Food & Restaurants · lender intelligence

How to finance a A&W in Arkansas

State:

The SBA 7(a) lenders funding the most A&W deals in Arkansas, from public loan records — typical A&W loan about $1.0M. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance A&W in Arkansas

$479K

Typical loan

range $479K–$479K

$532K

Est. purchase price

≈ loan ÷ 90%

$71,185

Cash to close

$53,222 down + fees

$6,198/mo

Typical payment

~9.5% · 10yr

$85,532/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

13 days

Typical time to fund

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with A&W in Arkansas

Ranked by funded A&W loans in Arkansas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.28 loans · $35M · West Memphis, ARFull record →

1+ funded A&W in Arkansas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

LONE DEVELOPMENT LLC in Hot Springs, AR — $479K (2021) · Evolve Bank and Trust
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$431K (90%)
Approval → funding
13 days
Approved
6/10/2021
First disbursed
6/23/2021
Loan status
Paid in full (7/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
50
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Evolve Bank and Trust · Lender record →
Your business? Claim this record · Request removal

Buying a A&W in Arkansas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded A&W loans with a Arkansas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a A&W purchase in Arkansas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Arkansas deals. Evolve Bank and Trust funds the most here. CapBench is not a lender.

$1.0M typical A&W loan
1 lenders active in Arkansas
1+ funded Arkansas deals
13 days typical to fund

Buyers buying a A&W in Arkansas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All A&W lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/a-w/arkansas
API:: https://www.capbench.com/api/public/lenders?franchise=a-w
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.