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Lender record

FMS Bank

The real lending record — every figure from funded deals. HQ: 520 Sherman St, Fort Morgan, CO. 2 branches.

48

Recent deals (FY20+)

$560K

Typical deal

25 days

Approval → funding

4.8%

Failure rate (FY20–23)

Where FMS Bank lends

Deals FMS Bank funded — list all 48 as text

Deal profile

Most FMS Bank deals land between $250K and $1.0M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Support Activities for Oil and Gas Operations (6)
  2. 2.Janitorial Services (3)
  3. 3.Full-Service Restaurants (3)
  4. 4.Other Building Equipment Contractors (2)
  5. 5.Offices of Certified Public Accountants (2)
  6. 6.Other Support Activities for Road Transportation (2)
  7. 7.Car Washes (2)
  8. 8.General Automotive Repair (2)

Most active states

  1. 1.Colorado (46 deals)
  2. 2.Oklahoma (1 deals)
  3. 3.Wyoming (1 deals)

Franchises they finance most

Ben & Jerry's

1 deals

Ace Hardware

1 deals

Nationwide Lifts

1 deals

Can FMS Bank fund you? The bank behind the loans

Total assets

$347.9M

▲ 2.7% vs prior quarter

Deposits on hand

$315.2M

▲ 3.2% vs prior quarter

Loans outstanding

$252.8M

▼ 1.4% vs prior quarter

Net income (latest qtr)

$-103K

  • •An active SBA program (~0.8% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes FMS Bank more SBA-focused than 75% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of -0.12% — well under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a FMS Bank branch (2)

Fms BankMain office520 Sherman StFort Morgan, CO 80701 · since 1982

Greeley Branch2425 35th AveGreeley, CO 80634 · since 2011

Branch data: FDIC BankFind.

Recent deals

  • Macintyre Services LLC in Fort Collins, CO — $600K (2026) · purchase · Janitorial Services
  • REESE ENERGY CONSULTING, INC. in Edmond, OK — $497K (2026) · Process, Physical Distribution, and Logistics Consulting Ser
  • Base Camp Gymnastics LLC in Broomfield, CO — $350K (2026) · Sports and Recreation Instruction
  • Macintyre Services LLC in Fort Collins, CO — $50K (2026) · Janitorial Services
  • kran llc in Greeley, CO — $5.0M (2025) · Other Building Equipment Contractors
  • Johnny Bechamels LLC in Erie, CO — $1.6M (2025) · Full-Service Restaurants
  • Truesdell Ventures LLC in Livermore, CO — $897K (2025) · purchase · Electrical Contractors and Other Wiring Installation Contrac
  • NORCO CPAS LIMITED LIABILITY COMPANY in Greeley, CO — $650K (2025) · purchase · Offices of Certified Public Accountants
  • TFM 22 LLC in Cheyenne, WY — $600K (2025) · Janitorial Services
  • Johnny Bechamels LLC in Denver, CO — $512K (2025) · Full-Service Restaurants

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Failed deals

1 of FMS Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses FMS Bank financed

38 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with FMS Bank.

Agent summary

This page summarizes FMS Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 48 SBA 7(a) loans on record
  • $560K typical deal
  • 14 business-acquisition loans
  • HQ: 520 Sherman St, Fort Morgan, CO
  • 2 FDIC branch locations
  • FDIC total assets $347.9M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/fms-bank
API:
https://www.capbench.com/api/public/lenders/fms-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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