Lender record
First Central Bank McCook
The real lending record — every figure from funded deals. HQ: 904 N Highway 83, Mccook, NE. 2 branches.
8
Recent deals (FY20+)
$150K
Typical deal
—
Approval → funding
Where First Central Bank McCook lends
Deals First Central Bank McCook funded — list all 8 as text
- KW & Sons Tree Service — Cambridge · $366K · FY2026 · Support Activities for Forestry
- Matthew Macfee — Mc Cook · $150K · FY2025 · General Freight Trucking, Long-Distance, Truckload
- David Anderson — Mc Cook · $135K · FY2025 · Beef Cattle Ranching and Farming
- G5 Construction Specialties, LLC — Culbertson · $131K · FY2025 · Residential Remodelers
- Chadwick Trucking — Culbertson · $94K · FY2025 · General Freight Trucking, Long-Distance, Truckload
- Don Hagan and Sons Inc — Culbertson · $120K · FY2023 · General Freight Trucking, Long-Distance, Truckload
- Patriot Industries Midwest, LLC — Curtis · $350K · FY2022 · Prefabricated Wood Building Manufacturing
- Terry Family Surveying, LLC — Mc Cook · $191K · FY2021 · Geophysical Surveying and Mapping Services
Deal profile
Most First Central Bank McCook deals land between $131K and $350K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.General Freight Trucking, Long-Distance, Truckload (3)
- 2.Support Activities for Forestry (1)
- 3.Beef Cattle Ranching and Farming (1)
- 4.Residential Remodelers (1)
- 5.Prefabricated Wood Building Manufacturing (1)
- 6.Geophysical Surveying and Mapping Services (1)
Most active states
- 1.Nebraska (8 deals)
Can First Central Bank McCook fund you? The bank behind the loans
Total assets
$124.9M
▼ 1.8% vs prior quarter
Deposits on hand
$106.6M
▼ 2% vs prior quarter
Loans outstanding
$85.0M
▼ 2.3% vs prior quarter
Net income (latest qtr)
$193K
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes First Central Bank McCook more SBA-focused than 65% of the banks on our record.
- •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
- •Return on assets of 0.61% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a First Central Bank McCook branch (2)
First Central Bank MccookMain office904 N Highway 83Mccook, NE 69001 · since 1999
Curtis Branch302 Center AveCurtis, NE 69025 · since 2017
Branch data: FDIC BankFind.
Recent deals
- KW & Sons Tree Service in Cambridge, NE — $366K (2026) · Support Activities for Forestry
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.99% fixed
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $183K (50%)
- Approved
- 2/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Support Activities for Forestry
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- Matthew Macfee in Mc Cook, NE — $150K (2025) · General Freight Trucking, Long-Distance, Truckload
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $75K (50%)
- Approval → funding
- 5 days
- Approved
- 7/18/2025
- First disbursed
- 7/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- General Freight Trucking, Long-Distance, Truckload
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- David Anderson in Mc Cook, NE — $135K (2025) · Beef Cattle Ranching and Farming
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $68K (50%)
- Approval → funding
- 5 days
- Approved
- 9/4/2025
- First disbursed
- 9/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Beef Cattle Ranching and Farming
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- G5 Construction Specialties, LLC in Culbertson, NE — $131K (2025) · Residential Remodelers
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% fixed
- Term
- 85 months
- SBA guaranteed
- $65K (50%)
- Approval → funding
- 1 days
- Approved
- 2/11/2025
- First disbursed
- 2/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
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- Chadwick Trucking in Culbertson, NE — $94K (2025) · General Freight Trucking, Long-Distance, Truckload
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.99% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $47K (50%)
- Approval → funding
- 0 days
- Approved
- 7/16/2025
- First disbursed
- 7/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- General Freight Trucking, Long-Distance, Truckload
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- Don Hagan and Sons Inc in Culbertson, NE — $120K (2023) · General Freight Trucking, Long-Distance, Truckload
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $60K (50%)
- Approval → funding
- 7 days
- Approved
- 4/4/2023
- First disbursed
- 4/11/2023
- Loan status
- Paid in full (5/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- General Freight Trucking, Long-Distance, Truckload
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- Patriot Industries Midwest, LLC in Curtis, NE — $350K (2022) · Prefabricated Wood Building Manufacturing
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.49% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 24 days
- Approved
- 12/7/2021
- First disbursed
- 12/31/2021
- Loan status
- Paid in full (3/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Prefabricated Wood Building Manufacturing
Your business? Claim this record · Request removal
- Terry Family Surveying, LLC in Mc Cook, NE — $191K (2021) · Geophysical Surveying and Mapping Services
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.99% fixed
- Term
- 85 months
- SBA guaranteed
- $143K (75%)
- Approval → funding
- 43 days
- Approved
- 6/9/2021
- First disbursed
- 7/22/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Geophysical Surveying and Mapping Services
Your business? Claim this record · Request removal
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Businesses First Central Bank McCook financed
8 businesses on record. Each links to its full SBA record.
- KW & Sons Tree ServiceCambridge, NE · 1 loan$366K
- Patriot Industries Midwest, LLCCurtis, NE · 1 loan$350K
- Terry Family Surveying, LLCMc Cook, NE · 1 loan$191K
- Matthew MacfeeMc Cook, NE · 1 loan$150K
- David AndersonMc Cook, NE · 1 loan$135K
- G5 Construction Specialties, LLCCulbertson, NE · 1 loan$131K
- Don Hagan and Sons IncCulbertson, NE · 1 loan$120K
- Chadwick TruckingCulbertson, NE · 1 loan$94K
Work at First Central Bank McCook?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with First Central Bank McCook.
Agent summary
This page summarizes First Central Bank McCook's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 8 SBA 7(a) loans on record
- $150K typical deal
- HQ: 904 N Highway 83, Mccook, NE
- 2 FDIC branch locations
- FDIC total assets $124.9M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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