SBA lender record

F & M Bank

204 N Main St, West Point, NE, 68788. The complete public SBA 7(a) lending record (FY2020–23) — every business F & M Bank financed, every failed deal, the branches, and the FDIC profile.

$1.6M

Total SBA financing

Loans on record

Businesses financed

—

Too few to score

● branch locations (FDIC)

FDIC profile

Total assets: $361.1M
Deposits: $319.0M
Loans outstanding: $293.0M
Net income: $1.4M
Return on assets: 1.5500874022901974%
Return on equity: 14.78%
Total equity: $39.5M
Offices: 6
Founded: 01/0
Headquarters: 204 N Main St, West Point, NE, 68788
FDIC cert: 14922
Website: www.fmbankne.bank

FDIC call-report data, quarter ending 03/2026.

6 branches

F&M BankMain office204 N Main St, West Point, NE, 68788· since 1931
South Sioux City Downtown Branch2024 Dakota Ave, South Sioux City, NE, 68776· since 1963
South Sioux City Southridge Branch3300 Plaza Dr, South Sioux City, NE, 68776· since 1979
Wayne Branch321 Main St, Wayne, NE, 68787· since 1990
Gretna Branch11504 Willow Park Dr, Gretna, NE, 68028· since 2008
Sioux City 3rd & Virginia930 3rd St, Sioux City, IA, 51101· since 2014

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Businesses F & M Bank financed

3 businesses on record. Each links to its full SBA record.

Most active in: OK (1), NE (1), IA (1).

Agent summary

This page summarizes F & M Bank's public SBA 7(a) lending record (FY2020–23) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

3 SBA 7(a) loans totaling $1.6M
3 businesses financed
FDIC total assets $361.1M
6 FDIC branch locations

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/f-m-bank
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with F & M Bank.