Lender record
First Capital Bank
The real lending record — every figure from funded deals. HQ: 120 W 3rd St, Quanah, TX. 2 branches.
8
Recent deals (FY20+)
$526K
Typical deal
—
Approval → funding
Where First Capital Bank lends
Deals First Capital Bank funded — list all 8 as text
- WF Feed and Garden Store I — Wichita Falls · $1.2M · FY2026 · Farm Supplies Merchant Wholesalers
- Veitenheimer Convenience LLC — Windthorst · $1.1M · FY2025 · Convenience Retailers
- Quanah Oil, Inc. — Quanah · $317K · FY2022 · Petroleum and Petroleum Products Merchant Wholesalers (excep
- Tim Short dba State Farm Insurance — Wichita Falls · $526K · FY2021 · Insurance Agencies and Brokerages
- Ole Towne Cotton Gin RV Park LLC — Quanah · $182K · FY2021 · RV (Recreational Vehicle) Parks and Campgrounds
- Safari Endeavors LLC — Quanah · $1.0M · FY2020 · All Other Specialty Trade Contractors
- Aunt Pam's Closet — Henrietta · $150K · FY2020 · Sewing, Needlework, and Piece Goods Stores
- Steven Mcdonald Dba Holliday Auto Parts — Holliday · $99K · FY2020 · Automotive Parts and Accessories Stores
Deal profile
Most First Capital Bank deals land between $182K and $1.1M — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Farm Supplies Merchant Wholesalers (1)
- 2.Convenience Retailers (1)
- 3.Petroleum and Petroleum Products Merchant Wholesalers (excep (1)
- 4.Insurance Agencies and Brokerages (1)
- 5.RV (Recreational Vehicle) Parks and Campgrounds (1)
- 6.All Other Specialty Trade Contractors (1)
- 7.Sewing, Needlework, and Piece Goods Stores (1)
- 8.Automotive Parts and Accessories Stores (1)
Most active states
- 1.Texas (8 deals)
Can First Capital Bank fund you? The bank behind the loans
Total assets
$107.2M
▼ 7.9% vs prior quarter
Deposits on hand
$96.8M
▼ 9.1% vs prior quarter
Loans outstanding
$78.0M
▼ 5.8% vs prior quarter
Net income (latest qtr)
$539K
- •An active SBA program (~1.5% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes First Capital Bank more SBA-focused than 84% of the banks on our record.
- •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
- •Return on assets of 1.93% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a First Capital Bank branch (2)
First Capital BankMain office120 W 3rd StQuanah, TX 79252 · since 1907
Wichita Falls Branch5030 Stone Lake DrWichita Falls, TX 76310 · since 2007
Branch data: FDIC BankFind.
Recent deals
- WF Feed and Garden Store I in Wichita Falls, TX — $1.2M (2026) · purchase · Farm Supplies Merchant Wholesalers
- Program
- 7a General
- Rate at approval
- 8% variable
- Term
- 204 mo (17 yrs)
- SBA guaranteed
- $873K (75%)
- Approval → funding
- 21 days
- Approved
- 12/15/2025
- First disbursed
- 1/5/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Farm Supplies Merchant Wholesalers
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $129K
- Est. cash at closing
- $177K
- Monthly payment
- $10,453
- Annual debt service
- $125K
- Cash flow needed (1.25×)
- $157K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Veitenheimer Convenience LLC in Windthorst, TX — $1.1M (2025) · Convenience Retailers
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $844K (75%)
- Approved
- 1/21/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Convenience Retailers
Your business? Claim this record · Request removal
- Quanah Oil, Inc. in Quanah, TX — $317K (2022) · Petroleum and Petroleum Products Merchant Wholesalers (excep
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $238K (75%)
- Approval → funding
- 31 days
- Approved
- 11/30/2021
- First disbursed
- 12/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Petroleum and Petroleum Products Merchant Wholesalers (excep
Your business? Claim this record · Request removal
- Tim Short dba State Farm Insurance in Wichita Falls, TX — $526K (2021) · Insurance Agencies and Brokerages
- Program
- 7a General
- Rate at approval
- 4.25% variable
- Term
- 309 months
- SBA guaranteed
- $474K (90%)
- Approved
- 9/3/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Insurance Agencies and Brokerages
Your business? Claim this record · Request removal
- Ole Towne Cotton Gin RV Park LLC in Quanah, TX — $182K (2021) · RV (Recreational Vehicle) Parks and Campgrounds
- Program
- 7a General
- Rate at approval
- 5.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $164K (90%)
- Approval → funding
- 580 days
- Approved
- 3/31/2021
- First disbursed
- 11/1/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- RV (Recreational Vehicle) Parks and Campgrounds
Your business? Claim this record · Request removal
- Safari Endeavors LLC in Quanah, TX — $1.0M (2020) · All Other Specialty Trade Contractors
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $752K (75%)
- Approval → funding
- 154 days
- Approved
- 9/30/2020
- First disbursed
- 3/3/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- All Other Specialty Trade Contractors
Your business? Claim this record · Request removal
- Aunt Pam's Closet in Henrietta, TX — $150K (2020) · Sewing, Needlework, and Piece Goods Stores
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $127K (85%)
- Approval → funding
- 19 days
- Approved
- 12/12/2019
- First disbursed
- 12/31/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Sewing, Needlework, and Piece Goods Stores
Your business? Claim this record · Request removal
- Steven Mcdonald Dba Holliday Auto Parts in Holliday, TX — $99K (2020) · purchase · Automotive Parts and Accessories Stores
- Program
- 7a General
- Rate at approval
- 6.5% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $84K (85%)
- Approval → funding
- 81 days
- Approved
- 10/11/2019
- First disbursed
- 12/31/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Automotive Parts and Accessories Stores
If you were the buyer here
- Est. deal size
- $110K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $735
- Annual debt service
- $9K
- Cash flow needed (1.25×)
- $11K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Work at First Capital Bank?
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Businesses First Capital Bank financed
8 businesses on record. Each links to its full SBA record.
- WF Feed and Garden Store IWichita Falls, TX · 1 loan$1.2M
- Veitenheimer Convenience LLCWindthorst, TX · 1 loan$1.1M
- Safari Endeavors LLCQuanah, TX · 1 loan$1.0M
- Tim Short dba State Farm InsuranceWichita Falls, TX · 1 loan$526K
- Quanah Oil, Inc.Quanah, TX · 1 loan$317K
- Ole Towne Cotton Gin RV Park LLCQuanah, TX · 1 loan$182K
- Aunt Pam's ClosetHenrietta, TX · 1 loan$150K
- Steven Mcdonald Dba Holliday Auto PartsHolliday, TX · 1 loan$99K
Work at First Capital Bank?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with First Capital Bank.
Agent summary
This page summarizes First Capital Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 8 SBA 7(a) loans on record
- $526K typical deal
- 2 business-acquisition loans
- HQ: 120 W 3rd St, Quanah, TX
- 2 FDIC branch locations
- FDIC total assets $107.2M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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