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Lender record

Cornerstone Bank

The real lending record — every figure from funded deals. HQ: 2280 45th St S, Fargo, ND. 13 branches.

50

Recent deals (FY20+)

$154K

Typical deal

16 days

Approval → funding

Where Cornerstone Bank lends

Deals Cornerstone Bank funded — list all 46 as text

Deal profile

Most Cornerstone Bank deals land between $65K and $248K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (5)
  2. 2.Fitness and Recreational Sports Centers (4)
  3. 3.Landscaping Services (3)
  4. 4.General Freight Trucking, Local (2)
  5. 5.Hobby, Toy, and Game Retailers (2)
  6. 6.Child Care Services (2)
  7. 7.Automotive Body, Paint, and Interior Repair and Maintenance (2)
  8. 8.Offices of All Other Miscellaneous Health Practitioners (2)

Most active states

  1. 1.Massachusetts (30 deals)
  2. 2.North Dakota (8 deals)
  3. 3.Minnesota (4 deals)
  4. 4.Nebraska (3 deals)
  5. 5.South Dakota (3 deals)
  6. 6.Florida (1 deals)
  7. 7.Connecticut (1 deals)

Franchises they finance most

Can Cornerstone Bank fund you? The bank behind the loans

Total assets

$1.8B

2% vs prior quarter

Deposits on hand

$1.5B

3% vs prior quarter

Loans outstanding

$1.3B

1.9% vs prior quarter

Net income (latest qtr)

$5.6M

  • SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Cornerstone Bank more SBA-focused than 10% of the banks on our record.
  • Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • Return on assets of 1.27% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Cornerstone Bank branch (13)

Cornerstone BankMain office2280 45th St SFargo, ND 58104 · since 1907

Parshall Branch11 S Main StreetParshall, ND 58770 · since 1914

New Town Branch323 Main StNew Town, ND 58763 · since 1952

Plaza Branch402 Main StreetPlaza, ND 58771 · since 1955

Detached Facility323 Main StNew Town, ND 58763 · since 1981 · limited service

Dickinson Office Branch3095 15th St WDickinson, ND 58601 · since 2016

Watford City Branch106 8th Avenue SeWatford City, ND 58854 · since 2017

Sioux Falls Branch6045 S Louise AveSioux Falls, SD 57108 · since 2018

Bismarck Branch1806 N 12th StBismarck, ND 58501 · since 2022

Minot Branch415 20th Ave SwMinot, ND 58701 · since 2022 · limited service

Minot Branch415 20th Ave SwMinot, ND 58701 · since 2022

Cornerstone Bank - Rugby Branch235 Hwy 2 SeRugby, ND 58368 · since 2022

Watertown Branch104 1st Ave NwWatertown, SD 57201 · since 2026

Scroll for all 13 branches · Branch data: FDIC BankFind.

Recent deals

  • Exterra Global Trading, Inc. in Northborough, MA$1.0M (2026) · Grain and Field Bean Merchant Wholesalers
  • Dirty Jeans LLC in Lake Park, MN$181K (2026) · purchase · Full-Service Restaurants
  • APARTMENT MOVERS 2 LLC in West Fargo, ND$165K (2026) · General Freight Trucking, Local
  • Northeast Site Models Inc in Franklin, MA$32K (2026) · Surveying and Mapping (except Geophysical) Services
  • Rydell Funeral, LLC in Fargo, ND$1.1M (2025) · purchase · Funeral Homes and Funeral Services
  • Sweat Investment Partners LLC in Fargo, ND$523K (2025) · purchase · Fitness and Recreational Sports Centers
  • Reach Right LLC in Fargo, ND$250K (2025) · Supermarkets and Other Grocery Retailers (except Convenience
  • Assabet Mack Service Inc in Shirley, MA$250K (2025) · Specialized Automotive Repair
  • Minnesota Brick LLC in Shakopee, MN$200K (2025) · Hobby, Toy, and Game Retailers
  • Minnesota Brick LLC in Woodbury, MN$200K (2025) · Hobby, Toy, and Game Retailers

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Cornerstone Bank.

Agent summary

This page summarizes Cornerstone Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 50 SBA 7(a) loans on record
  • $154K typical deal
  • 17 business-acquisition loans
  • HQ: 2280 45th St S, Fargo, ND
  • 13 FDIC branch locations
  • FDIC total assets $1.8B
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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