Lender record
bankESB
The real lending record — every figure below is drawn from public SBA 7(a) loan records (FY2020–present): the loans bankESB funded, the businesses, the branches, and its FDIC profile. HQ: 36 Main St, Easthampton, MA. 11 branches.
5
Recent deals (FY20+)
$248K
Typical deal
—
Approval → funding
Where bankESB lends
Deals bankESB funded — list all 5 as text
- The Massage School LLC — Newton · $1.7M · FY2026 · Other Technical and Trade Schools
- Laundry Holdings Inc — Springfield · $350K · FY2025 · Coin-Operated Laundries and Drycleaners
- Morrison Tree Service LLC — Easthampton · $248K · FY2024 · Landscaping Services
- Monsoon Roastery LLC — Springfield · $72K · FY2022 · Coffee and Tea Manufacturing
- Monsoon Roastery LLC — Springfield · $15K · FY2022 · Coffee and Tea Manufacturing
Deal profile
Most bankESB deals land between $72K and $350K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Coffee and Tea Manufacturing (2)
- 2.Other Technical and Trade Schools (1)
- 3.Coin-Operated Laundries and Drycleaners (1)
- 4.Landscaping Services (1)
Most active states
- 1.Massachusetts (5 deals)
Can bankESB fund you? The bank behind the loans
Total assets
$2.0B
▲ 0.3% vs prior quarter
Deposits on hand
$1.8B
▲ 0.4% vs prior quarter
Loans outstanding
$1.6B
▼ 0.1% vs prior quarter
Net income (latest qtr)
$5.3M
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes bankESB more SBA-focused than 32% of the banks on our record.
- •Deposits grew last quarter — more raw lending capacity than the quarter before.
- •Return on assets of 0.52% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 06/2026.
Walk into a bankESB branch (56)
Trunorth BankMain office36 Main StEasthampton, MA 01027 · since 1869
Millbury Branch109 Elm StMillbury, MA 01527 · since 1854
Merrimac Branch1 W Main StMerrimac, MA 01860 · since 1871
Holbrook Branch95 N Franklin StHolbrook, MA 02343 · since 1888
Beverly Branch254 Cabot StBeverly, MA 01915 · since 1888
Holbrook Branch819 S Franklin StHolbrook, MA 02343 · since 1889
Middle Street Branch708 Middle StWeymouth, MA 02188 · since 1889
Athol Branch90 Exchange StAthol, MA 01331 · since 1889
Avon Branch1 E Main StAvon, MA 02322 · since 1914
Putnam Branch182 Main StPutnam, CT 06260 · since 1924
South Lancaster Branch131 Main StreetSouth Lancaster, MA 01561 · since 1964
Thompson Branch865 Riverside DrNorth Grosvenordale, CT 06255 · since 1965
Danvers Branch48 Elm StDanvers, MA 01923 · since 1970
Southampton Branch134 College HwySouthampton, MA 01073 · since 1973
The Woodstock Branch148 Route 171Woodstock, CT 06281 · since 1975
Middleton Branch237 S Main StMiddleton, MA 01949 · since 1986
Hamilton St Branch1 Hamilton StSaugus, MA 01906 · since 1988
Killingly Branch3 Central StDanielson, CT 06239 · since 1992
Brooklyn Branch13 Canterbury RdBrooklyn, CT 06234 · since 1995
Enon Street Branch48 Enon StBeverly, MA 01915 · since 1995
Hadley Branch100 East StHadley, MA 01035 · since 1995
Stoughton Branch87 Sharon StStoughton, MA 02072 · since 1995
Northampton Branch297 King StNorthampton, MA 01060 · since 1997
Highland Avenue Branch319 Highland AveSalem, MA 01970 · since 1998
West Peabody Branch637 Lowell StreetPeabody, MA 01960 · since 2000
Sturbridge Branch331 Main StSturbridge, MA 01566 · since 2001
South Artery Branch1000 Southern ArteryQuincy, MA 02169 · since 2001
Granby Road Branch605 Granby RdSouth Hadley, MA 01075 · since 2002
Chief Justice Cushing Way Branch800 Chief Justice Cushing HwyCohasset, MA 02025 · since 2002
Belchertown Branch175 State StreetBelchertown, MA 01007 · since 2004
Salem Branch73 Lafayette StSalem, MA 01970 · since 2004
Newton Nh Branch29 S Main StNewton, NH 03858 · since 2004
Lynn Fells Parkway Branch412 Lynn Fells PkwySaugus, MA 01906 · since 2006
Westfield Branch85 Broad StWestfield, MA 01085 · since 2007
Marion Branch350 Front StMarion, MA 02738 · since 2008
Agawam Branch770 Main StAgawam, MA 01001 · since 2011
Worcester Branch1001 Millbury StWorcester, MA 01607 · since 2012
Easthampton Savings Bank241 Northampton StEasthampton, MA 01027 · since 2012
Auburn Branch569 Southbridge StAuburn, MA 01501 · since 2012
Webster Branch4 Gore RdWebster, MA 01570 · since 2013
Mortgage Division Lpo999 South Washington StreetNorth Attleboro, MA 02760 · since 2014 · limited service
Leominster Branch9 Sack BlvdLeominster, MA 01453 · since 2014
Peabody Branch32 Main StPeabody, MA 01960 · since 2014
Washington Street Stoughton Branch497 Washington StStoughton, MA 02072 · since 2017
Braintree Branch1 Rockdale StBraintree, MA 02184 · since 2018
Holyoke Branch170 Sargeant StHolyoke, MA 01040 · since 2018
Beverly Branch140 Brimbal AveBeverly, MA 01915 · since 2019
Cohasset Village Branch40 S Main StCohasset, MA 02025 · since 2019
Reading Branch Office31 Harnden StReading, MA 01867 · since 2020
Amherst Branch253 Triangle StAmherst, MA 01002 · since 2020
Grove Street Branch270 Grove StWorcester, MA 01605 · since 2020
Envision Bank Branch129 N Main StRandolph, MA 02368 · since 2022
Abington Bank Branch6 Harrison AveAbington, MA 02351 · since 2024
Colonial Fsb Branch15 Beach StQuincy, MA 02170 · since 2025
Trunorth Bank Branch248 Andover StPeabody, MA 01960 · since 2026
Bankhometown Branch31 Sutton AveOxford, MA 01540 · since 2026
Scroll for all 56 branches · Branch data: FDIC BankFind.
Recent deals
- The Massage School LLC in Newton, MA — $1.7M (2026) · purchase · Other Technical and Trade Schools
- Program
- Preferred Lenders Program
- Rate at approval
- 7.14% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 15 days
- Approved
- 12/4/2025
- First disbursed
- 12/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Other Technical and Trade Schools
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $186K
- Est. cash at closing
- $256K
- Monthly payment
- $25,410
- Annual debt service
- $305K
- Cash flow needed (1.25×)
- $381K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Laundry Holdings Inc in Springfield, MA — $350K (2025) · Coin-Operated Laundries and Drycleaners
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.89% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 8 days
- Approved
- 9/10/2025
- First disbursed
- 9/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Coin-Operated Laundries and Drycleaners
Your business? Claim this record · Request removal
- Morrison Tree Service LLC in Easthampton, MA — $248K (2024) · purchase · Landscaping Services
- Program
- Preferred Lenders Program
- Rate at approval
- 7.38% fixed
- Term
- 61 months
- SBA guaranteed
- $186K (75%)
- Approval → funding
- 83 days
- Approved
- 10/11/2023
- First disbursed
- 1/2/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Landscaping Services
If you were the buyer here
- Est. deal size
- $275K
- Est. down payment (10%)
- $28K
- Est. cash at closing
- $37K
- Monthly payment
- $4,878
- Annual debt service
- $59K
- Cash flow needed (1.25×)
- $73K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Monsoon Roastery LLC in Springfield, MA — $72K (2022) · Coffee and Tea Manufacturing
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 3.75% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $36K (50%)
- Approved
- 10/7/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Coffee and Tea Manufacturing
Your business? Claim this record · Request removal
- Monsoon Roastery LLC in Springfield, MA — $15K (2022) · Coffee and Tea Manufacturing
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 3.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $8K (50%)
- Approved
- 10/7/2021
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Coffee and Tea Manufacturing
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Businesses bankESB financed
4 businesses on record. Each links to its full SBA record.
Work at bankESB?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with bankESB.
Agent summary
This page summarizes bankESB's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 5 SBA 7(a) loans on record
- $248K typical deal
- 2 business-acquisition loans
- HQ: 36 Main St, Easthampton, MA
- 56 FDIC branch locations
- FDIC total assets $2.0B
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-12.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Canonical:
- https://www.capbench.com/lenders/bankesb
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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