SBA lender record

Community Financial Services Bank

221 W 5th St, Benton, KY, 42025. The complete public SBA 7(a) lending record (FY2023–25) — every business Community Financial Services Bank financed, every failed deal, the branches, and the FDIC profile.

$3.6M

Total SBA financing

Loans on record

Businesses financed

—

Too few to score

● branch locations (FDIC)

FDIC profile

Total assets: $1.4B
Deposits: $1.2B
Loans outstanding: $960.3M
Net income: $3.3M
Return on assets: 0.9433931738457185%
Return on equity: 12.09%
Total equity: $107.3M
Offices: 8
Founded: 01/0
Headquarters: 221 W 5th St, Benton, KY, 42025
FDIC cert: 287
Website: http://www.yourlifeyourbank.com

FDIC call-report data, quarter ending 03/2026.

8 branches

Community Financial Services BankMain office221 W 5th St, Benton, KY, 42025· since 1890
Calvert City Banking Center Branch456 E 5th Ave, Calvert City, KY, 42029· since 1908
Draffenville Banking Center Branch23 Us Highway 68 W, Benton, KY, 42025· since 1974
Mccracken County Banking Center - Park Avenue Branch3390 Park Ave, Paducah, KY, 42001· since 2004
Calloway County Banking Center Branch1721 N 12th St, Murray, KY, 42071· since 2008
Mccracken County Banking Center - Southside Branch2550 Irvin Cobb Dr, Paducah, KY, 42003· since 2017
Graves County Banking Center Branch100 Dick Castleman Byp, Mayfield, KY, 42066· since 2019
Calloway County Sycamore Banking Center414 S 12th St, Murray, KY, 42071· since 2020

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Businesses Community Financial Services Bank financed

6 businesses on record. Each links to its full SBA record.

Most active in: KY (6), TN (1).

Agent summary

This page summarizes Community Financial Services Bank's public SBA 7(a) lending record (FY2023–25) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

7 SBA 7(a) loans totaling $3.6M
6 businesses financed
FDIC total assets $1.4B
8 FDIC branch locations

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/community-financial-services-bank
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with Community Financial Services Bank.