SBA lender record

First Bank, Upper Michigan

1400 Delta Ave, Gladstone, MI, 49837. The complete public SBA 7(a) lending record (FY2020) — every business First Bank, Upper Michigan financed, every failed deal, the branches, and the FDIC profile.

$777K

Total SBA financing

Loans on record

Businesses financed

—

Too few to score

● branch locations (FDIC)

FDIC profile

Total assets: $632.1M
Deposits: $532.1M
Loans outstanding: $440.7M
Net income: $3.1M
Return on assets: 1.94662435699497%
Return on equity: 14.93%
Total equity: $82.9M
Offices: 9
Founded: 08/1
Headquarters: 1400 Delta Ave, Gladstone, MI, 49837
FDIC cert: 14276
Website: www.first-bank.com

FDIC call-report data, quarter ending 03/2026.

9 branches

First Bank, Upper MichiganMain office1400 Delta Ave, Gladstone, MI, 49837· since 1916
Bark River Branch1269 Us 2 And 41, Bark River, MI, 49807· since 1967
1502 W Washington Branch1502 W Washington St, Marquette, MI, 49855· since 1974
Garden Branch6322 State St, Garden, MI, 49835· since 1974
600 S Carpenter Branch600 S Carpenter Ave, Kingsford, MI, 49802· since 1976
Escanaba Branch1921 3rd Ave N, Escanaba, MI, 49829· since 1986
Escanaba Branch2800 Ludington St, Escanaba, MI, 49829· since 1989
Iron Mountain Branch500 S Stephenson Ave, Iron Mountain, MI, 49801· since 2004
Palms Avenue Branch743 Palms Avenue, Ishpeming, MI, 49849· since 2012

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Businesses First Bank, Upper Michigan financed

1 business on record. Each links to its full SBA record.

Carter & Carter Convenience, LLCGladstone, MI · 1 loan$777K

Most active in: MI (1).

Agent summary

This page summarizes First Bank, Upper Michigan's public SBA 7(a) lending record (FY2020) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

1 SBA 7(a) loans totaling $777K
1 businesses financed
FDIC total assets $632.1M
9 FDIC branch locations

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/first-bank-upper-michigan
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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