Lender record
Commercial State Bank
The real lending record — every figure from funded deals. HQ: 8045 N Interstate 45 Service Rd, Palmer, TX. 3 branches.
6
Recent deals (FY20+)
$270K
Typical deal
—
Approval → funding
Where Commercial State Bank lends
Deals Commercial State Bank funded — list all 6 as text
- Countertops by Design, LLC — Omaha · $392K · FY2026 · Construction and Mining (except Oil Well) Machinery and Equi
- Flying D Services, LLC — Omaha · $500K · FY2021 · Machine Tool Manufacturing
- Countertops by Design, LLC — Omaha · $270K · FY2021 · Masonry Contractors
- TDS Ventures Inc. — Bennington · $241K · FY2020 · Janitorial Services
- Countertops by Design, LLC — Omaha · $75K · FY2020 · Wood Kitchen Cabinet and Countertop Manufacturing
- Performance Diesel Service Inc — Fremont · $50K · FY2020 · Commercial and Industrial Machinery and Equipment (except Au
Deal profile
Most Commercial State Bank deals land between $75K and $392K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Construction and Mining (except Oil Well) Machinery and Equi (1)
- 2.Machine Tool Manufacturing (1)
- 3.Masonry Contractors (1)
- 4.Janitorial Services (1)
- 5.Wood Kitchen Cabinet and Countertop Manufacturing (1)
- 6.Commercial and Industrial Machinery and Equipment (except Au (1)
Most active states
- 1.Nebraska (6 deals)
Can Commercial State Bank fund you? The bank behind the loans
Total assets
$121.3M
▲ 0.8% vs prior quarter
Deposits on hand
$108.5M
▲ 0.7% vs prior quarter
Loans outstanding
$42.4M
▼ 1.3% vs prior quarter
Net income (latest qtr)
$463K
- •An active SBA program (~0.9% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Commercial State Bank more SBA-focused than 78% of the banks on our record.
- •Deposits grew last quarter — more raw lending capacity than the quarter before.
- •Return on assets of 1.53% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a Commercial State Bank branch (3)
Commercial State BankMain office8045 N Interstate 45 Service RdPalmer, TX 75152 · since 1930
Ferris Branch200 S I 45Ferris, TX 75125 · since 1906
Wilmer Branch421 E Belt Line RdWilmer, TX 75172 · since 2007
Branch data: FDIC BankFind.
Recent deals
- Countertops by Design, LLC in Omaha, NE — $392K (2026) · Construction and Mining (except Oil Well) Machinery and Equi
- Program
- 7a General
- Rate at approval
- 8.8% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $294K (75%)
- Approval → funding
- 10 days
- Approved
- 11/24/2025
- First disbursed
- 12/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Construction and Mining (except Oil Well) Machinery and Equi
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- Flying D Services, LLC in Omaha, NE — $500K (2021) · Machine Tool Manufacturing
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.8% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $250K (50%)
- Approval → funding
- 6 days
- Approved
- 6/17/2021
- First disbursed
- 6/23/2021
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Machine Tool Manufacturing
Your business? Claim this record · Request removal
- Countertops by Design, LLC in Omaha, NE — $270K (2021) · Masonry Contractors
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5% fixed
- Term
- 66 months
- SBA guaranteed
- $135K (50%)
- Approval → funding
- 20 days
- Approved
- 9/29/2021
- First disbursed
- 10/19/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Masonry Contractors
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- TDS Ventures Inc. in Bennington, NE — $241K (2020) · purchase · Janitorial Services
- Program
- 7a General
- Rate at approval
- 6.55% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $181K (75%)
- Approval → funding
- 22 days
- Approved
- 2/7/2020
- First disbursed
- 2/29/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $267K
- Est. down payment (10%)
- $27K
- Est. cash at closing
- $36K
- Monthly payment
- $2,739
- Annual debt service
- $33K
- Cash flow needed (1.25×)
- $41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Countertops by Design, LLC in Omaha, NE — $75K (2020) · Wood Kitchen Cabinet and Countertop Manufacturing
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.25% fixed
- Term
- 48 mo (4 yrs)
- SBA guaranteed
- $38K (50%)
- Approval → funding
- 26 days
- Approved
- 6/4/2020
- First disbursed
- 6/30/2020
- Loan status
- Paid in full (4/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Wood Kitchen Cabinet and Countertop Manufacturing
Your business? Claim this record · Request removal
- Performance Diesel Service Inc in Fremont, NE — $50K (2020) · Commercial and Industrial Machinery and Equipment (except Au
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 39 days
- Approved
- 4/22/2020
- First disbursed
- 5/31/2020
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Commercial and Industrial Machinery and Equipment (except Au
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Businesses Commercial State Bank financed
4 businesses on record. Each links to its full SBA record.
Work at Commercial State Bank?
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CapBench analysis of public lending records, FY2020–present. Not affiliated with Commercial State Bank.
Agent summary
This page summarizes Commercial State Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 6 SBA 7(a) loans on record
- $270K typical deal
- 1 business-acquisition loans
- HQ: 8045 N Interstate 45 Service Rd, Palmer, TX
- 3 FDIC branch locations
- FDIC total assets $121.3M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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