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Lender record

Beach Cities Commercial Bank

The real lending record — every figure from funded deals. HQ: 100 Progress, Irvine, CA. 2 branches.

Beach Cities Commercial Bank banner

22

Recent deals (FY20+)

$923K

Typical deal

15 days

Approval → funding

Where Beach Cities Commercial Bank lends

Deals Beach Cities Commercial Bank funded — list all 22 as text

Deal profile

Most Beach Cities Commercial Bank deals land between $300K and $1.5M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Offices of Physicians (except Mental Health Specialists) (2)
  2. 2.Stationery Product Manufacturing (2)
  3. 3.Outpatient Mental Health and Substance Abuse Centers (1)
  4. 4.Materials Recovery Facilities (1)
  5. 5.Other Accounting Services (1)
  6. 6.Machine Shops (1)
  7. 7.Offices of Mental Health Practitioners (except Physicians) (1)
  8. 8.Full-Service Restaurants (1)

Most active states

  1. 1.California (20 deals)
  2. 2.Michigan (1 deals)
  3. 3.New York (1 deals)

Can Beach Cities Commercial Bank fund you? The bank behind the loans

Total assets

$182.5M

▲ 3.2% vs prior quarter

Deposits on hand

$139.6M

▼ 2.8% vs prior quarter

Loans outstanding

$148.4M

▲ 4% vs prior quarter

Net income (latest qtr)

$-152K

  • •A serious SBA operation: this year's production is ~3.5% of the whole loan book. Your file gets experienced hands without specialist wait-lists. That makes Beach Cities Commercial Bank more SBA-focused than 92% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of -0.34% — well under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Beach Cities Commercial Bank branch (2)

Beach Cities Commercial BankMain office100 ProgressIrvine, CA 92618 · since 2023

Encinitas Branch171 Saxony RdEncinitas, CA 92024 · since 2023

Branch data: FDIC BankFind.

Recent deals

  • VESPERA VENTURES CORPORATION in Los Angeles, CA — $1.5M (2026) · Outpatient Mental Health and Substance Abuse Centers
  • C.A.R.E. Fertility in Glendale, CA — $500K (2026) · Offices of Physicians (except Mental Health Specialists)
  • C.A.R.E. Fertility in Glendale, CA — $200K (2026) · Offices of Physicians (except Mental Health Specialists)
  • Pacific Auto Recycling Center Inc. in Lancaster, CA — $3.5M (2025) · Materials Recovery Facilities
  • Foumberg, Juneja, Rocher & Co., P.C. in Encino, CA — $3.3M (2025) · Other Accounting Services
  • Robert's Precision Engineering, Inc., a California Corporation in Anaheim, CA — $2.0M (2025) · Machine Shops
  • Bay ABA, LLC in San Mateo, CA — $1.6M (2025) · Offices of Mental Health Practitioners (except Physicians)
  • Leisure Time Packaging, Inc in Irvine, CA — $1.0M (2025) · Stationery Product Manufacturing
  • Leisure Time Packaging, Inc in Irvine, CA — $1.0M (2025) · Stationery Product Manufacturing
  • LB BEADEL'S LLC in Long Beach, CA — $950K (2025) · Full-Service Restaurants

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Beach Cities Commercial Bank financed

20 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Beach Cities Commercial Bank.

Agent summary

This page summarizes Beach Cities Commercial Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 22 SBA 7(a) loans on record
  • $923K typical deal
  • HQ: 100 Progress, Irvine, CA
  • 2 FDIC branch locations
  • FDIC total assets $182.5M

Next steps

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Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/beach-cities-commercial-bank
API:
https://www.capbench.com/api/public/lenders/beach-cities-commercial-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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