Lender record
AmeriState Bank
The real lending record — every figure from funded deals. HQ: 131 S Pennsylvania Ave, Atoka, OK. 7 branches.
22
Recent deals (FY20+)
$500K
Typical deal
24 days
Approval → funding
0%
Failure rate (FY20–23)
Where AmeriState Bank lends
Deals AmeriState Bank funded — list all 22 as text
- Recoil Oilfield Services, LLC — Blanchard · $3.0M · FY2025 · Support Activities for Oil and Gas Operations
- Steven Snyder — Pottsboro · $1.1M · FY2025 · Fitness and Recreational Sports Centers
- Recoil Oilfield Services, LLC — Blanchard · $500K · FY2025 · Support Activities for Oil and Gas Operations
- Rock House Enterprises, LLC — Bennington · $450K · FY2024 · Wineries
- Highway 2 RV Park LLC — Clayton · $350K · FY2024 · RV (Recreational Vehicle) Parks and Campgrounds
- MADCON Corporation — Pearl River · $150K · FY2024 · Highway, Street, and Bridge Construction
- Red Crow Investments, LLC — Ada · $2.0M · FY2023 · Gasoline Stations with Convenience Stores
- P I Sherman LLC — Sherman · $299K · FY2023 · Limited-Service Restaurants
- Shahida Zulfiqar Holding LLC — Checotah · $4.6M · FY2022 · Gasoline Stations with Convenience Stores
- Lone Star Car Wash GVL LLC — Greenville · $1.5M · FY2022 · Car Washes
- Spike Star LLC — Hurst · $779K · FY2022 · Gasoline Stations with Convenience Stores
- Timber Hardware Supply LTD, Co — Atoka · $5.0M · FY2021 · Cut Stock, Resawing Lumber, and Planing
- Recoil Energy Rental, LLC — Blanchard · $1.0M · FY2021 · Support Activities for Oil and Gas Operations
- Donaldson Electric Inc — Hugo · $959K · FY2021 · Hardware Stores
- GreenLamps USA LLC — Cartwright · $750K · FY2021 · Electrical Apparatus and Equipment, Wiring Supplies, and Rel
- MADCON Corporation — Pearl River · $350K · FY2021 · Highway, Street, and Bridge Construction
- Tishomingo Icehouse — Tishomingo · $242K · FY2021 · Drinking Places (Alcoholic Beverages)
- Elite Airboat Company Grayson County INC — Pottsboro · $220K · FY2021 · Boat Building
- Advanced Manual Therapy Solutions PLLC — Bells · $45K · FY2021 · Offices of All Other Miscellaneous Health Practitioners
- CanAm Road Services LLC — Atoka · $207K · FY2020 · Motor Vehicle Towing
- Pyro Lab Design, LLC — Sherman · $138K · FY2020 · Sound Recording Studios
- Kevin D Angel — Atoka · $68K · FY2020 · Textile and Fabric Finishing Mills
Deal profile
Most AmeriState Bank deals land between $220K and $1.1M — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Support Activities for Oil and Gas Operations (3)
- 2.Gasoline Stations with Convenience Stores (3)
- 3.Highway, Street, and Bridge Construction (2)
- 4.Fitness and Recreational Sports Centers (1)
- 5.Wineries (1)
- 6.RV (Recreational Vehicle) Parks and Campgrounds (1)
- 7.Limited-Service Restaurants (1)
- 8.Car Washes (1)
Most active states
- 1.Oklahoma (13 deals)
- 2.Texas (7 deals)
- 3.Louisiana (2 deals)
Franchises they finance most
Can AmeriState Bank fund you? The bank behind the loans
Total assets
$462.2M
▼ 1.1% vs prior quarter
Deposits on hand
$412.3M
▼ 1.5% vs prior quarter
Loans outstanding
$334.8M
▲ 1.2% vs prior quarter
Net income (latest qtr)
$1.0M
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes AmeriState Bank more SBA-focused than 59% of the banks on our record.
- •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
- •Return on assets of 0.9% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a AmeriState Bank branch (7)
Ameristate BankMain office131 S Pennsylvania AveAtoka, OK 74525 · since 1906
Hugo Branch101 E Jackson StHugo, OK 74743 · since 1943
Atoka Branch1788 S Virginia AveAtoka, OK 74525 · since 1963
Antlers Branch418 W Main StAntlers, OK 74523 · since 2001
Sherman Branch2410 N Loy Lake RdSherman, TX 75090 · since 2007
Tishomingo Branch301 W Main StTishomingo, OK 73460 · since 2021
Pottsboro Branch695 E Fm 120Pottsboro, TX 75076 · since 2025
Branch data: FDIC BankFind.
Recent deals
- Recoil Oilfield Services, LLC in Blanchard, OK — $3.0M (2025) · Support Activities for Oil and Gas Operations
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.3M (75%)
- Approval → funding
- 6 days
- Approved
- 3/13/2025
- First disbursed
- 3/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Existing or more than 2 years old
- Industry
- Support Activities for Oil and Gas Operations
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- Steven Snyder in Pottsboro, TX — $1.1M (2025) · Fitness and Recreational Sports Centers
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $810K (75%)
- Approval → funding
- 26 days
- Approved
- 7/3/2025
- First disbursed
- 7/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
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- Recoil Oilfield Services, LLC in Blanchard, OK — $500K (2025) · Support Activities for Oil and Gas Operations
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.5% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $250K (50%)
- Approval → funding
- 12 days
- Approved
- 1/24/2025
- First disbursed
- 2/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 47
- Business age
- Existing or more than 2 years old
- Industry
- Support Activities for Oil and Gas Operations
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- Rock House Enterprises, LLC in Bennington, OK — $450K (2024) · Wineries
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $225K (50%)
- Approval → funding
- 2 days
- Approved
- 3/4/2024
- First disbursed
- 3/6/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Wineries
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- Highway 2 RV Park LLC in Clayton, OK — $350K (2024) · RV (Recreational Vehicle) Parks and Campgrounds
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.99% fixed
- Term
- 252 mo (21 yrs)
- SBA guaranteed
- $175K (50%)
- Approved
- 9/18/2024
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- RV (Recreational Vehicle) Parks and Campgrounds
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- MADCON Corporation in Pearl River, LA — $150K (2024) · Highway, Street, and Bridge Construction
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $75K (50%)
- Approval → funding
- 28 days
- Approved
- 6/7/2024
- First disbursed
- 7/5/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 53
- Business age
- Existing or more than 2 years old
- Industry
- Highway, Street, and Bridge Construction
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- Red Crow Investments, LLC in Ada, OK — $2.0M (2023) · purchase · Gasoline Stations with Convenience Stores
- Program
- 7a General
- Rate at approval
- 8.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 22 days
- Approved
- 6/13/2023
- First disbursed
- 7/5/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Change of Ownership
- Industry
- Gasoline Stations with Convenience Stores
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $219K
- Est. cash at closing
- $302K
- Monthly payment
- $15,572
- Annual debt service
- $187K
- Cash flow needed (1.25×)
- $234K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- P I Sherman LLC in Sherman, TX — $299K (2023) · Limited-Service Restaurants
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (50%)
- Approval → funding
- 3 days
- Approved
- 1/3/2023
- First disbursed
- 1/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Pizza Inn
- Jobs supported
- 70
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Your business? Claim this record · Request removal
- Shahida Zulfiqar Holding LLC in Checotah, OK — $4.6M (2022) · Gasoline Stations with Convenience Stores
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.4M (75%)
- Approved
- 10/25/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 54
- Business age
- Existing or more than 2 years old
- Industry
- Gasoline Stations with Convenience Stores
Your business? Claim this record · Request removal
- Lone Star Car Wash GVL LLC in Greenville, TX — $1.5M (2022) · Car Washes
- Program
- 7a General
- Rate at approval
- 5.5% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 24 days
- Approved
- 2/4/2022
- First disbursed
- 2/28/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Car Washes
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Businesses AmeriState Bank financed
20 businesses on record. Each links to its full SBA record.
- Timber Hardware Supply LTD, CoAtoka, OK · 1 loan$5.0M
- Shahida Zulfiqar Holding LLCChecotah, OK · 1 loan$4.6M
- Recoil Oilfield Services, LLCBlanchard, OK · 2 loans$3.5M
- Red Crow Investments, LLCAda, OK · 1 loan$2.0M
- Lone Star Car Wash GVL LLCGreenville, TX · 1 loan$1.5M
- Steven SnyderPottsboro, TX · 1 loan$1.1M
- Recoil Energy Rental, LLCBlanchard, OK · 1 loan$1.0M
- Donaldson Electric IncHugo, OK · 1 loan$959K
- Spike Star LLCHurst, TX · 1 loan$779K
- GreenLamps USA LLCCartwright, OK · 1 loan$750K
- MADCON CorporationPearl River, LA · 2 loans$500K
- Rock House Enterprises, LLCBennington, OK · 1 loan$450K
- Highway 2 RV Park LLCClayton, OK · 1 loan$350K
- P I Sherman LLCSherman, TX · 1 loan$299K
- Tishomingo IcehouseTishomingo, OK · 1 loan$242K
- Elite Airboat Company Grayson County INCPottsboro, TX · 1 loan$220K
- CanAm Road Services LLCAtoka, OK · 1 loan$207K
- Pyro Lab Design, LLCSherman, TX · 1 loan$138K
- Kevin D AngelAtoka, OK · 1 loan$68K
- Advanced Manual Therapy Solutions PLLCBells, TX · 1 loan$45K
Work at AmeriState Bank?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with AmeriState Bank.
Agent summary
This page summarizes AmeriState Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 22 SBA 7(a) loans on record
- $500K typical deal
- 2 business-acquisition loans
- HQ: 131 S Pennsylvania Ave, Atoka, OK
- 7 FDIC branch locations
- FDIC total assets $462.2M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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