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Lender record

Ciera Bank

The real lending record — every figure from funded deals. HQ: 623 Elm St, Graham, TX. 8 branches.

7

Recent deals (FY20+)

$325K

Typical deal

—

Approval → funding

Where Ciera Bank lends

Deals Ciera Bank funded — list all 7 as text

Deal profile

Most Ciera Bank deals land between $189K and $3.6M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (2)
  2. 2.General Automotive Repair (1)
  3. 3.Florists (1)
  4. 4.Exterminating and Pest Control Services (1)
  5. 5.All Other Amusement and Recreation Industries (1)
  6. 6.Other Nonhazardous Waste Treatment and Disposal (1)

Most active states

  1. 1.Texas (7 deals)

Can Ciera Bank fund you? The bank behind the loans

Total assets

$969.6M

▼ 0.6% vs prior quarter

Deposits on hand

$848.3M

▼ 0.7% vs prior quarter

Loans outstanding

$708.7M

▲ 1.2% vs prior quarter

Net income (latest qtr)

$4.3M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Ciera Bank more SBA-focused than 36% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 1.78% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Ciera Bank branch (8)

Ciera BankMain office623 Elm StGraham, TX 76450 · since 1889

Flower Mound Branch1801 Cross Timbers RdFlower Mound, TX 75028 · since 1907

Fort Worth Branch1501 Summit AveFort Worth, TX 76102 · since 1963

Bryson Branch300 West Dempsey StreetBryson, TX 76427 · since 1997

Aubrey Branch958 S Highway 377Aubrey, TX 76227 · since 2003

Aledo Branch325 S Fm 1187Aledo, TX 76008 · since 2006

Denton Branch321 W Oak StDenton, TX 76201 · since 2012

Burleson Branch116 E Renfro StBurleson, TX 76028 · since 2021

Branch data: FDIC BankFind.

Recent deals

  • Lorentz Automotive- Elm St. in Denton, TX — $617K (2026) · purchase · General Automotive Repair
  • Sue, Sue, & Lue, LLC in Graham, TX — $325K (2024) · purchase · Florists
  • PCSFW Properties, LLC in Fort Worth, TX — $252K (2022) · Full-Service Restaurants
  • 289 Inc in Denton, TX — $189K (2022) · Exterminating and Pest Control Services
  • Arlington Stor-More LLC in Burleson, TX — $5.0M (2021) · All Other Amusement and Recreation Industries
  • PCSFW Operations, LLC in Fort Worth, TX — $3.6M (2021) · purchase · Full-Service Restaurants
  • American Disposal Systems, LLC in Fort Worth, TX — $95K (2021) · Other Nonhazardous Waste Treatment and Disposal

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Ciera Bank financed

7 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Ciera Bank.

Agent summary

This page summarizes Ciera Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 7 SBA 7(a) loans on record
  • $325K typical deal
  • 3 business-acquisition loans
  • HQ: 623 Elm St, Graham, TX
  • 8 FDIC branch locations
  • FDIC total assets $969.6M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/ciera-bank
API:
https://www.capbench.com/api/public/lenders/ciera-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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