Lender record
First State Community Bank
The real lending record — every figure from funded deals. HQ: 201 E Columbia St, Farmington, MO. 53 branches.
15
Recent deals (FY20+)
$350K
Typical deal
17 days
Approval → funding
Where First State Community Bank lends
Deals First State Community Bank funded — list all 15 as text
- Bergen Heating and Cooling, LLC — Springfield · $909K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- Gartland, Inc. — Saint Louis · $760K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- Seawest Specialty Contracting LLC — Cape Girardeau · $465K · FY2025 · Roofing Contractors
- Precision Daylighting Inc. — Pacific · $350K · FY2025 · All Other Specialty Trade Contractors
- Courtway Construction LLC — Warrenton · $177K · FY2025 · Framing Contractors
- Steadfast Spine and Sports Medicine of Warrenton, LLC — Warrenton · $138K · FY2025 · Offices of Chiropractors
- Myers Funeral Home — Wellsville · $662K · FY2023 · Funeral Homes and Funeral Services
- Rise Barnes- Keyes Insurance Agency LLC — Saint James · $634K · FY2023 · Insurance Agencies and Brokerages
- A&C Minor LLC — Bevier · $365K · FY2023 · Limited-Service Restaurants
- 63 Liquor LLC — Columbia · $302K · FY2023 · Beer, Wine, and Liquor Retailers
- CDL Foods LLC — Sullivan · $140K · FY2022 · Mobile Food Services
- Muddy Banks Brewing Company, LLC — Oak Grove · $320K · FY2021 · Breweries
- Gartland Co Plumbing, Heating, & Power Piping — Saint Louis · $200K · FY2021 · Water Supply and Irrigation Systems
- Pacific Chiropractic Center — Pacific · $155K · FY2021 · Offices of Chiropractors
- Parkland Pharmacy Development LLC — Piedmont · $2.2M · FY2020 · Pharmacies and Drug Stores
Deal profile
Most First State Community Bank deals land between $177K and $662K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Plumbing, Heating, and Air-Conditioning Contractors (2)
- 2.Offices of Chiropractors (2)
- 3.Roofing Contractors (1)
- 4.All Other Specialty Trade Contractors (1)
- 5.Framing Contractors (1)
- 6.Funeral Homes and Funeral Services (1)
- 7.Insurance Agencies and Brokerages (1)
- 8.Limited-Service Restaurants (1)
Most active states
- 1.Missouri (15 deals)
Franchises they finance most
Can First State Community Bank fund you? The bank behind the loans
Total assets
$4.5B
▲ 1% vs prior quarter
Deposits on hand
$3.8B
▲ 1% vs prior quarter
Loans outstanding
$3.4B
▲ 1.7% vs prior quarter
Net income (latest qtr)
$19.5M
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes First State Community Bank more SBA-focused than 11% of the banks on our record.
- •Deposits grew last quarter — more raw lending capacity than the quarter before.
- •Return on assets of 1.73% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a First State Community Bank branch (53)
First State Community BankMain office201 E Columbia StFarmington, MO 63640 · since 1954
Malden Branch1214 N Douglass StMalden, MO 63863 · since 1889
Hayti Branch1015 E Highway 84Hayti, MO 63851 · since 1889
Portageville Branch200 E Main StPortageville, MO 63873 · since 1889
Richland Branch301 W Washington AveRichland, MO 65556 · since 1889
Marshall Branch1035 Cherokee DrMarshall, MO 65340 · since 1893
Jackson Branch320 W Main StJackson, MO 63755 · since 1894
Rolla Main Branch210 W 8th StRolla, MO 65401 · since 1894
Bank Star Of The Leadbelt Branch365 W Main StPark Hills, MO 63601 · since 1905
Bonne Terre Branch20 E School StBonne Terre, MO 63628 · since 1909
Gerald Facility340 S Main StGerald, MO 63037 · since 1913
Lebanon Branch101 W Commercial StLebanon, MO 65536 · since 1917
Warrenton Facility607 North Highway 47Warrenton, MO 63383 · since 1931
Moberly Branch Lpo509 W Rollins StMoberly, MO 65270 · since 1933
Macon Branch1612 Maffry AveMacon, MO 63552 · since 1933
Ironton Branch231 S Main StIronton, MO 63650 · since 1934
Hermann Facility208 E 1st StHermann, MO 65041 · since 1935
Boonville Branch412 Main StBoonville, MO 65233 · since 1946
Mexico Branch912 E. LibertyMexico, MO 65265 · since 1955
Desoto Branch328 N Main StDe Soto, MO 63020 · since 1962
Karsch Branch702 N Washington StFarmington, MO 63640 · since 1970 · limited service
Drive-In Branch110 W Russell StIronton, MO 63650 · since 1973 · limited service
Ste Genevieve-Plaza Branch710 Parkwood DrSainte Genevieve, MO 63670 · since 1975
Imperial Facility6021 W Outer RdImperial, MO 63052 · since 1975
Conway Branch602 West Jefferson AvenueConway, MO 65632 · since 1978
Dutzow Branch11728 Bluff RdMarthasville, MO 63357 · since 1980
Lebanon -South Facility1419 S Jefferson AveLebanon, MO 65536 · since 1982
Fredericktown Branch713 W Main StFredericktown, MO 63645 · since 1986
Shady Valley Facility Branch4551 Highway 21Imperial, MO 63052 · since 1990 · limited service
Terre Du Lac Facility74 Rue Terre BonneBonne Terre, MO 63628 · since 1992
Maple Valley Branch775 Maple Valley DrFarmington, MO 63640 · since 1992
Moberly Branch420 N Morley StMoberly, MO 65270 · since 1994
Desloge Branch1135 N Desloge DrDesloge, MO 63601 · since 1996
Perryville Branch406 N Perryville BlvdPerryville, MO 63775 · since 1997
Sullivan Branch3 E Springfield RdSullivan, MO 63080 · since 1997
Park Hills Branch1401 S Saint Joe DrPark Hills, MO 63601 · since 1998
Potosi Branch100 Hwy P, Suite APotosi, MO 63664 · since 2001
Kennett Branch114 Independence AveKennett, MO 63857 · since 2001
Wright City Branch20 Wildcat DrWright City, MO 63390 · since 2002
Cape Giradeau Branch1602 N Kingshighway StCape Girardeau, MO 63701 · since 2003
Columbia - Clark Lane Banking Center3200 Golden Bear DrColumbia, MO 65202 · since 2004
Sikeston Branch201 N Main StSikeston, MO 63801 · since 2005
Warrenton Branch1022 N State Highway 47Warrenton, MO 63383 · since 2005
Cape Girardeau Branch2527 William StCape Girardeau, MO 63703 · since 2005
Washington Branch1801 Bedford Center DrWashington, MO 63090 · since 2005
Owensville Branch308 W Lincoln AveOwensville, MO 65066 · since 2005
Hillsboro Branch4767 State Road BHillsboro, MO 63050 · since 2006
Desoto Branch - 21801 Old Boyd StDe Soto, MO 63020 · since 2006
Festus Branch1450 Parkway WFestus, MO 63028 · since 2006
Black Knight Branch1 Black Knight DrFarmington, MO 63640 · since 2006
Columbia - Bethel Banking Center300 Diego DrColumbia, MO 65203 · since 2007
Pacific Branch302 W Saint Louis StPacific, MO 63069 · since 2018
Columbia Discovery Park Branch3601 Endeavor AveColumbia, MO 65201 · since 2022
Scroll for all 53 branches · Branch data: FDIC BankFind.
Recent deals
- Bergen Heating and Cooling, LLC in Springfield, MO — $909K (2025) · purchase · Plumbing, Heating, and Air-Conditioning Contractors
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $682K (75%)
- Approval → funding
- 34 days
- Approved
- 3/26/2025
- First disbursed
- 4/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $101K
- Est. cash at closing
- $138K
- Monthly payment
- $11,392
- Annual debt service
- $137K
- Cash flow needed (1.25×)
- $171K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Gartland, Inc. in Saint Louis, MO — $760K (2025) · Plumbing, Heating, and Air-Conditioning Contractors
- Program
- 7a General
- Rate at approval
- 7.4% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $570K (75%)
- Approval → funding
- 56 days
- Approved
- 3/26/2025
- First disbursed
- 5/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Your business? Claim this record · Request removal
- Seawest Specialty Contracting LLC in Cape Girardeau, MO — $465K (2025) · Roofing Contractors
- Program
- 7a General
- Rate at approval
- 7.2% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $349K (75%)
- Approval → funding
- 135 days
- Approved
- 3/19/2025
- First disbursed
- 8/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Roofing Contractors
Your business? Claim this record · Request removal
- Precision Daylighting Inc. in Pacific, MO — $350K (2025) · purchase · All Other Specialty Trade Contractors
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 13 days
- Approved
- 1/31/2025
- First disbursed
- 2/13/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 34
- Business age
- Change of Ownership
- Industry
- All Other Specialty Trade Contractors
If you were the buyer here
- Est. deal size
- $389K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $4,339
- Annual debt service
- $52K
- Cash flow needed (1.25×)
- $65K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Courtway Construction LLC in Warrenton, MO — $177K (2025) · Framing Contractors
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $133K (75%)
- Approval → funding
- 14 days
- Approved
- 2/4/2025
- First disbursed
- 2/18/2025
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Framing Contractors
Your business? Claim this record · Request removal
- Steadfast Spine and Sports Medicine of Warrenton, LLC in Warrenton, MO — $138K (2025) · purchase · Offices of Chiropractors
- Program
- 7a General
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $117K (85%)
- Approval → funding
- 11 days
- Approved
- 12/27/2024
- First disbursed
- 1/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Offices of Chiropractors
If you were the buyer here
- Est. deal size
- $153K
- Est. down payment (10%)
- $15K
- Est. cash at closing
- $20K
- Monthly payment
- $1,742
- Annual debt service
- $21K
- Cash flow needed (1.25×)
- $26K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Myers Funeral Home in Wellsville, MO — $662K (2023) · Funeral Homes and Funeral Services
- Program
- 7a General
- Rate at approval
- 5.875% fixed
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $496K (75%)
- Approval → funding
- 17 days
- Approved
- 1/17/2023
- First disbursed
- 2/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Funeral Homes and Funeral Services
Your business? Claim this record · Request removal
- Rise Barnes- Keyes Insurance Agency LLC in Saint James, MO — $634K (2023) · Insurance Agencies and Brokerages
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $476K (75%)
- Approval → funding
- 14 days
- Approved
- 3/16/2023
- First disbursed
- 3/30/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Farmers Insurance Exchange - Reserve Agent Appointment Agree
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Insurance Agencies and Brokerages
Your business? Claim this record · Request removal
- A&C Minor LLC in Bevier, MO — $365K (2023) · Limited-Service Restaurants
- Program
- 7a General
- Rate at approval
- 7.4% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $274K (75%)
- Approval → funding
- 13 days
- Approved
- 5/9/2023
- First disbursed
- 5/22/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Your business? Claim this record · Request removal
- 63 Liquor LLC in Columbia, MO — $302K (2023) · Beer, Wine, and Liquor Retailers
- Program
- 7a General
- Rate at approval
- 7.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $227K (75%)
- Approval → funding
- 81 days
- Approved
- 6/9/2023
- First disbursed
- 8/29/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beer, Wine, and Liquor Retailers
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Failed deals
1 of First State Community Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.
Work at First State Community Bank?
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Businesses First State Community Bank financed
15 businesses on record. Each links to its full SBA record.
- Parkland Pharmacy Development LLCPiedmont, MO · 1 loan$2.2M
- Bergen Heating and Cooling, LLCSpringfield, MO · 1 loan$909K
- Gartland, Inc.Saint Louis, MO · 1 loan$760K
- Myers Funeral HomeWellsville, MO · 1 loan$662K
- Rise Barnes- Keyes Insurance Agency LLCSaint James, MO · 1 loan$634K
- Seawest Specialty Contracting LLCCape Girardeau, MO · 1 loan$465K
- A&C Minor LLCBevier, MO · 1 loan$365K
- Precision Daylighting Inc.Pacific, MO · 1 loan$350K
- Muddy Banks Brewing Company, LLCOak Grove, MO · 1 loan$320K
- 63 Liquor LLCColumbia, MO · 1 loan$302K
- Gartland Co Plumbing, Heating, & Power PipingSaint Louis, MO · 1 loan$200K
- Courtway Construction LLCWarrenton, MO · 1 loan$177K
- Pacific Chiropractic CenterPacific, MO · 1 loan$155K
- CDL Foods LLCSullivan, MO · 1 loan$140K
- Steadfast Spine and Sports Medicine of Warrenton, LLCWarrenton, MO · 1 loan$138K
Work at First State Community Bank?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with First State Community Bank.
Agent summary
This page summarizes First State Community Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 15 SBA 7(a) loans on record
- $350K typical deal
- 4 business-acquisition loans
- HQ: 201 E Columbia St, Farmington, MO
- 53 FDIC branch locations
- FDIC total assets $4.5B
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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