SBA lender record
Adirondack Bank
185 Genesee St, Utica, NY, 13501. The complete public SBA 7(a) lending record (FY2020–21) — every business Adirondack Bank financed, every failed deal, the branches, and the FDIC profile.
$896K
Total SBA financing
2
Loans on record
2
Businesses financed
—
Too few to score
● branch locations (FDIC)
FDIC profile
- Total assets
- $1.0B
- Deposits
- $922.8M
- Loans outstanding
- $606.3M
- Net income
- $0.5M
- Return on assets
- 0.19098840083588164%
- Return on equity
- 2.52%
- Total equity
- $73.5M
- Offices
- 19
- Founded
- 01/0
- Headquarters
- 185 Genesee St, Utica, NY, 13501
- FDIC cert
- 28380
- Website
- www.adirondackbank.com
FDIC call-report data, quarter ending 03/2026.
19 branches
- Adirondack BankMain office185 Genesee St, Utica, NY, 13501· since 1898
- Ilion Branch296 W Main St, Ilion, NY, 13357· since 1959
- Utica Branch2817 Genesee St, Utica, NY, 13501· since 1985
- Cold Brook Plaza East Branch38 Hadjis Way, Lake Placid, NY, 12946· since 1986
- Old Forge Branch108 Codling St, Old Forge, NY, 13420· since 1990
- Plattsburgh Branch448 Route 3, Plattsburgh, NY, 12901· since 1993
- Charlotte Street Branch804 Charlotte St, Utica, NY, 13501· since 1995
- Oriskany Boulevard Branch136 Oriskany Blvd, Whitesboro, NY, 13492· since 1995
- Church Street Extension Branch139 Church St, Saranac Lake, NY, 12983· since 1995
- Saranac Branch67 Main St, Saranac Lake, NY, 12983· since 1997
- Boonville Branch13150 State Route 12, Boonville, NY, 13309· since 1998
- Mohawk Branch29 W Main St, Mohawk, NY, 13407· since 2002
- Herkimer Branch214 N Washington St, Herkimer, NY, 13350· since 2003
- Rome Branch1709 Black River Blvd N, Rome, NY, 13440· since 2003
- Little Falls Branch699 E Main St, Little Falls, NY, 13365· since 2004
- Holland Patent Branch9576 Main St, Holland Patent, NY, 13354· since 2006
- New Hartford Branch4697 Commercial Dr, New Hartford, NY, 13413· since 2014
- Lake Placid Downtown Branch2426 Main St, Lake Placid, NY, 12946· since 2019
- Sylvan Beach Branch808 Main St, Sylvan Beach, NY, 13157· since 2023
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Businesses Adirondack Bank financed
2 businesses on record. Each links to its full SBA record.
Most active in: NY (2).
Agent summary
This page summarizes Adirondack Bank's public SBA 7(a) lending record (FY2020–21) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.
- 2 SBA 7(a) loans totaling $896K
- 2 businesses financed
- FDIC total assets $1.0B
- 19 FDIC branch locations
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with Adirondack Bank.