assets of 0.63% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a 1st Summit Bank branch (17)
1st Summit BankMain office125 Donald LnJohnstown, PA 15904 · since 1924
Sidman Branch367 Locust StSidman, PA 15955 · since 1924
Salix Branch1148 Forest Hills DrSalix, PA 15952 · since 1980
Downtown Branch600 Main StJohnstown, PA 15901 · since 1982
Portage Branch924 Main StPortage, PA 15946 · since 1986
Westmont Branch1560 Menoher BlvdJohnstown, PA 15905 · since 1988
Cresson Branch7538 Admiral Peary HwyCresson, PA 16630 · since 1994
Park Hill Branch454 Parkhill DrJohnstown, PA 15909 · since 1997
Indiana Branch1825 Oakland AveIndiana, PA 15701 · since 1999
Somerset Branch404 N Center AveSomerset, PA 15501 · since 1999
Johnstown Walmart Branch200 Town Centre DrJohnstown, PA 15904 · since 2004
Altoona Walmart Branch2600 Plank Road CmnsAltoona, PA 16601 · since 2004
Latrobe Branch332 Unity PlzLatrobe, PA 15650 · since 2013
Ebensburg Branch512 W High StEbensburg, PA 15931 · since 2016
William Penn Highway Branch Office4510 William Penn HwyMurrysville, PA 15668 · since 2021
Eldorado Office Branch5812 6th AvenueAltoona, PA 16602 · since 2023
Greenburg Branch Office5150 Us - Route 30Greensburg, PA 15601 · since 2023
Scroll for all 17 branches · Branch data: FDIC BankFind.
Recent deals
- Pogan Enterprises LLC in Johnstown, PA — $630K (2026) · purchase · Full-Service Restaurants
- Program
- 7a General
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $473K (75%)
- Approved
- 2/6/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $700K
- Est. down payment (10%)
- $70K
- Est. cash at closing
- $94K
- Monthly payment
- $7,981
- Annual debt service
- $96K
- Cash flow needed (1.25×)
- $120K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Come On Bro Auto LLC in Latrobe, PA — $1.3M (2025) · purchase · Specialized Automotive Repair
- Program
- 7a General
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 12 days
- Approved
- 3/20/2025
- First disbursed
- 4/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- Change of Ownership
- Industry
- Specialized Automotive Repair
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $149K
- Est. cash at closing
- $204K
- Monthly payment
- $17,156
- Annual debt service
- $206K
- Cash flow needed (1.25×)
- $257K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Hometown Pizzeria & Eatery in Harrison City, PA — $150K (2023) · purchase · Limited-Service Restaurants
- Program
- 7a General
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 25 days
- Approved
- 2/2/2023
- First disbursed
- 2/27/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $1,962
- Annual debt service
- $24K
- Cash flow needed (1.25×)
- $29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Work at 1st Summit Bank?
Claim this profile free to keep your lending record accurate, route buyer leads to your team, and sponsor your placement in the rankings.
Businesses 1st Summit Bank financed
3 businesses on record. Each links to its full SBA record.
Work at 1st Summit Bank?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with 1st Summit Bank.
Agent summary
This page summarizes 1st Summit Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 3 SBA 7(a) loans on record
- $630K typical deal
- 3 business-acquisition loans
- HQ: 125 Donald Ln, Johnstown, PA
- 17 FDIC branch locations
- FDIC total assets $1.5B
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
Find the bank most likely to fund your deal
1st Summit Bank is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.