Lender record
Cornerstone Bank
The real lending record — every figure from funded deals. HQ: 2280 45th St S, Fargo, ND. 13 branches.
50
Recent deals (FY20+)
$154K
Typical deal
16 days
Approval → funding
Where Cornerstone Bank lends
Deals Cornerstone Bank funded — list all 46 as text
- Exterra Global Trading, Inc. — Northborough · $1.0M · FY2026 · Grain and Field Bean Merchant Wholesalers
- Dirty Jeans LLC — Lake Park · $181K · FY2026 · Full-Service Restaurants
- APARTMENT MOVERS 2 LLC — West Fargo · $165K · FY2026 · General Freight Trucking, Local
- Northeast Site Models Inc — Franklin · $32K · FY2026 · Surveying and Mapping (except Geophysical) Services
- Rydell Funeral, LLC — Fargo · $1.1M · FY2025 · Funeral Homes and Funeral Services
- Sweat Investment Partners LLC — Fargo · $523K · FY2025 · Fitness and Recreational Sports Centers
- Reach Right LLC — Fargo · $250K · FY2025 · Supermarkets and Other Grocery Retailers (except Convenience
- Assabet Mack Service Inc — Shirley · $250K · FY2025 · Specialized Automotive Repair
- Minnesota Brick LLC — Shakopee · $200K · FY2025 · Hobby, Toy, and Game Retailers
- Minnesota Brick LLC — Woodbury · $200K · FY2025 · Hobby, Toy, and Game Retailers
- MJ, Inc. — Oxford · $150K · FY2025 · Full-Service Restaurants
- Mill Yard Academy Inc. — Ware · $91K · FY2025 · Child Care Services
- Andrea Coates — Perry · $51K · FY2025 · Pet Care (except Veterinary) Services
- Kreft Machine & Repair LLC — York · $360K · FY2024 · Farm Machinery and Equipment Manufacturing
- Pillsbury Child Care Center Inc. — Paxton · $248K · FY2024 · Child Care Services
- Moe & Sam Bowling Lanes LLC — East Brookfield · $136K · FY2024 · Bowling Centers
- DECKMASTERS II, INC. — Fargo · $1.0M · FY2023 · All Other Specialty Trade Contractors
- Hellman & Sons Landscaping LLC — Dickinson · $226K · FY2023 · Landscaping Services
- Minnesota Brick LLC — Minnetonka · $150K · FY2023 · Department Stores
- Luis Da Silva LLC — Westborough · $655K · FY2022 · Automotive Body, Paint, and Interior Repair and Maintenance
- New Westboro Auto Body Inc. — Westborough · $245K · FY2022 · Automotive Body, Paint, and Interior Repair and Maintenance
- DP Restaurant Group LLC — Worcester · $230K · FY2022 · Full-Service Restaurants
- DakotaBrick, LLC — Sioux Falls · $200K · FY2022 · All Other Miscellaneous Store Retailers (except Tobacco Stor
- Diamond Coatings, LLC — Lincoln · $190K · FY2022 · Fitness and Recreational Sports Centers
- Errigo Construction Inc. — Ashland · $154K · FY2022 · General Freight Trucking, Local
- Revived Athlete Recovery & Massage, LLC — Worcester · $56K · FY2022 · Offices of All Other Miscellaneous Health Practitioners
- Get Over It LLC — West Boylston · $54K · FY2022 · Fitness and Recreational Sports Centers
- DP Restaurant Group LLC — Worcester · $20K · FY2022 · Full-Service Restaurants
- DBA Rayla Hardscape Design — Dudley · $18K · FY2022 · Masonry Contractors
- BODY THERAPEUTICS Inc. — Boylston · $200K · FY2021 · Offices of All Other Miscellaneous Health Practitioners
- S & R Waste Management LLC — Medford · $171K · FY2021 · All Other Miscellaneous Waste Management Services
- JEFF DODDS, INC. — Watford City · $150K · FY2021 · Hardware Stores
- Sawdust Coffee House II, Inc. — Putnam · $150K · FY2021 · Full-Service Restaurants
- May Property Management LLC — Shrewsbury · $100K · FY2021 · Residential Property Managers
- Balanced Life Chiropractic PC — Sioux Falls · $75K · FY2021 · Offices of Chiropractors
- Mitchell Differential Inc. — Shrewsbury · $35K · FY2021 · Other Automotive Mechanical and Electrical Repair and Mainte
- Erickson Irrigation & Lighting Inc. — Dudley · $30K · FY2021 · Landscaping Services
- Erickson Irrigation & Lignting Inc. — Dudley · $5K · FY2021 · Landscaping Services
- S & R Waste Management LLC — Medford · $861K · FY2020 · Solid Waste Collection
- RIVER AGGREGATES II, LLC — Williston · $344K · FY2020 · Construction Sand and Gravel Mining
- Balanced Life Chiropractic PC — Sioux Falls · $100K · FY2020 · Offices of Chiropractors
- Danny Cole — York · $79K · FY2020 · Snack and Nonalcoholic Beverage Bars
- All Construction Services, Inc. — Gilbertville · $73K · FY2020 · Site Preparation Contractors
- McLeod Eye Associates PC — Auburn · $50K · FY2020 · Offices of Optometrists
- Emvia Enterprises LLC — Belmont · $50K · FY2020 · Fitness and Recreational Sports Centers
- Lifeline Nutrition LLC — Southbridge · $35K · FY2020 · All Other Specialty Food Stores
Deal profile
Most Cornerstone Bank deals land between $65K and $248K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Full-Service Restaurants (5)
- 2.Fitness and Recreational Sports Centers (4)
- 3.Landscaping Services (3)
- 4.General Freight Trucking, Local (2)
- 5.Hobby, Toy, and Game Retailers (2)
- 6.Child Care Services (2)
- 7.Automotive Body, Paint, and Interior Repair and Maintenance (2)
- 8.Offices of All Other Miscellaneous Health Practitioners (2)
Most active states
- 1.Massachusetts (30 deals)
- 2.North Dakota (8 deals)
- 3.Minnesota (4 deals)
- 4.Nebraska (3 deals)
- 5.South Dakota (3 deals)
- 6.Florida (1 deals)
- 7.Connecticut (1 deals)
Franchises they finance most
Can Cornerstone Bank fund you? The bank behind the loans
Total assets
$1.8B
▼ 2% vs prior quarter
Deposits on hand
$1.5B
▼ 3% vs prior quarter
Loans outstanding
$1.3B
▲ 1.9% vs prior quarter
Net income (latest qtr)
$5.6M
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Cornerstone Bank more SBA-focused than 10% of the banks on our record.
- •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
- •Return on assets of 1.27% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a Cornerstone Bank branch (13)
Cornerstone BankMain office2280 45th St SFargo, ND 58104 · since 1907
Parshall Branch11 S Main StreetParshall, ND 58770 · since 1914
New Town Branch323 Main StNew Town, ND 58763 · since 1952
Plaza Branch402 Main StreetPlaza, ND 58771 · since 1955
Detached Facility323 Main StNew Town, ND 58763 · since 1981 · limited service
Dickinson Office Branch3095 15th St WDickinson, ND 58601 · since 2016
Watford City Branch106 8th Avenue SeWatford City, ND 58854 · since 2017
Sioux Falls Branch6045 S Louise AveSioux Falls, SD 57108 · since 2018
Bismarck Branch1806 N 12th StBismarck, ND 58501 · since 2022
Minot Branch415 20th Ave SwMinot, ND 58701 · since 2022 · limited service
Minot Branch415 20th Ave SwMinot, ND 58701 · since 2022
Cornerstone Bank - Rugby Branch235 Hwy 2 SeRugby, ND 58368 · since 2022
Watertown Branch104 1st Ave NwWatertown, SD 57201 · since 2026
Scroll for all 13 branches · Branch data: FDIC BankFind.
Recent deals
- Exterra Global Trading, Inc. in Northborough, MA — $1.0M (2026) · Grain and Field Bean Merchant Wholesalers
- Program
- 7a with EWCP
- Subprogram
- Revolving Line of Credit Expor
- Rate at approval
- 7% variable
- Term
- 12 mo (1 yrs)
- SBA guaranteed
- $900K (90%)
- Approved
- 3/6/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Grain and Field Bean Merchant Wholesalers
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- Dirty Jeans LLC in Lake Park, MN — $181K (2026) · purchase · Full-Service Restaurants
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $91K (50%)
- Approval → funding
- 46 days
- Approved
- 1/26/2026
- First disbursed
- 3/13/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $201K
- Est. down payment (10%)
- $20K
- Est. cash at closing
- $27K
- Monthly payment
- $3,590
- Annual debt service
- $43K
- Cash flow needed (1.25×)
- $54K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- APARTMENT MOVERS 2 LLC in West Fargo, ND — $165K (2026) · General Freight Trucking, Local
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.99% fixed
- Term
- 48 mo (4 yrs)
- SBA guaranteed
- $83K (50%)
- Approved
- 3/18/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- General Freight Trucking, Local
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- Northeast Site Models Inc in Franklin, MA — $32K (2026) · Surveying and Mapping (except Geophysical) Services
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.5% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $16K (50%)
- Approval → funding
- 5 days
- Approved
- 12/10/2025
- First disbursed
- 12/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- New Business or 2 years or less
- Industry
- Surveying and Mapping (except Geophysical) Services
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- Rydell Funeral, LLC in Fargo, ND — $1.1M (2025) · purchase · Funeral Homes and Funeral Services
- Program
- 7a General
- Rate at approval
- 7.49% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $810K (75%)
- Approval → funding
- 12 days
- Approved
- 11/27/2024
- First disbursed
- 12/9/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Funeral Homes and Funeral Services
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $120K
- Est. cash at closing
- $165K
- Monthly payment
- $12,814
- Annual debt service
- $154K
- Cash flow needed (1.25×)
- $192K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Sweat Investment Partners LLC in Fargo, ND — $523K (2025) · purchase · Fitness and Recreational Sports Centers
- Program
- 7a General
- Rate at approval
- 7.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $392K (75%)
- Approval → funding
- 0 days
- Approved
- 3/13/2025
- First disbursed
- 3/13/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Fit Body Boot Camp
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Fitness and Recreational Sports Centers
If you were the buyer here
- Est. deal size
- $581K
- Est. down payment (10%)
- $58K
- Est. cash at closing
- $78K
- Monthly payment
- $6,274
- Annual debt service
- $75K
- Cash flow needed (1.25×)
- $94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Reach Right LLC in Fargo, ND — $250K (2025) · Supermarkets and Other Grocery Retailers (except Convenience
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8% variable
- Term
- 12 mo (1 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 30 days
- Approved
- 9/15/2025
- First disbursed
- 10/15/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- New Business or 2 years or less
- Industry
- Supermarkets and Other Grocery Retailers (except Convenience
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- Assabet Mack Service Inc in Shirley, MA — $250K (2025) · Specialized Automotive Repair
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.9% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 16 days
- Approved
- 11/14/2024
- First disbursed
- 11/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Specialized Automotive Repair
Your business? Claim this record · Request removal
- Minnesota Brick LLC in Shakopee, MN — $200K (2025) · Hobby, Toy, and Game Retailers
- Program
- 7a General
- Rate at approval
- 8.05% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 7 days
- Approved
- 2/28/2025
- First disbursed
- 3/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Bricks & Minifigs
- Jobs supported
- 13
- Business age
- New Business or 2 years or less
- Industry
- Hobby, Toy, and Game Retailers
Your business? Claim this record · Request removal
- Minnesota Brick LLC in Woodbury, MN — $200K (2025) · Hobby, Toy, and Game Retailers
- Program
- 7a General
- Rate at approval
- 8.05% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 6 days
- Approved
- 9/2/2025
- First disbursed
- 9/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Bricks & Minifigs
- Jobs supported
- 18
- Business age
- Existing or more than 2 years old
- Industry
- Hobby, Toy, and Game Retailers
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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CapBench analysis of public lending records, FY2020–present. Not affiliated with Cornerstone Bank.
Agent summary
This page summarizes Cornerstone Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 50 SBA 7(a) loans on record
- $154K typical deal
- 17 business-acquisition loans
- HQ: 2280 45th St S, Fargo, ND
- 13 FDIC branch locations
- FDIC total assets $1.8B
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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