SBA lender record

Central Savings Bank

511 Bingham Ave, Sault Sainte Marie, MI, 49783. The complete public SBA 7(a) lending record (FY2021–23) — every business Central Savings Bank financed, every failed deal, the branches, and the FDIC profile.

$4.9M

Total SBA financing

Loans on record

Businesses financed

—

Too few to score

● branch locations (FDIC)

FDIC profile

Total assets: $488.2M
Deposits: $431.1M
Loans outstanding: $325.8M
Net income: $2.8M
Return on assets: 2.258814266044276%
Return on equity: 26.26%
Total equity: $43.0M
Offices: 9
Founded: 12/0
Headquarters: 511 Bingham Ave, Sault Sainte Marie, MI, 49783
FDIC cert: 1095
Website: www.centralsavingsbank.com

FDIC call-report data, quarter ending 03/2026.

9 branches

Central Savings BankMain office511 Bingham Ave, Sault Sainte Marie, MI, 49783· since 1902
Rudyard Branch18829 S Mackinac Trl, Rudyard, MI, 49780· since 1918
De Tour Branch109 Elizabeth Street, De Tour, MI, 49725· since 1972
Pickford Branch125 E Harold St, Pickford, MI, 49774· since 1982
Kinross Branch4693 W M 80, Kincheloe, MI, 49788· since 1989
St. Ignace Branch430 N State St, St. Ignace, MI, 49781· since 1991
Mackinac Island Branch21 Hoban Street, Mackinac Island, MI, 49757· since 1995
Cedarville Branch143 W M 134, Cedarville, MI, 49719· since 1996
Business Spur Branch3501 I 75 Business Spur, Sault Sainte Marie, MI, 49783· since 2002

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Businesses Central Savings Bank financed

6 businesses on record. Each links to its full SBA record.

Most active in: MI (8).

Agent summary

This page summarizes Central Savings Bank's public SBA 7(a) lending record (FY2021–23) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

8 SBA 7(a) loans totaling $4.9M
6 businesses financed
FDIC total assets $488.2M
9 FDIC branch locations

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/central-savings-bank
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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