Lender record
Civista Bank
The real lending record — every figure from funded deals. HQ: 100 E Water St, Sandusky, OH. 42 branches.
23
Recent deals (FY20+)
$423K
Typical deal
19 days
Approval → funding
0%
Failure rate (FY20–23)
Where Civista Bank lends
Deals Civista Bank funded — list all 23 as text
- Music Matters, Inc. — Batesville · $227K · FY2026 · Music Publishers
- Shaily LLC — Lexington · $565K · FY2025 · Full-Service Restaurants
- Popowski Paint & Paper Inc. — Avon Lake · $439K · FY2025 · Painting and Wall Covering Contractors
- Mansan LLC — South Lebanon · $390K · FY2025 · Full-Service Restaurants
- Robie Construction Group LLC — Holland · $320K · FY2025 · Wood Kitchen Cabinet and Countertop Manufacturing
- BBLENDS LLC — Louisville · $210K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Robie Construction Group LLC — Holland · $45K · FY2025 · Wood Kitchen Cabinet and Countertop Manufacturing
- Tambo Entertainment LLC — Sandusky · $769K · FY2024 · Drinking Places (Alcoholic Beverages)
- CES Holdings LLC — Lawrenceburg · $750K · FY2024 · Automotive Parts and Accessories Retailers
- Bengal Beef, LLC — Montgomery · $495K · FY2024 · Meat Retailers
- WWBBQSauce LLC — Cincinnati · $432K · FY2024 · Snack and Nonalcoholic Beverage Bars
- Childscape Learn & Grow - North Canton — North Canton · $423K · FY2024 · Child Care Services
- Golf Partners LLC — Cincinnati · $289K · FY2023 · Golf Courses and Country Clubs
- Atmosphere Salon & Lounge LLC — Cincinnati · $270K · FY2023 · Beauty Salons
- HAPCO HILLIARD LLC — Hilliard · $465K · FY2022 · Limited-Service Restaurants
- Almur Construction, Inc. — Dublin · $3.9M · FY2021 · All Other Specialty Trade Contractors
- 1430 Central Parkway LLC — Cincinnati · $1.3M · FY2021 · Drinking Places (Alcoholic Beverages)
- A Akshar Shivam LLC — Fairfield · $720K · FY2021 · Limited-Service Restaurants
- Hari Donuts, Inc — Maumee · $600K · FY2021 · Limited-Service Restaurants
- Tyler Real Estate, LLC — Granville · $76K · FY2021 · Offices of Optometrists
- HARRISON LEGACY LLC — Blue Ash · $63K · FY2021 · Painting and Wall Covering Contractors
- Yagya Inc — Toledo · $238K · FY2020 · Limited-Service Restaurants
- Mechanicsburg Druggist LLC — Mechanicsburg · $200K · FY2020 · Pharmacies and Drug Stores
Deal profile
Most Civista Bank deals land between $227K and $600K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Limited-Service Restaurants (4)
- 2.Full-Service Restaurants (2)
- 3.Painting and Wall Covering Contractors (2)
- 4.Wood Kitchen Cabinet and Countertop Manufacturing (2)
- 5.Snack and Nonalcoholic Beverage Bars (2)
- 6.Drinking Places (Alcoholic Beverages) (2)
- 7.Music Publishers (1)
- 8.Automotive Parts and Accessories Retailers (1)
Most active states
- 1.Ohio (19 deals)
- 2.Indiana (2 deals)
- 3.Kentucky (2 deals)
Franchises they finance most
Teriyaki Madness
2 deals
Better Blend
1 deals
1-800-Radiator & A/C
1 deals
The New York Butcher Shoppe
1 deals
The Hummus & Pita Co.
1 deals
Can Civista Bank fund you? The bank behind the loans
Total assets
$4.3B
▼ 0.8% vs prior quarter
Deposits on hand
$3.5B
▲ 0.9% vs prior quarter
Loans outstanding
$3.2B
▼ 1.2% vs prior quarter
Net income (latest qtr)
$15.8M
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Civista Bank more SBA-focused than 13% of the banks on our record.
- •Deposits grew last quarter — more raw lending capacity than the quarter before.
- •Return on assets of 1.46% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a Civista Bank branch (42)
Civista BankMain office100 E Water StSandusky, OH 44870 · since 1884
Urbana Branch601 Scioto StUrbana, OH 43078 · since 1851
Plain City Office Branch320 S Jefferson AvePlain City, OH 43064 · since 1887
Osgood Branch510 S Buckeye StOsgood, IN 47037 · since 1887
Eads Parkway Branch215 W Eads PkwyLawrenceburg, IN 47025 · since 1894
The Castalia Banking Company Branch208 S Washington StCastalia, OH 44824 · since 1905
Lawrenceburg Branch92 Walnut StLawrenceburg, IN 47025 · since 1914
New Washington Branch102 S Kibler StNew Washington, OH 44854 · since 1917
Greenwich Branch13 Main StGreenwich, OH 44837 · since 1940
Berlin Heights Branch24 Main StreetBerlin Heights, OH 44814 · since 1951
Malinta Branch110 N Turkeyfoot AveMalinta, OH 43535 · since 1956
West Perkins Branch702 W Perkins AveSandusky, OH 44870 · since 1960
Norwalk Branch207 Milan AveNorwalk, OH 44857 · since 1961
Mansfield Avenue Branch156 Mansfield AveShelby, OH 44875 · since 1968
Holgate Branch119 Railway AveHolgate, OH 43527 · since 1969
Russells Point Branch330 South Orchard Island RoadRussells Point, OH 43348 · since 1971
Plymouth Branch49 Sandusky StPlymouth, OH 44865 · since 1972
North Scott Branch1423 Scott StNapoleon, OH 43545 · since 1973
North Gamble Street Branch200 N Gamble StShelby, OH 44875 · since 1977
East Perkins Branch2100 E Perkins AveSandusky, OH 44870 · since 1978
West Liberty Branch205 S Detroit StWest Liberty, OH 43357 · since 1980
Versailles Branch111 East Us 50Versailles, IN 47042 · since 1983
Liberty Center Branch523 East StLiberty Center, OH 43532 · since 1987
Milan Branch106 E Mill RdMilan, IN 47031 · since 1989
Wellington Branch502 S Main StWellington, OH 44090 · since 1999
Akron Branch529 N Cleveland Massillon RdAkron, OH 44333 · since 1999
Willard Branch15 E Walton StWillard, OH 44890 · since 1999
Huron Branch410 Cleveland Rd EHuron, OH 44839 · since 1999
Dublin Financial Service Branch6400 Perimeter DrDublin, OH 43016 · since 2000
Whipp Road Branch29 W Whipp RdDayton, OH 45459 · since 2000
Stateline Road Branch19710 Stateline RdLawrenceburg, IN 47025 · since 2001
Huber Heights Branch7455 Old Troy PikeHuber Heights, OH 45424 · since 2002
East Seminary Street Branch36 E Seminary StNorwalk, OH 44857 · since 2002
Port Clinton Branch185 Se Catawba RdPort Clinton, OH 43452 · since 2005
Aurora Branch500 Green BlvdAurora, IN 47001 · since 2005
Springboro Pike Branch9700 Springboro PikeMiamisburg, OH 45342 · since 2007
St. Leon Branch7600 Frey RdWest Harrison, IN 47060 · since 2009
Bowling Green Branch124 E Court StBowling Green, OH 43402 · since 2015
Beachwood Office3723 Park East DrBeachwood, OH 44122 · since 2019
Gahanna Branch5600 N Hamilton RdColumbus, OH 43230 · since 2022
E. Washington St Branch122 E Washington StNapoleon, OH 43545 · since 2022
Farmers Savings Branch111 W Main StSpencer, OH 44275 · since 2025
Scroll for all 42 branches · Branch data: FDIC BankFind.
Recent deals
- Music Matters, Inc. in Batesville, IN — $227K (2026) · purchase · Music Publishers
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $170K (75%)
- Approval → funding
- 34 days
- Approved
- 11/14/2025
- First disbursed
- 12/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Music Publishers
If you were the buyer here
- Est. deal size
- $253K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $34K
- Monthly payment
- $3,360
- Annual debt service
- $40K
- Cash flow needed (1.25×)
- $50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Shaily LLC in Lexington, KY — $565K (2025) · Full-Service Restaurants
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $424K (75%)
- Approval → funding
- 13 days
- Approved
- 3/13/2025
- First disbursed
- 3/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Teriyaki Madness
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Your business? Claim this record · Request removal
- Popowski Paint & Paper Inc. in Avon Lake, OH — $439K (2025) · Painting and Wall Covering Contractors
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $220K (50%)
- Approval → funding
- 12 days
- Approved
- 4/17/2025
- First disbursed
- 4/29/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Existing or more than 2 years old
- Industry
- Painting and Wall Covering Contractors
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- Mansan LLC in South Lebanon, OH — $390K (2025) · Full-Service Restaurants
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $293K (75%)
- Approval → funding
- 19 days
- Approved
- 6/4/2025
- First disbursed
- 6/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Teriyaki Madness
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
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- Robie Construction Group LLC in Holland, OH — $320K (2025) · purchase · Wood Kitchen Cabinet and Countertop Manufacturing
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $240K (75%)
- Approval → funding
- 9 days
- Approved
- 1/15/2025
- First disbursed
- 1/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Wood Kitchen Cabinet and Countertop Manufacturing
If you were the buyer here
- Est. deal size
- $355K
- Est. down payment (10%)
- $36K
- Est. cash at closing
- $47K
- Monthly payment
- $4,134
- Annual debt service
- $50K
- Cash flow needed (1.25×)
- $62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- BBLENDS LLC in Louisville, KY — $210K (2025) · purchase · Snack and Nonalcoholic Beverage Bars
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $158K (75%)
- Approval → funding
- 27 days
- Approved
- 7/23/2025
- First disbursed
- 8/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Franchise
- Better Blend
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $233K
- Est. down payment (10%)
- $23K
- Est. cash at closing
- $31K
- Monthly payment
- $2,717
- Annual debt service
- $33K
- Cash flow needed (1.25×)
- $41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Robie Construction Group LLC in Holland, OH — $45K (2025) · Wood Kitchen Cabinet and Countertop Manufacturing
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $23K (50%)
- Approved
- 1/16/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Wood Kitchen Cabinet and Countertop Manufacturing
Your business? Claim this record · Request removal
- Tambo Entertainment LLC in Sandusky, OH — $769K (2024) · Drinking Places (Alcoholic Beverages)
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $576K (75%)
- Approval → funding
- 222 days
- Approved
- 9/27/2024
- First disbursed
- 5/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Drinking Places (Alcoholic Beverages)
Your business? Claim this record · Request removal
- CES Holdings LLC in Lawrenceburg, IN — $750K (2024) · purchase · Automotive Parts and Accessories Retailers
- Program
- 7a General
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $563K (75%)
- Approval → funding
- 35 days
- Approved
- 1/26/2024
- First disbursed
- 3/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Franchise
- 1-800-Radiator & A/C
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Automotive Parts and Accessories Retailers
If you were the buyer here
- Est. deal size
- $833K
- Est. down payment (10%)
- $83K
- Est. cash at closing
- $114K
- Monthly payment
- $10,225
- Annual debt service
- $123K
- Cash flow needed (1.25×)
- $153K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Bengal Beef, LLC in Montgomery, OH — $495K (2024) · Meat Retailers
- Program
- 7a General
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $371K (75%)
- Approved
- 7/16/2024
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- The New York Butcher Shoppe
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Meat Retailers
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
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Businesses Civista Bank financed
22 businesses on record. Each links to its full SBA record.
- Almur Construction, Inc.Dublin, OH · 1 loan$3.9M
- 1430 Central Parkway LLCCincinnati, OH · 1 loan$1.3M
- Tambo Entertainment LLCSandusky, OH · 1 loan$769K
- CES Holdings LLCLawrenceburg, IN · 1 loan$750K
- A Akshar Shivam LLCFairfield, OH · 1 loan$720K
- Hari Donuts, IncMaumee, OH · 1 loan$600K
- Shaily LLCLexington, KY · 1 loan$565K
- Bengal Beef, LLCMontgomery, OH · 1 loan$495K
- HAPCO HILLIARD LLCHilliard, OH · 1 loan$465K
- Popowski Paint & Paper Inc.Avon Lake, OH · 1 loan$439K
- WWBBQSauce LLCCincinnati, OH · 1 loan$432K
- Childscape Learn & Grow - North CantonNorth Canton, OH · 1 loan$423K
- Mansan LLCSouth Lebanon, OH · 1 loan$390K
- Robie Construction Group LLCHolland, OH · 2 loans$365K
- Golf Partners LLCCincinnati, OH · 1 loan$289K
- Atmosphere Salon & Lounge LLCCincinnati, OH · 1 loan$270K
- Yagya IncToledo, OH · 1 loan$238K
- Music Matters, Inc.Batesville, IN · 1 loan$227K
- BBLENDS LLCLouisville, KY · 1 loan$210K
- Mechanicsburg Druggist LLCMechanicsburg, OH · 1 loan$200K
- Tyler Real Estate, LLCGranville, OH · 1 loan$76K
- HARRISON LEGACY LLCBlue Ash, OH · 1 loan$63K
Work at Civista Bank?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with Civista Bank.
Agent summary
This page summarizes Civista Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 23 SBA 7(a) loans on record
- $423K typical deal
- 6 business-acquisition loans
- HQ: 100 E Water St, Sandusky, OH
- 42 FDIC branch locations
- FDIC total assets $4.3B
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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