SBA lender record

FNB South

423 W 12th St, Alma, GA, 31510. The complete public SBA 7(a) lending record (FY2020–22) — every business FNB South financed, every failed deal, the branches, and the FDIC profile.

$1.2M

Total SBA financing

Loans on record

Businesses financed

—

Too few to score

● branch locations (FDIC)

FDIC profile

Total assets: $716.5M
Deposits: $596.1M
Loans outstanding: $464.1M
Net income: $4.7M
Return on assets: 2.6365198273927026%
Return on equity: 16.99%
Total equity: $113.1M
Offices: 4
Founded: 02/1
Headquarters: 423 W 12th St, Alma, GA, 31510
FDIC cert: 17011
Website: www.fnbsouth.net

FDIC call-report data, quarter ending 03/2026.

4 branches

Fnb SouthMain office423 W 12th St, Alma, GA, 31510· since 1950
Baxley Branch198 W Parker St, Baxley, GA, 31513· since 1997
Fnb South Branch620 Peterson Ave S, Douglas, GA, 31533· since 2001
Folkston Branch4322 Second St N, Folkston, GA, 31537· since 2002

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Businesses FNB South financed

2 businesses on record. Each links to its full SBA record.

Most active in: GA (2).

Agent summary

This page summarizes FNB South's public SBA 7(a) lending record (FY2020–22) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

2 SBA 7(a) loans totaling $1.2M
2 businesses financed
FDIC total assets $716.5M
4 FDIC branch locations

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/fnb-south
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with FNB South.