Lender record
First Pacific Bank
The real lending record — every figure from funded deals. HQ: 16011 Whittier Blvd, Whittier, CA. 5 branches.
6
Recent deals (FY20+)
$410K
Typical deal
—
Approval → funding
Where First Pacific Bank lends
Deals First Pacific Bank funded — list all 6 as text
- Little Company of Mary — San Bernardino · $466K · FY2025 · Full-Service Restaurants
- Inland Empire Fleet Maintenance, LLC — Colton · $410K · FY2025 · All Other Automotive Repair and Maintenance
- Madhouse Dance LLC — Encinitas · $283K · FY2024 · Fine Arts Schools
- Cheeseburgers in Poway, LLC — Poway · $283K · FY2023 · Full-Service Restaurants
- Feminine Pharm-D, Inc. — San Diego · $3.5M · FY2022 · Pharmacies and Drug Retailers
- FEMININE PHARM-D, INC. — San Diego · $350K · FY2022 · Pharmacies and Drug Retailers
Deal profile
Most First Pacific Bank deals land between $283K and $466K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Full-Service Restaurants (2)
- 2.Pharmacies and Drug Retailers (2)
- 3.All Other Automotive Repair and Maintenance (1)
- 4.Fine Arts Schools (1)
Most active states
- 1.California (6 deals)
Can First Pacific Bank fund you? The bank behind the loans
Total assets
$489.8M
▲ 0.1% vs prior quarter
Deposits on hand
$409.8M
▲ 0.9% vs prior quarter
Loans outstanding
$327.9M
▲ 3.5% vs prior quarter
Net income (latest qtr)
$510K
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes First Pacific Bank more SBA-focused than 51% of the banks on our record.
- •Deposits grew last quarter — more raw lending capacity than the quarter before.
- •Return on assets of 0.42% — well under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a First Pacific Bank branch (5)
First Pacific BankMain office16011 Whittier BlvdWhittier, CA 90603 · since 2006
Redlands Branch408 E State StRedlands, CA 92373 · since 2007
Sfs Branch12070 Telegraph RdSanta Fe Springs, CA 90670 · since 2008
Orange Branch625 The City Dr SOrange, CA 92868 · since 2019
San Diego Branch11988 El Camino RealSan Diego, CA 92130 · since 2022
Branch data: FDIC BankFind.
Recent deals
- Little Company of Mary in San Bernardino, CA — $466K (2025) · purchase · Full-Service Restaurants
- Program
- 7a General
- Rate at approval
- 9.85% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $350K (75%)
- Approval → funding
- 21 days
- Approved
- 8/1/2025
- First disbursed
- 8/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 19
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $518K
- Est. down payment (10%)
- $52K
- Est. cash at closing
- $69K
- Monthly payment
- $6,120
- Annual debt service
- $73K
- Cash flow needed (1.25×)
- $92K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
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- Inland Empire Fleet Maintenance, LLC in Colton, CA — $410K (2025) · All Other Automotive Repair and Maintenance
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $308K (75%)
- Approval → funding
- 35 days
- Approved
- 6/25/2025
- First disbursed
- 7/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- All Other Automotive Repair and Maintenance
Your business? Claim this record · Request removal
- Madhouse Dance LLC in Encinitas, CA — $283K (2024) · Fine Arts Schools
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $212K (75%)
- Approval → funding
- 41 days
- Approved
- 1/13/2024
- First disbursed
- 2/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Existing or more than 2 years old
- Industry
- Fine Arts Schools
Your business? Claim this record · Request removal
- Cheeseburgers in Poway, LLC in Poway, CA — $283K (2023) · purchase · Full-Service Restaurants
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $212K (75%)
- Approval → funding
- 79 days
- Approved
- 6/13/2023
- First disbursed
- 8/31/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 33
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $314K
- Est. down payment (10%)
- $31K
- Est. cash at closing
- $42K
- Monthly payment
- $3,775
- Annual debt service
- $45K
- Cash flow needed (1.25×)
- $57K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Feminine Pharm-D, Inc. in San Diego, CA — $3.5M (2022) · Pharmacies and Drug Retailers
- Program
- 7a General
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.6M (75%)
- Approval → funding
- 32 days
- Approved
- 7/22/2022
- First disbursed
- 8/23/2022
- Loan status
- Paid in full (4/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 32
- Business age
- Existing or more than 2 years old
- Industry
- Pharmacies and Drug Retailers
Your business? Claim this record · Request removal
- FEMININE PHARM-D, INC. in San Diego, CA — $350K (2022) · Pharmacies and Drug Retailers
- Program
- Standard Asset Base Working Capital Line
- Subprogram
- Standard Asset Based
- Rate at approval
- 5.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 46 days
- Approved
- 7/22/2022
- First disbursed
- 9/6/2022
- Loan status
- Paid in full (5/31/2025)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Existing or more than 2 years old
- Industry
- Pharmacies and Drug Retailers
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Businesses First Pacific Bank financed
5 businesses on record. Each links to its full SBA record.
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CapBench analysis of public lending records, FY2020–present. Not affiliated with First Pacific Bank.
Agent summary
This page summarizes First Pacific Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 6 SBA 7(a) loans on record
- $410K typical deal
- 2 business-acquisition loans
- HQ: 16011 Whittier Blvd, Whittier, CA
- 5 FDIC branch locations
- FDIC total assets $489.8M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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