Health & Medical · lender intelligence

How to finance a 4Ever Young in Florida

State:

The SBA 7(a) lenders funding the most 4Ever Young deals in Florida, from public loan records — typical 4Ever Young loan about $433K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance 4Ever Young in Florida

$350K

Typical loan

range $40K–$620K

$389K

Est. purchase price

≈ loan ÷ 90%

$52,014

Cash to close

$38,889 down + fees

$4,821/mo

Typical payment

~11% · 10yr

$66,530/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

11 days

Typical time to fund

Lenders competing

more = leverage

8.98%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with 4Ever Young in Florida

Ranked by funded 4Ever Young loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.102 loans · $119M · Saint Petersburg, FLFull record →
3.3,264 loans · $846M · Miami, FLFull record →
4.19 loans · $18M · Grand Rapids, MIFull record →

12+ funded 4Ever Young in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

4Ever Young Anti-Aging Solutions- Lake Ivanhoe in Orlando, FL — $350K (2026) · Newtek Bank, National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
4 days
Approved
11/14/2025
First disbursed
11/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Existing or more than 2 years old
Industry
Offices of Physicians (except Mental Health Specialists)
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
TC 4EY LLC in Winter Garden, FL — $1.3M (2025) · Climate First Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$948K (75%)
Approved
8/11/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by Climate First Bank · Lender record →
Your business? Claim this record · Request removal
Matus De La Parra Inc. in St. Johns County, FL — $650K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
129 months
SBA guaranteed
$488K (75%)
Approval → funding
5 days
Approved
7/7/2023
First disbursed
7/12/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Brevard Anti Aging Corporation in Merritt Island, FL — $620K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$465K (75%)
Approval → funding
1 days
Approved
12/15/2022
First disbursed
12/16/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Foxysh, Inc. in Fleming Island, FL — $500K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
300 mo (25 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
16 days
Approved
11/7/2022
First disbursed
11/23/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Cosmetics, Beauty Supplies, and Perfume Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Matus De La Parra Inc. in St. Johns County, FL — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
31 days
Approved
7/7/2023
First disbursed
8/7/2023
Loan status
Delinquent
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Brevard Anti Aging Corporation in Merritt Island, FL — $40K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approval → funding
20 days
Approved
12/15/2022
First disbursed
1/4/2023
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
HEBE Group LLC in Naples, FL — $40K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
101 months
SBA guaranteed
$20K (50%)
Approval → funding
10 days
Approved
5/28/2023
First disbursed
6/7/2023
Loan status
Failed — $40K charged off (6/11/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Beauty Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Veluxe, LLC in Fleming Island, FL — $30K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
25 days
Approved
11/7/2022
First disbursed
12/2/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Cosmetics, Beauty Supplies, and Perfume Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
HEBE Group LLC in Naples, FL — $460K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
85 months
SBA guaranteed
$345K (75%)
Approval → funding
2 days
Approved
4/24/2022
First disbursed
4/26/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Beauty Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
HEBE Group LLC in Naples, FL — $40K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.25% variable
Term
27 months
SBA guaranteed
$20K (50%)
Approval → funding
11 days
Approved
4/24/2022
First disbursed
5/5/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Beauty Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
4Ever Young West Palm Beach Corporation in West Palm Beach, FL — $247K (2021) · Lake Michigan CU
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$222K (90%)
Approved
9/28/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Other Personal Care Services
Funded by Lake Michigan CU · Lender record →
Your business? Claim this record · Request removal

Buying a 4Ever Young in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded 4Ever Young loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a 4Ever Young purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$433K typical 4Ever Young loan
4 lenders active in Florida
12+ funded Florida deals
11 days typical to fund

Buyers buying a 4Ever Young in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All 4Ever Young lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/4ever-young/florida
API:: https://www.capbench.com/api/public/lenders?franchise=4ever-young
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.