SBA lender record
Eastern Michigan Bank
65 N Howard Ave, Croswell, MI, 48422. The complete public SBA 7(a) lending record (FY2020–22) — every business Eastern Michigan Bank financed, every failed deal, the branches, and the FDIC profile.
$1.6M
Total SBA financing
4
Loans on record
4
Businesses financed
—
Too few to score
● branch locations (FDIC)
FDIC profile
- Total assets
- $567.8M
- Deposits
- $470.2M
- Loans outstanding
- $195.8M
- Net income
- $2.0M
- Return on assets
- 1.387131477389792%
- Return on equity
- 8.21%
- Total equity
- $96.8M
- Offices
- 13
- Founded
- 12/0
- Headquarters
- 65 N Howard Ave, Croswell, MI, 48422
- FDIC cert
- 982
- Website
- www.emb.bank
FDIC call-report data, quarter ending 03/2026.
13 branches
- Eastern Michigan BankMain office65 N Howard Ave, Croswell, MI, 48422· since 1895
- Ruth Branch7004 E Atwater Rd, Ruth, MI, 48470· since 1953
- Lexington Branch5446 Main St, Lexington, MI, 48450· since 1961
- Lakeport Branch7090 Lakeshore Rd, Lakeport, MI, 48059· since 1971
- Sandusky Area Branch324 S Elk St, Sandusky, MI, 48471· since 1979
- Deckerville Branch3636 Main St, Deckerville, MI, 48427· since 1981
- Loan Center Branch66 N Howard Ave, Croswell, MI, 48422· since 1986
- Port Huron Branch600 Water St, Port Huron, MI, 48060· since 1990
- Fort Gratiot Branch3061 Krafft Rd, Fort Gratiot, MI, 48059· since 2002
- Marysville Branch2970 Gratiot Blvd, Marysville, MI, 48040· since 2006
- Croswell Branch37 N Horward Ave, Croswell, MI, 48422· since 2014
- Military Street Office Branch1430 Military St, Port Huron, MI, 48060· since 2022
- Marine City Office Branch355 South Parker Street, Marine City, MI, 48039· since 2024
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Businesses Eastern Michigan Bank financed
4 businesses on record. Each links to its full SBA record.
Most active in: MI (4).
Agent summary
This page summarizes Eastern Michigan Bank's public SBA 7(a) lending record (FY2020–22) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.
- 4 SBA 7(a) loans totaling $1.6M
- 4 businesses financed
- FDIC total assets $567.8M
- 13 FDIC branch locations
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with Eastern Michigan Bank.