Skip to main content
← Find a lenderClaim this listing

Lender record

Cornerstone Bank

The real lending record — every figure below is drawn from public SBA 7(a) loan records (FY2020–present): the loans Cornerstone Bank funded, the businesses, the branches, and its FDIC profile. HQ: 2280 45th St S, Fargo, ND. 13 branches.

Cornerstone Bank banner

50

Recent deals (FY20+)

$154K

Typical deal

16 days

Approval → funding

Where Cornerstone Bank lends

Deals Cornerstone Bank funded — list all 46 as text

Deal profile

Most Cornerstone Bank deals land between $65K and $248K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (5)
  2. 2.Fitness and Recreational Sports Centers (4)
  3. 3.Landscaping Services (3)
  4. 4.General Freight Trucking, Local (2)
  5. 5.Hobby, Toy, and Game Retailers (2)
  6. 6.Child Care Services (2)
  7. 7.Automotive Body, Paint, and Interior Repair and Maintenance (2)
  8. 8.Offices of All Other Miscellaneous Health Practitioners (2)

Most active states

  1. 1.Massachusetts (30 deals)
  2. 2.North Dakota (8 deals)
  3. 3.Minnesota (4 deals)
  4. 4.Nebraska (3 deals)
  5. 5.South Dakota (3 deals)
  6. 6.Florida (1 deals)
  7. 7.Connecticut (1 deals)

Franchises they finance most

Bricks & Minifigs

4 deals

redbox+

2 deals

Fit Body Boot Camp

1 deals

The Exercise Coach

1 deals

Can Cornerstone Bank fund you? The bank behind the loans

Total assets

$1.9B

▲ 5.9% vs prior quarter

Deposits on hand

$1.6B

▲ 7.2% vs prior quarter

Loans outstanding

$1.3B

▲ 6.3% vs prior quarter

Net income (latest qtr)

$11.2M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Cornerstone Bank more SBA-focused than 10% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 1.25% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 06/2026.

Recent deals

  • Exterra Global Trading, Inc. in Northborough, MA — $1.0M (2026) · Grain and Field Bean Merchant Wholesalers
  • Dirty Jeans LLC in Lake Park, MN — $181K (2026) · purchase · Full-Service Restaurants
  • APARTMENT MOVERS 2 LLC in West Fargo, ND — $165K (2026) · General Freight Trucking, Local
  • Northeast Site Models Inc in Franklin, MA — $32K (2026) · Surveying and Mapping (except Geophysical) Services
  • Rydell Funeral, LLC in Fargo, ND — $1.1M (2025) · purchase · Funeral Homes and Funeral Services
  • Sweat Investment Partners LLC in Fargo, ND — $523K (2025) · purchase · Fitness and Recreational Sports Centers
  • Reach Right LLC in Fargo, ND — $250K (2025) · Supermarkets and Other Grocery Retailers (except Convenience
  • Assabet Mack Service Inc in Shirley, MA — $250K (2025) · Specialized Automotive Repair
  • Minnesota Brick LLC in Shakopee, MN — $200K (2025) · Hobby, Toy, and Game Retailers
  • Minnesota Brick LLC in Woodbury, MN — $200K (2025) · Hobby, Toy, and Game Retailers

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Work at Cornerstone Bank?

Claim this profile free to keep your lending record accurate, route buyer leads to your team, and sponsor your placement in the rankings.

Claim this listing

Work at Cornerstone Bank?

Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.

Claim this listingRequest removal

CapBench analysis of public lending records, FY2020–present. Not affiliated with Cornerstone Bank.

Agent summary

This page summarizes Cornerstone Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 50 SBA 7(a) loans on record
  • $154K typical deal
  • 17 business-acquisition loans
  • HQ: 2280 45th St S, Fargo, ND
  • FDIC total assets $1.9B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-11.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/cornerstone-bank
API:
https://www.capbench.com/api/public/lenders/cornerstone-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

Find the bank most likely to fund your deal

Cornerstone Bank is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

Use this lender data in ChatGPT

Ask ChatGPT to compare this lender against your buyer profile, target deal, industry, geography, and SBA funding history.

ChatGPT will ask you to connect Capbench if you have not already approved it.

Open in ChatGPT
Scroll