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Lender record

First Bank Richmond

The real lending record — every figure from funded deals. HQ: 20 N 9th St, Richmond, IN. 14 branches.

16

Recent deals (FY20+)

$765K

Typical deal

16 days

Approval → funding

Where First Bank Richmond lends

Deals First Bank Richmond funded — list all 16 as text

Deal profile

Most First Bank Richmond deals land between $450K and $1.5M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (2)
  2. 2.All Other Plastics Product Manufacturing (1)
  3. 3.Snack and Nonalcoholic Beverage Bars (1)
  4. 4.Offices of All Other Miscellaneous Health Practitioners (1)
  5. 5.Tobacco, Electronic Cigarette, and Other Smoking Supplies Re (1)
  6. 6.Conveyor and Conveying Equipment Manufacturing (1)
  7. 7.Limited-Service Restaurants (1)
  8. 8.Site Preparation Contractors (1)

Most active states

  1. 1.Indiana (13 deals)
  2. 2.Arkansas (1 deals)
  3. 3.Ohio (1 deals)
  4. 4.Idaho (1 deals)

Franchises they finance most

Little Caesars

3 deals

Dog Haus

1 deals

LeafSpring School

1 deals

Ace Hardware

1 deals

Can First Bank Richmond fund you? The bank behind the loans

Total assets

$1.5B

▼ 0.4% vs prior quarter

Deposits on hand

$1.1B

▼ 0.7% vs prior quarter

Loans outstanding

$1.2B

▼ 0.1% vs prior quarter

Net income (latest qtr)

$2.9M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes First Bank Richmond more SBA-focused than 62% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 0.77% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a First Bank Richmond branch (14)

First Bank RichmondMain office20 N 9th StRichmond, IN 47374 · since 1887

Cambridge City Branch200 W Main StCambridge City, IN 47327 · since 1887

Centerville Branch119 E Main StCenterville, IN 47330 · since 1887

East Side Branch3403 E Main StRichmond, IN 47374 · since 1887

Sidney Branch121 S Ohio AveSidney, OH 45365 · since 1922

Piqua Branch138 N Sunset DrPiqua, OH 45356 · since 1994

Shelbyville Branch1835 Marketplace BlvdShelbyville, IN 46176 · since 1999

South A Street Motor Branch601 S A StRichmond, IN 47374 · since 1999 · limited service

North Side Branch2499 Chester BlvdRichmond, IN 47374 · since 2003

Troy Branch1867 W Main StTroy, OH 45373 · since 2004

Westside Branch2929 National Rd WRichmond, IN 47374 · since 2006

Sidney Branch2601 Michigan StSidney, OH 45365 · since 2016

Piqua Downtown126 W High StPiqua, OH 45356 · since 2019

Columbus Branch861 Yard StColumbus, OH 43212 · since 2025

Scroll for all 14 branches · Branch data: FDIC BankFind.

Recent deals

  • Makuta Inc. in Shelbyville, IN — $1.1M (2025) · All Other Plastics Product Manufacturing
  • Dog Haus Biergarten in Bee Branch, AR — $950K (2025) · Snack and Nonalcoholic Beverage Bars
  • Laura Snider Consulting, LLC in Mccordsville, IN — $300K (2025) · Offices of All Other Miscellaneous Health Practitioners
  • Relajarse Cigar Lounge, LLC in Blacklick, OH — $117K (2025) · Tobacco, Electronic Cigarette, and Other Smoking Supplies Re
  • Vibrapro LLC in Boise, ID — $3.8M (2024) · Conveyor and Conveying Equipment Manufacturing
  • Shining Enterprises, LLC in Connersville, IN — $450K (2024) · purchase · Limited-Service Restaurants
  • Spectra Tech L.L.C. in Noblesville, IN — $250K (2024) · Site Preparation Contractors
  • Imagine and Discover Incorporated in Fishers, IN — $2.4M (2023) · purchase · Elementary and Secondary Schools
  • Hickory Furniture LLC in Mccordsville, IN — $1.6M (2023) · purchase · Nonupholstered Wood Household Furniture Manufacturing
  • Shining Enterprises, LLC in Connersville, IN — $765K (2023) · purchase · Full-Service Restaurants

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses First Bank Richmond financed

14 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with First Bank Richmond.

Agent summary

This page summarizes First Bank Richmond's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 16 SBA 7(a) loans on record
  • $765K typical deal
  • 6 business-acquisition loans
  • HQ: 20 N 9th St, Richmond, IN
  • 14 FDIC branch locations
  • FDIC total assets $1.5B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/first-bank-richmond
API:
https://www.capbench.com/api/public/lenders/first-bank-richmond
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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