SBA lender record

First Central State Bank

914 6th Ave, Dewitt, IA, 52742. The complete public SBA 7(a) lending record (FY2021–23) — every business First Central State Bank financed, every failed deal, the branches, and the FDIC profile.

$5.4M

Total SBA financing

Loans on record

Businesses financed

—

Too few to score

● branch locations (FDIC)

FDIC profile

Total assets: $784.0M
Deposits: $608.1M
Loans outstanding: $484.0M
Net income: $2.8M
Return on assets: 1.4133042529989095%
Return on equity: 11.44%
Total equity: $96.9M
Offices: 6
Founded: 06/1
Headquarters: 914 6th Ave, Dewitt, IA, 52742
FDIC cert: 19716
Website: www.firstcentralsb.bank

FDIC call-report data, quarter ending 03/2026.

6 branches

First Central State BankMain office914 6th Ave, Dewitt, IA, 52742· since 1967
Clinton Branch1427 N 2nd St, Clinton, IA, 52732· since 1907
Goose Lake Branch223 Main St, Goose Lake, IA, 52750· since 1980
Eldridge Branch500 E Le Claire Rd, Eldridge, IA, 52748· since 1993
Le Claire Branch1291 Eagle Ridge Rd, Le Claire, IA, 52753· since 2002
Westside Branch2600 Lincoln Way, Clinton, IA, 52732· since 2008

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Businesses First Central State Bank financed

6 businesses on record. Each links to its full SBA record.

Most active in: IA (6).

Agent summary

This page summarizes First Central State Bank's public SBA 7(a) lending record (FY2021–23) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

6 SBA 7(a) loans totaling $5.4M
6 businesses financed
FDIC total assets $784.0M
6 FDIC branch locations

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/first-central-state-bank
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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