SBA lender record

Carter Bank & Trust

4 Commonwealth Blvd E, Martinsville, VA, 24112. The complete public SBA 7(a) lending record (FY2022) — every business Carter Bank & Trust financed, every failed deal, the branches, and the FDIC profile.

$500K

Total SBA financing

Loans on record

Businesses financed

—

Too few to score

● branch locations (FDIC)

FDIC profile

Total assets: $4.8B
Deposits: $4.2B
Loans outstanding: $3.7B
Net income: $85.6M
Return on assets: 7.125861321680982%
Return on equity: 77.85%
Total equity: $482.0M
Offices: 66
Founded: 12/3
Headquarters: 4 Commonwealth Blvd E, Martinsville, VA, 24112
FDIC cert: 58596
Website: www.carterbank.com

FDIC call-report data, quarter ending 03/2026.

66 branches

Carter Bank & TrustMain office4 Commonwealth Blvd E, Martinsville, VA, 24112· since 2006
Lexington Branch116 E Midland Trl, Lexington, VA, 24450· since 1965
Falmouth Branch175 Warrenton Rd, Falmouth, VA, 22405· since 1973
Rocky Mount Branch400 Franklin St, Rocky Mount, VA, 24151· since 1974
Riverside Drive Branch141 Westover Dr, Danville, VA, 24541· since 1976
Boones Mill Branch50 Boones Mill Rd, Boones Mill, VA, 24065· since 1980
Floyd Branch213 N Locust St, Floyd, VA, 24091· since 1982
Chatham Branch140 S Main St, Chatham, VA, 24531· since 1982
Gretna Branch307 S Main St, Gretna, VA, 24557· since 1983
Stuart Branch125 E Blue Ridge St, Stuart, VA, 24171· since 1983
Christiansburg Branch200 College St, Christiansburg, VA, 24073· since 1984
Hillsville Branch220 N Main St, Hillsville, VA, 24343· since 1984
North Danville Branch3060 N Main St, Danville, VA, 24540· since 1984
Downtown South Boston Branch222 Main St, South Boston, VA, 24592· since 1985
Collinsville Branch128 Paul St, Collinsville, VA, 24078· since 1986
58 East Branch140 Kentuck Rd, Danville, VA, 24540· since 1986
220 South Branch140 Tensbury Dr, Martinsville, VA, 24112· since 1988
Route 208 Branch10407 Courthouse Rd, Spotsylvania, VA, 22553· since 1988
Radford Branch1900 E Main St, Radford, VA, 24141· since 1988
Chase City Branch749 E 2nd St, Chase City, VA, 23924· since 1988
Bedford Branch550 Blue Ridge Ave, Bedford, VA, 24523· since 1989
Blacksburg Branch105 King St, Blacksburg, VA, 24060· since 1990
Clarksville Branch1002 Virginia Ave, Clarksville, VA, 23927· since 1991
Centerville Branch4013 Halifax Rd, South Boston, VA, 24592· since 1992
East Galax Branch543 E Stuart Dr, Galax, VA, 24333· since 1996
Langhorne Branch2018 Tate Springs Rd, Lynchburg, VA, 24501· since 1996
Route 3 Branch1204 Bragg Rd, Fredericksburg, VA, 22407· since 1996
Ferrum Branch9440 Franklin St, Ferrum, VA, 24088· since 1997
Highway 14 Branch630 Fagg Dr, Eden, NC, 27288· since 1997
Wytheville Branch325 E Spring St, Wytheville, VA, 24382· since 1997
Dabney Drive Branch300 Dabney Dr Ext, Henderson, NC, 27536· since 1997
Louisburg Branch205 S Bickett Blvd, Louisburg, NC, 27549· since 1997
Waterlick Road Branch3203 Waterlick Rd, Lynchburg, VA, 24502· since 1997
Westlake Branch135 Scruggs Rd, Moneta, VA, 24121· since 1998
Main Street Branch305 S Main St, Reidsville, NC, 27320· since 1998
South Main Branch903 S Main St, Danville, VA, 24541· since 1998
North Main Branch823 N Main St, Roxboro, NC, 27573· since 1998
Cave Spring Branch3132 Electric Rd, Roanoke, VA, 24018· since 1998
Vinton Branch1111 E Washington Ave, Vinton, VA, 24179· since 1998
Hershberger Rd Branch1722 Hershberger Rd Nw, Roanoke, VA, 24012· since 1998
Graves Mill Branch1728 Graves Mill Rd, Lynchburg, VA, 24502· since 1999
Route 610 Office55 Worth Ave, Stafford, VA, 22556· since 2000
Chatham Heights Branch70 Chatham Heights Rd, Fredericksburg, VA, 22405· since 2000
Adams Farm Branch5715 W Gate City Blvd, Greensboro, NC, 27407· since 2000
Independence Boulevard Branch507 Willow St, Mount Airy, NC, 27030· since 2000
Laurel Park Branch6142 Al Philpott Hwy, Martinsville, VA, 24112· since 2001
Market Place Branch370 Arbor Dr, Christiansburg, VA, 24073· since 2001
Forest Road Branch1621 Forest Rd, Bedford, VA, 24523· since 2001
Electric Road Branch1400 Electric Rd, Salem, VA, 24153· since 2002
Horsepasture Office166 Horsepasture Price Rd, Ridgeway, VA, 24148· since 2002
Independence Office Branch449 E Main St, Independence, VA, 24348· since 2002
Madison Heights Branch4498 S Amherst Hwy, Madison Heights, VA, 24572· since 2002
Memorial Drive Branch998 Memorial Dr, Pulaski, VA, 24301· since 2004
Plaza Drive Branch231 E Plaza Dr, Mooresville, NC, 28115· since 2004
Gardens Boulevard Branch800 Gardens Blvd, Charlottesville, VA, 22901· since 2004
Lake Norman Branch249 Williamson Rd, Mooresville, NC, 28117· since 2019
Winston Salem Branch - Stratford Rd536 S Stratford Rd, Winston Salem, NC, 27103· since 2020
Charlottesville Branch1330 Parham Cir, Charlottesville, VA, 22902· since 2020
Greensboro Branch1201 Battleground Ave, Greensboro, NC, 27408· since 2020
Roanoke Branch30 Franklin Rd Sw, Roanoke, VA, 24011· since 2020
Westridge Branch3305 Battleground Ave, Greensboro, NC, 27410· since 2021
Morehead Street Branch500 E Morehead St Ste 150, Charlotte, NC, 28202· since 2023
Preston Avenue Branch300 Preston Avenue, Charlottesville, VA, 22902· since 2023
Raleigh Atrium Branch2501 Blue Ridge Road, Raleigh, NC, 27607· since 2024
Bassett-Stanleytown Branch380 Riverside Dr, Bassett, VA, 24055· since 2024
Knollwood Branch380 Knollwood Street, Winston Salem, NC, 27103· since 2025

Work at Carter Bank & Trust?

Claim this profile free to keep your lending record accurate, route buyer leads to your team, and stand out in the rankings.

Claim this listing

Businesses Carter Bank & Trust financed

1 business on record. Each links to its full SBA record.

Fresh Choice Three LLCConcord, NC · 1 loan$500K

Most active in: NC (1).

Agent summary

This page summarizes Carter Bank & Trust's public SBA 7(a) lending record (FY2022) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

1 SBA 7(a) loans totaling $500K
1 businesses financed
FDIC total assets $4.8B
66 FDIC branch locations

Next steps

Request an intro Rank lenders Pre-qualify a deal

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/carter-bank-trust
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

Work at Carter Bank & Trust?

Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.

Claim this listing Request removal

Looking for a lender like this one?

Tell us your deal size, industry, and location and we'll point you to the SBA lenders most likely to fund it — fast.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with Carter Bank & Trust.