How to finance a Area 51 Cupcakery in Illinois

The SBA 7(a) lenders funding the most Area 51 Cupcakery deals in Illinois, from public loan records — typical Area 51 Cupcakery loan about $295K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Area 51 Cupcakery in Illinois

$295K

Typical loan

range $295K–$295K

$328K

Est. purchase price

≈ loan ÷ 90%

$43,841

Cash to close

$32,778 down + fees

$4,064/mo

Typical payment

~11% · 10yr

$56,083/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

Lenders competing

more = leverage

9.5%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Area 51 Cupcakery in Illinois

Ranked by funded Area 51 Cupcakery loans in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.

1.72 loans · $30M · Oconomowoc, WIFull record →

1+ funded Area 51 Cupcakery in Illinois deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

EPITOME DU FINESSE CONCEPTS LLC in Bolingbrook, IL — $295K (2026) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$221K (75%)
Approved
12/23/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal

Buying a Area 51 Cupcakery in Illinois? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Area 51 Cupcakery loans with a Illinois project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Area 51 Cupcakery purchase in Illinois with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Illinois deals. Bank Five Nine funds the most here. CapBench is not a lender.

$295K typical Area 51 Cupcakery loan
1 lenders active in Illinois
1+ funded Illinois deals

Buyers buying a Area 51 Cupcakery in Illinois typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Area 51 Cupcakery lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-02.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/area-51-cupcakery/illinois
API:: https://www.capbench.com/api/public/lenders?franchise=area-51-cupcakery&state=IL
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.