Lender record
Commercial Bank
The real lending record — every figure from funded deals. HQ: 1901 Main St, Parsons, KS. 8 branches.
18
Recent deals (FY20+)
$243K
Typical deal
18 days
Approval → funding
0%
Failure rate (FY20–23)
Where Commercial Bank lends
Deals Commercial Bank funded — list all 18 as text
- Jay Narayan LLC — Saint Louis · $225K · FY2026 · Limited-Service Restaurants
- Washington RV LLC — Washington · $3.0M · FY2025 · RV (Recreational Vehicle) Parks and Campgrounds
- Sweet Composites LLC — Gastonia · $190K · FY2025 · Sporting and Recreational Goods and Supplies Merchant Wholes
- POLISH MONKEY, LLC — Gatlinburg · $361K · FY2023 · Snack and Nonalcoholic Beverage Bars
- Catch Salon LLC — Spring Hill · $315K · FY2023 · Beauty Salons
- Sidneys Bark N Bath LLC — Morristown · $243K · FY2022 · Pet Care (except Veterinary) Services
- Cress Family Restaurants LLC. — Seymour · $200K · FY2022 · Limited-Service Restaurants
- JAMES SPEARMAN AIRCRAFT LLC — Sevierville · $145K · FY2022 · Scheduled Passenger Air Transportation
- Garage Life USA LLC — Johnson City · $110K · FY2022 · Residential Remodelers
- Knox Beauty LLC — Barbourville · $50K · FY2022 · Beauty Salons
- Kwik Car Wash & Express Detailing LLC — Lansing · $1.8M · FY2021 · Car Washes
- Sarathi Enterprises LLC — Kings Mountain · $1.5M · FY2021 · Gasoline Stations with Convenience Stores
- San Karas LLC — Houston · $300K · FY2021 · Limited-Service Restaurants
- Nani Inc — Birmingham · $300K · FY2021 · Limited-Service Restaurants
- DEVHIM LLC — Parsons · $1.5M · FY2020 · Hotels (except Casino Hotels) and Motels
- Cress Family Restaurants LLC. — Knoxville · $235K · FY2020 · Full-Service Restaurants
- JAMES SPEARMAN AIRCRAFT LLC — Louisville · $100K · FY2020 · Scheduled Passenger Air Transportation
- SHINE SYSTEM — Knoxville · $25K · FY2020 · Other Services to Buildings and Dwellings
Deal profile
Most Commercial Bank deals land between $145K and $361K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Limited-Service Restaurants (4)
- 2.Beauty Salons (2)
- 3.Scheduled Passenger Air Transportation (2)
- 4.RV (Recreational Vehicle) Parks and Campgrounds (1)
- 5.Sporting and Recreational Goods and Supplies Merchant Wholes (1)
- 6.Snack and Nonalcoholic Beverage Bars (1)
- 7.Pet Care (except Veterinary) Services (1)
- 8.Residential Remodelers (1)
Most active states
- 1.Tennessee (9 deals)
- 2.Missouri (2 deals)
- 3.North Carolina (2 deals)
- 4.Kentucky (1 deals)
- 5.Michigan (1 deals)
- 6.Texas (1 deals)
- 7.Alabama (1 deals)
- 8.Kansas (1 deals)
Franchises they finance most
Can Commercial Bank fund you? The bank behind the loans
Total assets
$383.7M
▲ 1.7% vs prior quarter
Deposits on hand
$353.3M
▲ 2.8% vs prior quarter
Loans outstanding
$174.2M
▲ 2.2% vs prior quarter
Net income (latest qtr)
$893K
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Commercial Bank more SBA-focused than 41% of the banks on our record.
- •Deposits grew last quarter — more raw lending capacity than the quarter before.
- •Return on assets of 0.94% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a Commercial Bank branch (8)
Commercial BankMain office1901 Main StParsons, KS 67357 · since 1874
Parsons Down Town Branch1821 Main StParsons, KS 67357 · since 1800 · limited service
Erie Branch222 S Main StErie, KS 66733 · since 1884
Independence Branch501 N Penn AveIndependence, KS 67301 · since 1907
Oswego Branch501 Commercial StOswego, KS 67356 · since 1920
Parsons West Branch2227 Main StParsons, KS 67357 · since 1959 · limited service
Coffeyville Branch105 E 9th StCoffeyville, KS 67337 · since 2001
Chanute Branch1315 S Santa Fe AveChanute, KS 66720 · since 2002
Branch data: FDIC BankFind.
Recent deals
- Jay Narayan LLC in Saint Louis, MO — $225K (2026) · purchase · Limited-Service Restaurants
- Program
- 7a General
- Rate at approval
- 9% fixed
- Term
- 87 months
- SBA guaranteed
- $169K (75%)
- Approved
- 1/21/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Subway
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $250K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $33K
- Monthly payment
- $3,530
- Annual debt service
- $42K
- Cash flow needed (1.25×)
- $53K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Washington RV LLC in Washington, MO — $3.0M (2025) · RV (Recreational Vehicle) Parks and Campgrounds
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 309 months
- SBA guaranteed
- $2.3M (75%)
- Approval → funding
- 105 days
- Approved
- 6/10/2025
- First disbursed
- 9/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- RV (Recreational Vehicle) Parks and Campgrounds
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- Sweet Composites LLC in Gastonia, NC — $190K (2025) · purchase · Sporting and Recreational Goods and Supplies Merchant Wholes
- Program
- Export Express
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $143K (75%)
- Approval → funding
- 2 days
- Approved
- 2/25/2025
- First disbursed
- 2/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Sporting and Recreational Goods and Supplies Merchant Wholes
If you were the buyer here
- Est. deal size
- $211K
- Est. down payment (10%)
- $21K
- Est. cash at closing
- $28K
- Monthly payment
- $3,204
- Annual debt service
- $38K
- Cash flow needed (1.25×)
- $48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- POLISH MONKEY, LLC in Gatlinburg, TN — $361K (2023) · Snack and Nonalcoholic Beverage Bars
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $181K (50%)
- Approval → funding
- 0 days
- Approved
- 7/15/2023
- First disbursed
- 7/15/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
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- Catch Salon LLC in Spring Hill, TN — $315K (2023) · Beauty Salons
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $158K (50%)
- Approval → funding
- 18 days
- Approved
- 6/26/2023
- First disbursed
- 7/14/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Beauty Salons
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- Sidneys Bark N Bath LLC in Morristown, TN — $243K (2022) · Pet Care (except Veterinary) Services
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.5% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $122K (50%)
- Approval → funding
- 9 days
- Approved
- 8/31/2022
- First disbursed
- 9/9/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Pet Care (except Veterinary) Services
Your business? Claim this record · Request removal
- Cress Family Restaurants LLC. in Seymour, TN — $200K (2022) · Limited-Service Restaurants
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (50%)
- Approval → funding
- 0 days
- Approved
- 3/31/2022
- First disbursed
- 3/31/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Your business? Claim this record · Request removal
- JAMES SPEARMAN AIRCRAFT LLC in Sevierville, TN — $145K (2022) · Scheduled Passenger Air Transportation
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.25% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $73K (50%)
- Approval → funding
- 8 days
- Approved
- 12/8/2021
- First disbursed
- 12/16/2021
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Scheduled Passenger Air Transportation
Your business? Claim this record · Request removal
- Garage Life USA LLC in Johnson City, TN — $110K (2022) · Residential Remodelers
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.25% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $55K (50%)
- Approval → funding
- 44 days
- Approved
- 1/19/2022
- First disbursed
- 3/4/2022
- Loan status
- Paid in full (4/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Tailored Living
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Your business? Claim this record · Request removal
- Knox Beauty LLC in Barbourville, KY — $50K (2022) · Beauty Salons
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.25% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 0 days
- Approved
- 3/11/2022
- First disbursed
- 3/11/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Businesses Commercial Bank financed
16 businesses on record. Each links to its full SBA record.
- Washington RV LLCWashington, MO · 1 loan$3.0M
- Kwik Car Wash & Express Detailing LLCLansing, MI · 1 loan$1.8M
- DEVHIM LLCParsons, KS · 1 loan$1.5M
- Sarathi Enterprises LLCKings Mountain, NC · 1 loan$1.5M
- Cress Family Restaurants LLC.Knoxville, TN · 2 loans$435K
- POLISH MONKEY, LLCGatlinburg, TN · 1 loan$361K
- Catch Salon LLCSpring Hill, TN · 1 loan$315K
- Nani IncBirmingham, AL · 1 loan$300K
- San Karas LLCHouston, TX · 1 loan$300K
- JAMES SPEARMAN AIRCRAFT LLCLouisville, TN · 2 loans$245K
- Sidneys Bark N Bath LLCMorristown, TN · 1 loan$243K
- Jay Narayan LLCSaint Louis, MO · 1 loan$225K
- Sweet Composites LLCGastonia, NC · 1 loan$190K
- Garage Life USA LLCJohnson City, TN · 1 loan$110K
- Knox Beauty LLCBarbourville, KY · 1 loan$50K
- SHINE SYSTEMKnoxville, TN · 1 loan$25K
Work at Commercial Bank?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with Commercial Bank.
Agent summary
This page summarizes Commercial Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 18 SBA 7(a) loans on record
- $243K typical deal
- 3 business-acquisition loans
- HQ: 1901 Main St, Parsons, KS
- 8 FDIC branch locations
- FDIC total assets $383.7M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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