Lender record

First Citizens Community Bank

The real lending record — every figure from funded deals. HQ: 15 S Main St, Mansfield, PA. 45 branches.

Recent deals (FY20+)

$300K

Typical deal

—

Approval → funding

Where First Citizens Community Bank lends

Deals First Citizens Community Bank funded — list all 11 as text

Alexander Beverage Inc. — Mansfield · $172K · FY2026 · Beer, Wine, and Liquor Retailers
Salamander Books, LLC — Annville · $520K · FY2024 · Motion Picture Theaters (except Drive-Ins)
B & H Beverage, Inc. — Elkland · $340K · FY2024 · Beer and Ale Merchant Wholesalers
E & R SEEDING — Osceola · $195K · FY2023 · Landscaping Services
WILSTON-CURRIE FUNERAL HOME AND CREMATION SERVICES — Mansfield · $147K · FY2023 · Funeral Homes and Funeral Services
4FORESMAN INCORPORATED — Blossburg · $125K · FY2023 · Full-Service Restaurants
CKO Northern Liberties LLC — Cherry Hill · $225K · FY2022 · Fitness and Recreational Sports Centers
The Vineyard at Grandview, LLC — Mount Joy · $539K · FY2021 · Grape Vineyards
BADGES SPORTS BAR & GRILL LLC — Tioga · $340K · FY2020 · Drinking Places (Alcoholic Beverages)
Xtreme Enterprises, LLC — Wellsboro · $325K · FY2020 · Wireless Telecommunications Carriers (except Satellite)
LowTides OP LLC — Red Bank · $300K · FY2020 · Metal Household Furniture Manufacturing

Deal profile

Most First Citizens Community Bank deals land between $172K and $340K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

1.Beer, Wine, and Liquor Retailers (1)
2.Motion Picture Theaters (except Drive-Ins) (1)
3.Beer and Ale Merchant Wholesalers (1)
4.Landscaping Services (1)
5.Funeral Homes and Funeral Services (1)
6.Full-Service Restaurants (1)
7.Fitness and Recreational Sports Centers (1)
8.Grape Vineyards (1)

Most active states

1.Pennsylvania (9 deals)
2.New Jersey (2 deals)

Franchises they finance most

CKO Kickboxing

1 deals

Can First Citizens Community Bank fund you? The bank behind the loans

Total assets

$3.0B

▼ 1.2% vs prior quarter

Deposits on hand

$2.5B

▲ 3.2% vs prior quarter

Loans outstanding

$2.3B

▼ 2.4% vs prior quarter

Net income (latest qtr)

$11.0M

•SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes First Citizens Community Bank more SBA-focused than 16% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of 1.45% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Free · No obligation · Usually same-day

Get in touch with First Citizens Community Bank

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Walk into a First Citizens Community Bank branch (45)

First Citizens Community BankMain office15 S Main StMansfield, PA 16933 · since 1932

Troy Branch1133 W Main StTroy, PA 16947 · since 1895

Sayre Branch306 W Lockhart StSayre, PA 18840 · since 1899

Pine Grove Br3016 S Pine Grove StFredericksburg, PA 17026 · since 1907

Ulysses Branch502 Main StUlysses, PA 16948 · since 1907

Blossburg Branch300 Main StBlossburg, PA 16912 · since 1929

Le Raysville Branch960 Main StLe Raysville, PA 18829 · since 1963

Genesee Branch391 Main StGenesee, PA 16923 · since 1967

Gillett Branch33178 Route 14Gillett, PA 16925 · since 1970

State Line Branch7352 Route 328Millerton, PA 16936 · since 1970

Canton Branch53 W Main StCanton, PA 17724 · since 1973

Towanda Branch111 Main StTowanda, PA 18848 · since 1974

Sunset Branch1690 N 7th StLebanon, PA 17046 · since 1975

Mount Aetna Branch7635 Lancaster AvenueMount Aetna, PA 19544 · since 1980

Friedensburg Branch1549 Route 443Friedensburg, PA 17933 · since 1985

Warrington Branch610 Easton RdWarrington, PA 18976 · since 1995

County Line Road Branch1990 County Line RdHuntingdon Valley, PA 19006 · since 1996

Quentin Road Branch450 Isabel DrLebanon, PA 17042 · since 1998

Wellsville Branch10 S Main StWellsville, NY 14895 · since 1998

Sayre Branch1778 Elmira StSayre, PA 18840 · since 2000

Wal-Mart Banking Center Branch2 Walmart PlzMansfield, PA 16933 · since 2000

Schuylkill Haven Branch45 W Main StSchuylkill Haven, PA 17972 · since 2003

Plumsteadville Branch5725 Easton RdPipersville, PA 18947 · since 2004

Lafayette Redeemer Branch8580 Verree RdPhiladelphia, PA 19111 · since 2007

Wellsboro Branch1 Pearl StWellsboro, PA 16901 · since 2010

Rome Branch847 Main StRome, PA 18837 · since 2011

Concord Pike Branch2901 Concord PikeWilmington, DE 19803 · since 2012

State College Financial Center Branch141 W Beaver AveState College, PA 16801 · since 2014

Mill Hall Branch39 King Arthur DrMill Hall, PA 17751 · since 2015

Winfield Branch1157 Westbranch HwyWinfield, PA 17889 · since 2016

Mount Joy Branch720 E Main StMount Joy, PA 17552 · since 2016

Fivepointville Branch1015 Dry Tavern RdDenver, PA 17517 · since 2018

Midcoast Community Branch4900 Kirkwood HwyWilmington, DE 19808 · since 2020

Kennett Square Branch741 W Cypress StKennett Square, PA 19348 · since 2020

Doylestown Branch2005 S Easton RdDoylestown, PA 18901 · since 2020

Center City Branch Office990 Spring Garden StPhiladelphia, PA 19123 · since 2020

Mount Laurel Branch Office1300 Route 73Mount Laurel, NJ 08054 · since 2021

South Philly Branch Office2444 S Broad StPhiladelphia, PA 19145 · since 2021

Ephrata Branch3630 Rothsville RdEphrata, PA 17522 · since 2022

Greenville Branch3840 Kennett PikeGreenville, DE 19807 · since 2022

Huntington Valley Branch2617 Huntingdon PikeHuntingdon Valley, PA 19006 · since 2023

Williamsport Branch1732 E 3rd StWilliamsport, PA 17701 · since 2023

Georgetown Branch20169 Office CircleGeorgetown, DE 19947 · since 2024 · limited service

North Dover Branch1009 N Dupont HwyDover, DE 19901 · since 2025

Arch Street Branch1717 Arch StPhiladelphia, PA 19103 · since 2026

Scroll for all 45 branches · Branch data: FDIC BankFind.

Recent deals

Alexander Beverage Inc. in Mansfield, PA — $172K (2026) · purchase · Beer, Wine, and Liquor Retailers
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$86K (50%)
Approved
2/28/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Beer, Wine, and Liquor Retailers
If you were the buyer here
Est. deal size
$192K
Est. down payment (10%)
$19K
Est. cash at closing
$26K
Monthly payment
$1,958
Annual debt service
$23K
Cash flow needed (1.25×)
$29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Salamander Books, LLC in Annville, PA — $520K (2024) · purchase · Motion Picture Theaters (except Drive-Ins)
Program
7a General
Rate at approval
9.5% fixed
Term
240 mo (20 yrs)
SBA guaranteed
$390K (75%)
Approval → funding
22 days
Approved
5/30/2024
First disbursed
6/21/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Motion Picture Theaters (except Drive-Ins)
If you were the buyer here
Est. deal size
$578K
Est. down payment (10%)
$58K
Est. cash at closing
$77K
Monthly payment
$4,847
Annual debt service
$58K
Cash flow needed (1.25×)
$73K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
B & H Beverage, Inc. in Elkland, PA — $340K (2024) · purchase · Beer and Ale Merchant Wholesalers
Program
7a General
Rate at approval
11% variable
Term
168 mo (14 yrs)
SBA guaranteed
$255K (75%)
Approved
11/16/2023
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Beer and Ale Merchant Wholesalers
If you were the buyer here
Est. deal size
$378K
Est. down payment (10%)
$38K
Est. cash at closing
$51K
Monthly payment
$3,975
Annual debt service
$48K
Cash flow needed (1.25×)
$60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
E & R SEEDING in Osceola, PA — $195K (2023) · purchase · Landscaping Services
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.99% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$98K (50%)
Approval → funding
25 days
Approved
7/27/2023
First disbursed
8/21/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
2
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$217K
Est. down payment (10%)
$22K
Est. cash at closing
$29K
Monthly payment
$3,038
Annual debt service
$36K
Cash flow needed (1.25×)
$46K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
WILSTON-CURRIE FUNERAL HOME AND CREMATION SERVICES in Mansfield, PA — $147K (2023) · Funeral Homes and Funeral Services
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.75% fixed
Term
240 mo (20 yrs)
SBA guaranteed
$73K (50%)
Approval → funding
10 days
Approved
12/12/2022
First disbursed
12/22/2022
Loan status
Past due
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Funeral Homes and Funeral Services
Your business? Claim this record · Request removal
4FORESMAN INCORPORATED in Blossburg, PA — $125K (2023) · Full-Service Restaurants
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.99% fixed
Term
240 mo (20 yrs)
SBA guaranteed
$63K (50%)
Approval → funding
1 days
Approved
7/6/2023
First disbursed
7/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Your business? Claim this record · Request removal
CKO Northern Liberties LLC in Cherry Hill, NJ — $225K (2022) · Fitness and Recreational Sports Centers
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$169K (75%)
Approval → funding
65 days
Approved
12/8/2021
First disbursed
2/11/2022
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Franchise
CKO Kickboxing
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Your business? Claim this record · Request removal
The Vineyard at Grandview, LLC in Mount Joy, PA — $539K (2021) · purchase · Grape Vineyards
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$269K (50%)
Approval → funding
18 days
Approved
11/12/2020
First disbursed
11/30/2020
Loan status
Paid in full (3/31/2021)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
28
Business age
Change of Ownership
Industry
Grape Vineyards
If you were the buyer here
Est. deal size
$598K
Est. down payment (10%)
$60K
Est. cash at closing
$80K
Monthly payment
$5,517
Annual debt service
$66K
Cash flow needed (1.25×)
$83K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
BADGES SPORTS BAR & GRILL LLC in Tioga, PA — $340K (2020) · purchase · Drinking Places (Alcoholic Beverages)
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.49% fixed
Term
239 months
SBA guaranteed
$170K (50%)
Approval → funding
45 days
Approved
6/16/2020
First disbursed
7/31/2020
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Drinking Places (Alcoholic Beverages)
If you were the buyer here
Est. deal size
$378K
Est. down payment (10%)
$38K
Est. cash at closing
$51K
Monthly payment
$2,342
Annual debt service
$28K
Cash flow needed (1.25×)
$35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Xtreme Enterprises, LLC in Wellsboro, PA — $325K (2020) · Wireless Telecommunications Carriers (except Satellite)
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4% variable
Term
120 mo (10 yrs)
SBA guaranteed
$163K (50%)
Approval → funding
6 days
Approved
4/24/2020
First disbursed
4/30/2020
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Existing or more than 2 years old
Industry
Wireless Telecommunications Carriers (except Satellite)
Your business? Claim this record · Request removal

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Businesses First Citizens Community Bank financed

11 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with First Citizens Community Bank.

Agent summary

This page summarizes First Citizens Community Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

11 SBA 7(a) loans on record
$300K typical deal
6 business-acquisition loans
HQ: 15 S Main St, Mansfield, PA
45 FDIC branch locations
FDIC total assets $3.0B

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/first-citizens-community-bank
API:: https://www.capbench.com/api/public/lenders/first-citizens-community-bank
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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