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How to finance a 1-Tom-Plumber in Texas
The SBA 7(a) lenders funding the most 1-Tom-Plumber deals in Texas, from public loan records — typical 1-Tom-Plumber loan about $334K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance 1-Tom-Plumber in Texas
$877K
Typical loan
range $877K–$877K
$974K
Est. purchase price
≈ loan ÷ 90%
$133,560
Cash to close
$97,400 down + fees
$11,343/mo
Typical payment
~9.5% · 10yr
$156,533/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
64 days
Typical time to fund
1
Lenders competing
more = leverage
11.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with 1-Tom-Plumber in Texas
Ranked by funded 1-Tom-Plumber loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.52 loans · $50M · Rockville, MDFull record →
1+ funded 1-Tom-Plumber in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Emergency Plumbers of Texas LLC in Houston, TX — $877K (2024) · Capital Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 126 months
- SBA guaranteed
- $657K (75%)
- Approval → funding
- 64 days
- Approved
- 9/6/2024
- First disbursed
- 11/9/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by Capital Bank, National Association · Lender record →
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Buying a 1-Tom-Plumber in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded 1-Tom-Plumber loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a 1-Tom-Plumber purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Capital Bank, National Association funds the most here. CapBench is not a lender.
- $334K typical 1-Tom-Plumber loan
- 1 lenders active in Texas
- 1+ funded Texas deals
- 64 days typical to fund
Buyers buying a 1-Tom-Plumber in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.