Home & Trade Services · lender intelligence
How to finance a 1-800-PLUMBER in Texas
The SBA 7(a) lenders funding the most 1-800-PLUMBER deals in Texas, from public loan records — typical 1-800-PLUMBER loan about $150K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance 1-800-PLUMBER in Texas
$150K
Typical loan
range $75K–$279K
$167K
Est. purchase price
≈ loan ÷ 90%
$21,467
Cash to close
$16,667 down + fees
$2,196/mo
Typical payment
~12.5% · 10yr
$30,305/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
25 days
Typical time to fund
2
Lenders competing
more = leverage
10.04%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with 1-800-PLUMBER in Texas
Ranked by funded 1-800-PLUMBER loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.575 loans · $220M · De Graff, OHFull record →
7+ funded 1-800-PLUMBER in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- DZH Services LLC in Lewisville, TX — $540K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $405K (75%)
- Approval → funding
- 11 days
- Approved
- 9/29/2025
- First disbursed
- 10/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Shanand, Inc. dba 1-800-Plumber +Air of Flower Mound in Lewisville, TX — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 25 days
- Approved
- 4/28/2025
- First disbursed
- 5/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- DZH Services LLC in Lewisville, TX — $75K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $38K (50%)
- Approved
- 9/29/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- JELR Enterprises, LLC dba 1-800-PLUMBER + AIR OF NEW BRAUNFELS in Driftwood, TX — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 110 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 62 days
- Approved
- 3/29/2024
- First disbursed
- 5/30/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Pichardo Home Services, Inc. dba 1-800-Plumber + Air of East San Antonio in Converse, TX — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 22 days
- Approved
- 9/17/2024
- First disbursed
- 10/9/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- A.B.M. Commercial & Residential, LLC in Houston, TX — $279K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $209K (75%)
- Approval → funding
- 0 days
- Approved
- 10/12/2022
- First disbursed
- 10/12/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- A.B.M. Commercial & Residential, LLC in Houston, TX — $40K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 26 days
- Approved
- 10/12/2022
- First disbursed
- 11/7/2022
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a 1-800-PLUMBER in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded 1-800-PLUMBER loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a 1-800-PLUMBER purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $150K typical 1-800-PLUMBER loan
- 2 lenders active in Texas
- 7+ funded Texas deals
- 25 days typical to fund
Buyers buying a 1-800-PLUMBER in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.