Lender record
Altos Bank
The real lending record — every figure from funded deals. HQ: 467 1st St, Los Altos, CA. 1 branch.
3
Recent deals (FY20+)
$982K
Typical deal
—
Approval → funding
Where Altos Bank lends
Deals Altos Bank funded — list all 3 as text
- Sanders Pharmaceuticals, Inc. — Los Angeles · $3.5M · FY2026 · Pharmacies and Drug Retailers
- Happy Bunch LLC — San Jose · $982K · FY2026 · Child Care Services
- Lea Relocation Services, Inc — San Leandro · $356K · FY2026 · Used Household and Office Goods Moving
Deal profile
Most Altos Bank deals land between $356K and $3.5M — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Pharmacies and Drug Retailers (1)
- 2.Child Care Services (1)
- 3.Used Household and Office Goods Moving (1)
Most active states
- 1.California (3 deals)
Can Altos Bank fund you? The bank behind the loans
Total assets
$57.5M
▲ 7.2% vs prior quarter
Deposits on hand
$37.4M
▲ 15.6% vs prior quarter
Loans outstanding
$29.8M
▲ 81.7% vs prior quarter
Net income (latest qtr)
$-1.4M
- •SBA is this bank's core business — this year's SBA production alone equals ~27.6% of its entire loan book. Expect a dedicated SBA desk, packaging help, and underwriters who do this all day. That makes Altos Bank more SBA-focused than 99% of the banks on our record.
- •Deposits grew last quarter — more raw lending capacity than the quarter before.
- •Return on assets of -9.82% — well under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a Altos Bank branch (1)
Altos BankMain office467 1st StLos Altos, CA 94022 · since 2024
Branch data: FDIC BankFind.
Recent deals
- Sanders Pharmaceuticals, Inc. in Los Angeles, CA — $3.5M (2026) · Pharmacies and Drug Retailers
- Program
- 7a General
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.6M (75%)
- Approved
- 3/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Pharmacies and Drug Retailers
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- Happy Bunch LLC in San Jose, CA — $982K (2026) · purchase · Child Care Services
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $736K (75%)
- Approved
- 3/18/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $109K
- Est. cash at closing
- $150K
- Monthly payment
- $12,700
- Annual debt service
- $152K
- Cash flow needed (1.25×)
- $191K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Lea Relocation Services, Inc in San Leandro, CA — $356K (2026) · Used Household and Office Goods Moving
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $267K (75%)
- Approval → funding
- 15 days
- Approved
- 11/24/2025
- First disbursed
- 12/9/2025
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Used Household and Office Goods Moving
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Businesses Altos Bank financed
3 businesses on record. Each links to its full SBA record.
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CapBench analysis of public lending records, FY2020–present. Not affiliated with Altos Bank.
Agent summary
This page summarizes Altos Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 3 SBA 7(a) loans on record
- $982K typical deal
- 1 business-acquisition loans
- HQ: 467 1st St, Los Altos, CA
- 1 FDIC branch location
- FDIC total assets $57.5M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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