Lender record
Americu CU
The real lending record — every figure from funded deals. HQ: Rome, NY.
5
Recent deals (FY20+)
$500K
Typical deal
—
Approval → funding
Where Americu CU lends
Deals Americu CU funded — list all 5 as text
- 33 HM, Inc. — Cicero · $4.2M · FY2026 · Beer, Wine, and Liquor Retailers
- DNA Hoops, Inc. — Herkimer · $500K · FY2025 · Fitness and Recreational Sports Centers
- 2714 Genesee St., LLC — Utica · $266K · FY2025 · Other Personal Care Services
- Wings in Cuse LLC — Syracuse · $216K · FY2025 · Limited-Service Restaurants
- Jamna Hospitality Inc. — Ithaca · $3.6M · FY2022 · Hotels (except Casino Hotels) and Motels
Deal profile
Most Americu CU deals land between $266K and $3.6M — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Beer, Wine, and Liquor Retailers (1)
- 2.Fitness and Recreational Sports Centers (1)
- 3.Other Personal Care Services (1)
- 4.Limited-Service Restaurants (1)
- 5.Hotels (except Casino Hotels) and Motels (1)
Most active states
- 1.New York (5 deals)
Franchises they finance most
Rodeway Inn by Choice Hotels/Rodeway Inn & Suites by Choice
1 deals
Recent deals
- 33 HM, Inc. in Cicero, NY — $4.2M (2026) · purchase · Beer, Wine, and Liquor Retailers
- Program
- 7a General
- Rate at approval
- 7.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.1M (75%)
- Approved
- 3/6/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Retailers
If you were the buyer here
- Est. deal size
- $4.6M
- Est. down payment (10%)
- $464K
- Est. cash at closing
- $642K
- Monthly payment
- $50,164
- Annual debt service
- $602K
- Cash flow needed (1.25×)
- $752K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
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- DNA Hoops, Inc. in Herkimer, NY — $500K (2025) · Fitness and Recreational Sports Centers
- Program
- 7a General
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 48 days
- Approved
- 9/6/2025
- First disbursed
- 10/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Your business? Claim this record · Request removal
- 2714 Genesee St., LLC in Utica, NY — $266K (2025) · purchase · Other Personal Care Services
- Program
- 7a General
- Rate at approval
- 8% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $199K (75%)
- Approval → funding
- 22 days
- Approved
- 4/22/2025
- First disbursed
- 5/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Other Personal Care Services
If you were the buyer here
- Est. deal size
- $295K
- Est. down payment (10%)
- $30K
- Est. cash at closing
- $39K
- Monthly payment
- $2,049
- Annual debt service
- $25K
- Cash flow needed (1.25×)
- $31K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Wings in Cuse LLC in Syracuse, NY — $216K (2025) · Limited-Service Restaurants
- Program
- 7a General
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $162K (75%)
- Approval → funding
- 34 days
- Approved
- 6/13/2025
- First disbursed
- 7/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Your business? Claim this record · Request removal
- Jamna Hospitality Inc. in Ithaca, NY — $3.6M (2022) · Hotels (except Casino Hotels) and Motels
- Program
- 7a General
- Rate at approval
- 5.5% fixed
- Term
- 299 months
- SBA guaranteed
- $2.7M (75%)
- Approval → funding
- 146 days
- Approved
- 12/9/2021
- First disbursed
- 5/4/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Rodeway Inn by Choice Hotels/Rodeway Inn & Suites by Choice
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Hotels (except Casino Hotels) and Motels
Your business? Claim this record · Request removal
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Businesses Americu CU financed
5 businesses on record. Each links to its full SBA record.
Work at Americu CU?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with Americu CU.
Agent summary
This page summarizes Americu CU's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 5 SBA 7(a) loans on record
- $500K typical deal
- 2 business-acquisition loans
- HQ: Rome, NY
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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