SBA lender record

First Commerce Bank

105 River Ave, Lakewood, NJ, 08701. The complete public SBA 7(a) lending record (FY2020–25) — every business First Commerce Bank financed, every failed deal, the branches, and the FDIC profile.

$42.2M

Total SBA financing

Loans on record

Businesses financed

Failure rate (FY20–23)

● branch locations (FDIC)

FDIC profile

Total assets: $1.8B
Deposits: $1.3B
Loans outstanding: $1.5B
Net income: $4.4M
Return on assets: 0.9631570837387292%
Return on equity: 9.62%
Total equity: $187.9M
Offices: 11
Founded: 01/3
Headquarters: 105 River Ave, Lakewood, NJ, 08701
FDIC cert: 58054
Website: http://www.firstcommercebk.com

FDIC call-report data, quarter ending 03/2026.

11 branches

First Commerce BankMain office105 River Ave, Lakewood, NJ, 08701· since 2006
Closter Branch530 Piermont Rd, Closter, NJ, 07624· since 2011
Allentown Branch40 N Main St, Allentown, NJ, 08501· since 2013
Teaneck Branch1008 Teaneck Rd, Teaneck, NJ, 07666· since 2013
Englewood Branch44 Engle St, Englewood, NJ, 07631· since 2014
Freehold Branch Office118 Schanck Rd, Freehold, NJ, 07728· since 2015
Robbinsville Branch Office11 Hankins Road, Robbinsville, NJ, 08691· since 2016
Fairfield Branch280 Passaic Ave, Fairfield, NJ, 07004· since 2017
Bordentown Branch789 Farnsworth Ave, Bordentown, NJ, 08505· since 2018
First Commerce Bank Branch2080 West County Line Road, Jackson, NJ, 08527· since 2023
Lakewood - Avenue Of The States Branch1700 Avenue Of The States, Lakewood, NJ, 08701· since 2025

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Businesses First Commerce Bank financed

47 businesses on record. Each links to its full SBA record.

Most active in: NJ (45), NY (4), PA (1).

Agent summary

This page summarizes First Commerce Bank's public SBA 7(a) lending record (FY2020–25) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

50 SBA 7(a) loans totaling $42.2M
47 businesses financed
0% failure rate (FY20–23)
FDIC total assets $1.8B
11 FDIC branch locations

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/first-commerce-bank
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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